BEL BATY
ActiveThe computed 12-month bankruptcy probability of BEL BATY is 2.7% (moderate). The 2024 annual accounts show equity of €18k and a net result of €9k. Its solvency ranks better than 15% of 9981 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability45▼-27
Solvency31▼-9
Growth78
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 1.18 in 2023; short-term debt: 93.8% and cash: 0.6% of total assets), and 93.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
6.2%
Return on assets
3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9981 sector peers (2024).
NBB · sector comparisonPosition among 9981 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
418 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€18k▲ 93.8%
2023 · €9k
2023: €9k
2023 → 2024
Total assets
€297k▲ 381%
2023 · €62k
2023: €62k
2023 → 2024
Net result
€9k▲ 4.8%
2023 · €8k
2023: €8k
2023 → 2024
Working capital
€18k▲ 93.8%
2023 · €9k
2023: €9k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€9k-€18k▲ 93.8%
Operating result€9k-€9k▲ 4.0%
Net result€8k-€9k▲ 4.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 4% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €297k
Equity
€18k▲ 93.8%
Debt
€279k▲ 433%
The debt ratio rises from 84.7% to 93.8%. Equity and debt are higher.
Key figures and ratios
Solvency
6.2%▼
2023 · 15.3%
Current ratio
1.07▼
2023 · 1.18
Quick ratio
1.07▼
2023 · 1.18
Debt / equity
15.19▲
2023 · 5.52
ROE
48.4%▼
2023 · 89.4%
ROA
3.0%▼
2023 · 13.7%
Debt
€279k▲
2023 · €52k
Debt ≤ 1 year
€279k▲
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€62k€297k▲
Current assets29/58€62k€297k▲
Amounts receivable within one year40/41€61k€295k▲
Trade receivables40€61k€295k▲
Other amounts receivable41-€375
Cash at bank and in hand54/58€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€62k€297k▲
Equity10/15€9k€18k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€8k€17k▲
Amounts payable17/49€52k€279k▲
Amounts payable within one year42/48€52k€279k▲
Trade debts44€2k€176k▲
Suppliers440/4€2k€176k▲
Taxes, remuneration and social security45€3k€105▼
Taxes450/3€3k€105▼
Other amounts payable47/48€48k€103k▲
Income statement
Code20232024
Gross operating margin9900€9k€9k▲
Operating profit (loss)9901€9k€9k▲
Financial charges65/66B€70-
Recurring financial charges65€70-
Profit (loss) for the period before taxes9903€8k€9k▲
Profit (loss) for the period9904€8k€9k▲
Profit (loss) for the period to be appropriated9905€8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€17k▲
Profit (loss) brought forward from the previous period14P-€8k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
22-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 418 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Ruisbroek 2571620 DrogenbosGround area
1.5 ha
Building footprint
4,905 m²
Volume, LiDAR
34,514 m³
2 parcels, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BEL BATY
since 20232.351.044.725
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0038/00K000 | Flanders | 7,925 m² | 1 · 4,905 m² | 12.9 m · 2 fl. |
| 23046C0467/00K000 | Flanders | 7,070 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCHMITZ CONSTRUCTIONS
BE 0719.590.639
Theux · Eq €18k
ADVIESBUREAU LAMBRECHTS
BE 0440.399.893
Leuven · Eq €18k
ACN CONSTRUCT
BE 0798.349.194
Wezembeek-Oppem · Eq €18k
PROFFED SOLUTION
BE 1023.436.211
Zaventem · Eq €18k
CONSORTIUM VOOR INVESTERING EN BEHEER VAN ONROERENDE GOEDEREN
BE 0436.861.472
Ninove · Eq €18k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,312 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
43211General electrical installation work
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.