ADVIESBUREAU LAMBRECHTS
ActiveADVIESBUREAU LAMBRECHTS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 58% of 7452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-21
Solvency76▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.43 in 2024; short-term debt: 48.6% and cash: 31.4% of total assets), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
-26.9%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
23 d early
2023
7 d early
2022
22 d early
2021
5 d early
2020
1 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 34.4%
2024 · €28k
2019: €17k
2020: €17k
2021: €44k
2022: €42k
2023: €37k
2024: €28k
2019 → 2025
Total assets
€36k▼ 18.7%
2024 · €44k
2019: €31k
2020: €26k
2021: €64k
2022: €56k
2023: €51k
2024: €44k
2019 → 2025
Net result
€-10k▼ 2.0%
2024 · €-9k
2019: €480
2020: €-44
2021: €28k
2022: €-2k
2023: €-5k
2024: €-9k
2019 → 2025
Working capital
€6k▼ 13.7%
2024 · €7k
2019: €16k
2020: €12k
2021: €33k
2022: €10k
2023: €7k
2024: €7k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€42k▼ 5.5%€37k▼ 10.8%€28k▼ 25.2%€18k▼ 34.4%
Operating result€-2k-€9€-3k€-9k▼ 172%€-9k▼ 1.4%
Net result€28k-€-2k€-5k▼ 86.8%€-9k▼ 108%€-10k▼ 2.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €9k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€12k▼ 41.1%
Current assets
€23k▲ 1.9%
Equity and liabilities €36k
Equity
€18k▼ 34.4%
Debt
€17k▲ 8.7%
The debt ratio rises from 36.3% to 48.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-209▼
2024 · €849
Cash flow
€-947▼
2024 · €181
Solvency
51.4%▼
2024 · 63.7%
Current ratio
1.34▼
2024 · 1.43
Quick ratio
1.34▼
2024 · 1.43
Debt / equity
0.95▲
2024 · 0.57
ROE
-52.4%▼
2024 · -33.7%
ROA
-26.9%▼
2024 · -21.4%
Interest coverage
-0.50▼
2024 · 2.48
Debt
€17k▲
2024 · €16k
Debt ≤ 1 year
€17k▲
2024 · €16k
Income taxes
€339▲
2024 · €328
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€36k▼
Fixed assets21/28€21k€12k▼
Tangible fixed assets22/27€21k€12k▼
Furniture and vehicles24€21k€12k▼
Current assets29/58€23k€23k▲
Amounts receivable within one year40/41€12k€11k▼
Trade receivables40€11k€10k▼
Other amounts receivable41€918€1k▲
Cash at bank and in hand54/58€9k€11k▲
Deferred charges and accrued income490/1€2k€694▼
Equity and liabilities
Total equity and liabilities10/49€44k€36k▼
Equity10/15€28k€18k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€9k€-238▼
Amounts payable17/49€16k€17k▲
Amounts payable within one year42/48€16k€17k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€322€339▲
Taxes450/3€322€339▲
Other amounts payable47/48€13k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€2k€895▼
Operating profit (loss)9901€-9k€-9k▼
Financial income75/76B€3€19▲
Recurring financial income75€3€19▲
Financial charges65/66B€343€418▲
Recurring financial charges65€343€418▲
Profit (loss) for the period before taxes9903€-9k€-9k▼
Income taxes67/77€328€339▲
Profit (loss) for the period9904€-9k€-10k▼
Profit (loss) for the period to be appropriated9905€-9k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-238▼
Profit (loss) brought forward from the previous period14P€19k€9k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
05-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
09-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tweekleinewegenstraat 643001 LeuvenGround area
249 m²
Building footprint
157 m²
Volume, LiDAR
1,156 m³
Parcel 24040A0122/00C002, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
A.B.L.
since 19902.048.046.320
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24040A0122/00C002 | Flanders | 249 m² | 1 · 157 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JEAN YVES POUPAERT
BE 1016.230.101
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Bouwwerken Bart Jacobs
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SCHMITZ CONSTRUCTIONS
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Theux · Eq €18k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 11,317 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-04-1990
Fiscal year end30-06
Abbreviation NL
A.B.L.
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.