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ADINO

Active
Private limited company (pre-2019)founded 20178 yrs activePlace des Giroflées 7, 1348 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0683.959.965
Summary

ADINO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €703k and a net result of €19k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 95% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
76 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-42
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 32.07 against 27.61 in 2024; short-term debt: 3% and cash: 8.7% of total assets), and 3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97%
Return on assets
2.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
21 d late
2021
27 d early
2020
11 d early
2019
10 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€703k▲ 2.8%
2024 · €684k
2018: €342k 2019: €368k 2020: €393k 2021: €553k 2022: €568k 2023: €612k 2024: €684k
2018 → 2025
Total assets
€725k▲ 2.3%
2024 · €709k
2018: €343k 2019: €381k 2020: €481k 2021: €557k 2022: €581k 2023: €631k 2024: €709k
2018 → 2025
Net result
€19k▼ 73.6%
2024 · €72k
2018: €329k 2019: €81k 2020: €25k 2021: €160k 2022: €14k 2023: €44k 2024: €72k
2018 → 2025
Working capital
€672k▲ 3.3%
2024 · €651k
2018: €341k 2019: €367k 2020: €392k 2021: €550k 2022: €549k 2023: €594k 2024: €651k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€553k-€568k▲ 2.6%€612k▲ 7.8%€684k▲ 11.8%€703k▲ 2.8%
Operating result€-8k-€-5k▲ 36.1%€4k€13k▲ 238%€4k▼ 67.9%
Net result€160k-€14k▼ 91.1%€44k▲ 210%€72k▲ 63.3%€19k▼ 73.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2021: €-8k€-8kNet result 2021: €160k€160kOperating result 2022: €-5k€-5kNet result 2022: €14k€14kOperating result 2023: €4k€4kNet result 2023: €44k€44kOperating result 2024: €13k€13kNet result 2024: €72k€72kOperating result 2025: €4k€4kNet result 2025: €19k€19k20212022202320242025€0€20k€40k€60k€80kOperating result 2023: €4k€3.7kNet result 2023: €44k€44kOperating result 2024: €13k€13kNet result 2024: €72k€72kOperating result 2025: €4k€4.1kNet result 2025: €19k€19k202320242025
The operating result falls in 2025; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €725k
Fixed assets €31k ▼ 6.6%
Current assets €694k ▲ 2.7%
Equity and liabilities €725k
Equity €703k ▲ 2.8%
Debt €22k ▼ 11.5%
Debt's share of the balance-sheet total falls from 3.5% to 3.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€6k
2024 · €15k
Cash flow
€21k
2024 · €75k
Current ratio
32.07
2024 · 27.61
Debt to equity
0.03
2024 · 0.04
ROE
2.7%
2024 · 10.6%
ROA
2.6%
2024 · 10.2%
Interest coverage
2.16
2024 · 138.67
Debt ≤ 1 year
€22k
2024 · €24k
Income taxes
€712
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€709k€725k
Fixed assets21/28€33k€31k
Intangible fixed assets21€13k€11k
Tangible fixed assets22/27€1k€990
Furniture and vehicles24€1k€990
Financial fixed assets28€19k€19k=
Current assets29/58€676k€694k
Amounts receivable after more than one year29€60k€135k
Other amounts receivable291€60k€135k
Amounts receivable within one year40/41€241k€246k
Trade receivables40€11k€2k
Other amounts receivable41€230k€244k
Current investments50/53€250k€250k=
Cash at bank and in hand54/58€125k€63k
Equity and liabilities
Total equity and liabilities10/49€709k€725k
Equity10/15€684k€703k
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€670k€689k
Provisions for liabilities and charges160/5-€0
Amounts payable17/49€24k€22k
Amounts payable within one year42/48€24k€22k
Trade debts44€13k€13k
Suppliers440/4€13k€13k
Taxes, remuneration and social security45€5k€977
Taxes450/3€5k€977
Other amounts payable47/48€7k€7k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€387€400
Gross operating margin9900€15k€7k
Operating profit (loss)9901€13k€4k
Financial income75/76B€64k€19k
Recurring financial income75€64k€19k
Financial charges65/66B€109€3k
Recurring financial charges65€109€3k
Profit (loss) for the period before taxes9903€77k€20k
Income taxes67/77€5k€712
Profit (loss) for the period9904€72k€19k
Profit (loss) for the period to be appropriated9905€72k€19k
Appropriation of the result
Profit (loss) to be appropriated9906€670k€689k
Profit (loss) brought forward from the previous period14P€598k€670k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
21-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial Weakest financial yearnet €14k ▼91.1%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity times 30current ratio 160.74
Current ratio from 5.43 to 160.74; short-term debt falls from €89k to €3k.
31-12
Financial Equity above €500kEq €553k ▲40.8%
4 profitable years in a row build equity to €553k.
20-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
21-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
418 m²
Building footprint
121 m²
Volume, LiDAR
737 m³
Parcel 25386B0081/00W003, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADINO
Place des Giroflées 7, 1348 Ottignies-Louvain-la-NeuveWholesale trade
since 20172.276.133.110
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25386B0081/00W003 Wallonia 418 m² 1 · 120 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 10,409 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded03-11-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.