ANNSPIRED
ActiveANNSPIRED has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €694k and a net result of €88k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-17
Solvency99▲+1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 3.37 in 2024), and 35.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.3%
Return on assets
8.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
29 d late
2022
31 d late
2021
26 d late
2020
31 d late
2019
98 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€694k▼ 3.3%
2024 · €718k
2018: €188k
2019: €283k
2020: €396k
2021: €597k
2022: €777k
2023: €811k
2024: €718k
2018 → 2025
Total assets
€1.08M▼ 9.6%
2024 · €1.19M
2018: €258k
2019: €495k
2020: €576k
2021: €861k
2022: €1.23M
2023: €1.25M
2024: €1.19M
2018 → 2025
Net result
€88k▼ 23.5%
2024 · €116k
2018: €92k
2019: €95k
2020: €113k
2021: €244k
2022: €210k
2023: €124k
2024: €116k
2018 → 2025
Working capital
€492k▼ 19.7%
2024 · €613k
2018: €160k
2019: €175k
2020: €199k
2021: €369k
2022: €208k
2023: €205k
2024: €613k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€597k-€777k▲ 30.1%€811k▲ 4.4%€718k▼ 11.5%€694k▼ 3.3%
Operating result€358k-€278k▼ 22.4%€188k▼ 32.5%€153k▼ 18.2%€118k▼ 23.0%
Net result€244k-€210k▼ 14.1%€124k▼ 40.7%€116k▼ 6.9%€88k▼ 23.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 23% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€384k▲ 19.3%
Current assets
€695k▼ 20.2%
Equity and liabilities €1.08M
Equity
€694k▼ 3.3%
Debt
€385k▼ 18.9%
The debt ratio falls from 39.8% to 35.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€173k▼
2024 · €193k
Cash flow
€143k▼
2024 · €155k
Solvency
64.3%▲
2024 · 60.2%
Current ratio
3.42▲
2024 · 3.37
Quick ratio
3.42▲
2024 · 3.37
Debt / equity
0.56▼
2024 · 0.66
ROE
12.8%▼
2024 · 16.1%
ROA
8.2%▼
2024 · 9.7%
Interest coverage
29.65▼
2024 · 31.00
Debt
€385k▼
2024 · €475k
Debt ≤ 1 year
€203k▼
2024 · €258k
Debt > 1 year
€182k▼
2024 · €217k
Income taxes
€29k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€1.08M▼
Fixed assets21/28€322k€384k▲
Tangible fixed assets22/27€322k€379k▲
Land and buildings22€260k€301k▲
Plant, machinery and equipment23€408€201▼
Furniture and vehicles24€62k€78k▲
Financial fixed assets28-€5k
Current assets29/58€871k€695k▼
Amounts receivable after more than one year29€60k€0▼
Other amounts receivable291€60k€0▼
Amounts receivable within one year40/41€220k€175k▼
Trade receivables40€66k€101k▲
Other amounts receivable41€154k€74k▼
Cash at bank and in hand54/58€591k€518k▼
Deferred charges and accrued income490/1€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.08M▼
Equity10/15€718k€694k▼
Contributions10/11€19k€19k=
Reserves13€692k€580k▼
Tax-exempt reserves132€217€217=
Distributable reserves133€692k€580k▼
Profit (loss) carried forward14€6k€95k▲
Amounts payable17/49€475k€385k▼
Amounts payable after more than one year17€217k€182k▼
Financial debts170/4€217k€182k▼
Amounts payable within one year42/48€258k€203k▼
Current portion of amounts payable after more than one year42€36k€35k▼
Trade debts44€9k€53k▲
Suppliers440/4€9k€53k▲
Taxes, remuneration and social security45€22k€3k▼
Taxes450/3€22k€3k▼
Other amounts payable47/48€192k€113k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€55k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€195k€176k▼
Operating profit (loss)9901€153k€118k▼
Financial income75/76B€8k€5k▼
Recurring financial income75€8k€5k▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€156k€117k▼
Income taxes67/77€40k€29k▼
Profit (loss) for the period9904€116k€88k▼
Profit (loss) for the period to be appropriated9905€116k€88k▼
Appropriation of the result
Profit (loss) to be appropriated9906€121k€95k▼
Profit (loss) brought forward from the previous period14P€6k€6k▲
Transfer from equity791/2€94k€113k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€209k€113k▼
Return on contributions (dividend)694€209k€113k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €88k ▼23.5%
Net result drops to €88k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €244k ▲116%
Operating result €358k, net result €244k, both a record.
31-12
Financial
Equity above €500kEq €597k ▲50.7%
4 profitable years in a row build equity to €597k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Equity above €200kEq €283k ▲50.5%
2 profitable years in a row build equity to €283k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eversemsesteenweg 851852 GrimbergenGround area
1,040 m²
Building footprint
170 m²
Volume, LiDAR
735 m³
Parcel 23005B0135/00H000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ANNSPIRED
since 20152.245.575.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23005B0135/00H000 | Flanders | 1,040 m² | 1 · 170 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 3,007 EUR awarded · 3,007 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 968 EUR | 968 EUR |
| 2023 | 1 | 2,039 EUR | 2,039 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 31,540 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
78100Employment placement agencies
82990Other business support services
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.