ADVISUR
ActiveADVISUR has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €694k and a net result of €25k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▼-5
Solvency51▼-10
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.55 in 2024), and 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.3%
Return on assets
1.5%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
2 d early
2023
on the day
2022
1 d early
2021
on the day
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€694k▼ 21.9%
2024 · €889k
2019: €426k
2020: €646k
2021: €637k
2022: €858k
2023: €917k
2024: €889k
2019 → 2025
Total assets
€1.72M▼ 7.2%
2024 · €1.86M
2019: €1.73M
2020: €1.80M
2021: €2.02M
2022: €1.99M
2023: €1.94M
2024: €1.86M
2019 → 2025
Net result
€25k▼ 38.9%
2024 · €41k
2019: €69k
2020: €221k
2021: €84k
2022: €222k
2023: €58k
2024: €41k
2019 → 2025
Working capital
€-485k▼ 110%
2024 · €-231k
2019: €-6k
2020: €120k
2021: €-334k
2022: €-160k
2023: €-142k
2024: €-231k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€637k-€858k▲ 34.8%€917k▲ 6.8%€889k▼ 3.0%€694k▼ 21.9%
Operating result€197k-€342k▲ 73.4%€120k▼ 65.0%€81k▼ 32.2%€65k▼ 19.7%
Net result€84k-€222k▲ 165%€58k▼ 73.8%€41k▼ 28.7%€25k▼ 38.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 20% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.72M
Fixed assets
€1.50M▼ 4.4%
Current assets
€217k▼ 23.0%
Equity and liabilities €1.72M
Equity
€694k▼ 21.9%
Debt
€1.03M▲ 6.3%
The debt ratio rises from 52.1% to 59.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€142k▼
2024 · €158k
Cash flow
€102k▼
2024 · €118k
Solvency
40.3%▼
2024 · 47.9%
Current ratio
0.31▼
2024 · 0.55
Quick ratio
0.31▼
2024 · 0.55
Debt / equity
1.48▲
2024 · 1.09
ROE
3.6%▼
2024 · 4.7%
ROA
1.5%▼
2024 · 2.2%
Interest coverage
3.94▼
2024 · 5.44
Debt
€1.03M▲
2024 · €966k
Debt ≤ 1 year
€702k▲
2024 · €512k
Debt > 1 year
€303k▼
2024 · €435k
Income taxes
€5k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.86M€1.72M▼
Fixed assets21/28€1.57M€1.50M▼
Tangible fixed assets22/27€1.57M€1.50M▼
Land and buildings22€1.57M€1.50M▼
Plant, machinery and equipment23€2k€2k▼
Current assets29/58€281k€217k▼
Amounts receivable within one year40/41€93k€44k▼
Trade receivables40€26k€447▼
Other amounts receivable41€67k€43k▼
Cash at bank and in hand54/58€40k€39k▼
Deferred charges and accrued income490/1€148k€133k▼
Equity and liabilities
Total equity and liabilities10/49€1.86M€1.72M▼
Equity10/15€889k€694k▼
Contributions10/11€19k€19k=
Reserves13€871k€675k▼
Tax-exempt reserves132€56k€56k=
Distributable reserves133€814k€619k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€966k€1.03M▲
Amounts payable after more than one year17€435k€303k▼
Financial debts170/4€435k€303k▼
Amounts payable within one year42/48€512k€702k▲
Current portion of amounts payable after more than one year42€129k€131k▲
Trade debts44€18k€401▼
Suppliers440/4€18k€401▼
Taxes, remuneration and social security45€43k€24k▼
Taxes450/3€43k€24k▼
Other amounts payable47/48€322k€545k▲
Accrued charges and deferred income492/3€19k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77k€76k▼
Other operating charges640/8€15k€13k▼
Non-recurring operating charges66A€14k€0▼
Gross operating margin9900€187k€154k▼
Operating profit (loss)9901€81k€65k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€29k€36k▲
Recurring financial charges65€29k€36k▲
Profit (loss) for the period before taxes9903€55k€31k▼
Income taxes67/77€13k€5k▼
Profit (loss) for the period9904€41k€25k▼
Profit (loss) for the period to be appropriated9905€41k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€25k▼
Transfer from equity791/2€69k€220k▲
Transfer to equity691/2€41k€25k▼
To other reserves6921€41k€25k▼
Profit to be distributed694/7€69k€220k▲
Return on contributions (dividend)694€69k€220k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €25k ▼38.9%
Net result drops to €25k, the lowest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €222k ▲165%
Net result €222k, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-06
Financial
Equity above €500kEq €646k ▲51.7%
2 profitable years in a row build equity to €646k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg van Grembergen 189200 DendermondeGround area
4,286 m²
Building footprint
326 m²
Volume, LiDAR
855 m³
Parcel 42006C0432/00N006, Flanders · tallest building 24.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Advisur
since 19982.113.760.157
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006C0432/00N006 | Flanders | 4,286 m² | 1 · 326 m² | 24.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 9,504 EUR awarded · 10,854 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 505 EUR | 2,005 EUR |
| 2024 | 1 | 4,382 EUR | 2,882 EUR |
| 2023 | 1 | 4,347 EUR | 5,697 EUR |
| 2022 | 1 | 270 EUR | 270 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 31,550 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-1995
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gert.vandenabbeele@atlasgrown.how