AMS Consulting
ActiveAMS Consulting has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €694k and a net result of €213k. Equity is growing by ~39.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency65▲+13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.21 in 2024), and 40.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.4%
Return on assets
18.2%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
40 d early
2023
4 d early
2022
2 d early
2021
3 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€694k▲ 44.2%
2024 · €481k
2018: €-9k
2019: €33k
2020: €67k
2021: €132k
2022: €198k
2023: €262k
2024: €481k
2018 → 2025
Total assets
€1.17M▲ 0.6%
2024 · €1.16M
2018: €13k
2019: €442k
2020: €559k
2021: €579k
2022: €579k
2023: €1.17M
2024: €1.16M
2018 → 2025
Net result
€213k▼ 2.9%
2024 · €219k
2018: €-2k
2019: €26k
2020: €50k
2021: €64k
2022: €66k
2023: €65k
2024: €219k
2018 → 2025
Working capital
€-126k▲ 8.6%
2024 · €-138k
2018: €-12k
2019: €-68k
2020: €-89k
2021: €-79k
2022: €-48k
2023: €-275k
2024: €-138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€132k-€198k▲ 49.9%€262k▲ 32.7%€481k▲ 83.5%€694k▲ 44.2%
Operating result€100k-€101k▲ 1.0%€97k▼ 3.1%€77k▼ 21.0%€98k▲ 26.7%
Net result€64k-€66k▲ 2.0%€65k▼ 1.7%€219k▲ 239%€213k▼ 2.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€1.12M▼ 0.6%
Current assets
€52k▲ 39.3%
Equity and liabilities €1.17M
Equity
€694k▲ 44.2%
Debt
€475k▼ 30.2%
The debt ratio falls from 58.6% to 40.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€105k▲
2024 · €84k
Cash flow
€220k▼
2024 · €227k
Solvency
59.4%▲
2024 · 41.4%
Current ratio
0.29▲
2024 · 0.21
Quick ratio
0.29▲
2024 · 0.21
Debt / equity
0.68▼
2024 · 1.41
ROE
30.7%▼
2024 · 45.5%
ROA
18.2%▼
2024 · 18.9%
Interest coverage
5.95▲
2024 · 3.65
Debt
€475k▼
2024 · €680k
Debt ≤ 1 year
€178k▲
2024 · €176k
Debt > 1 year
€297k▼
2024 · €505k
Income taxes
€17k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.16M€1.17M▲
Fixed assets21/28€1.12M€1.12M▼
Tangible fixed assets22/27€25k€18k▼
Furniture and vehicles24€8k€4k▼
Other tangible fixed assets26€17k€13k▼
Financial fixed assets28€1.10M€1.10M=
Current assets29/58€37k€52k▲
Amounts receivable within one year40/41€15k€24k▲
Trade receivables40€15k€15k=
Other amounts receivable41€45€9k▲
Cash at bank and in hand54/58€22k€28k▲
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.17M▲
Equity10/15€481k€694k▲
Contributions10/11€23k€23k=
Reserves13€459k€672k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€457k€670k▲
Amounts payable17/49€680k€475k▼
Amounts payable after more than one year17€505k€297k▼
Financial debts170/4€505k€297k▼
Amounts payable within one year42/48€176k€178k▲
Current portion of amounts payable after more than one year42€90k€83k▼
Financial debts43-€15k
Credit institutions430/8-€15k
Trade debts44€22k€7k▼
Suppliers440/4€22k€7k▼
Advances received on contracts in progress46-€18k
Taxes, remuneration and social security45€42k€9k▼
Taxes450/3€42k€6k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€22k€46k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€86k€106k▲
Operating profit (loss)9901€77k€98k▲
Financial income75/76B€200k€150k▼
Recurring financial income75€200k€150k▼
Financial charges65/66B€23k€18k▼
Recurring financial charges65€23k€18k▼
Profit (loss) for the period before taxes9903€254k€230k▼
Income taxes67/77€35k€17k▼
Profit (loss) for the period9904€219k€213k▼
Profit (loss) for the period to be appropriated9905€219k€213k▼
Appropriation of the result
Profit (loss) to be appropriated9906€219k€213k▼
Transfer to equity691/2€219k€213k▼
To other reserves6921€219k€213k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €500kEq €694k ▲44.2%
7 profitable years in a row build equity to €694k.
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €219k ▲239%
Net result €219k, the highest in the series.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €200kEq €262k ▲32.7%
5 profitable years in a row build equity to €262k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €150kEq €198k ▲49.9%
4 profitable years in a row build equity to €198k.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
30-09
Financial
Equity above €100kEq €132k ▲95.8%
3 profitable years in a row build equity to €132k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Eyckpark 359250 WaasmunsterGround area
2,417 m²
Building footprint
190 m²
Volume, LiDAR
2,130 m³
Parcel 42023B0369/00S000, Flanders · tallest building 20.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AMS Consulting
since 20112.198.490.647
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0369/00S000 | Flanders | 2,417 m² | 1 · 190 m² | 20.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,247 EUR awarded · 1,247 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 531 EUR | 531 EUR |
| 2022 | 1 | 716 EUR | 716 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 31,536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2011
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.