Security4Biz
ActiveSecurity4Biz has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €572k and a net result of €2k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 91.61 against 29.57 in 2024; short-term debt: 0.9% and cash: 2.5% of total assets), and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
18 d late
2023
1 d early
2022
on the day
2021
26 d late
2020
12 d late
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€572k▲ 0.4%
2024 · €570k
2018: €327k
2019: €365k
2020: €437k
2021: €495k
2022: €560k
2023: €562k
2024: €570k
2018 → 2025
Total assets
€578k▼ 1.4%
2024 · €586k
2018: €360k
2019: €395k
2020: €503k
2021: €542k
2022: €604k
2023: €585k
2024: €586k
2018 → 2025
Net result
€2k▼ 75.2%
2024 · €9k
2018: €92k
2019: €94k
2020: €90k
2021: €73k
2022: €79k
2023: €14k
2024: €9k
2018 → 2025
Working capital
€462k▲ 3.2%
2024 · €447k
2018: €166k
2019: €263k
2020: €299k
2021: €367k
2022: €440k
2023: €426k
2024: €447k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€495k-€560k▲ 13.1%€562k▲ 0.4%€570k▲ 1.5%€572k▲ 0.4%
Operating result€109k-€119k▲ 9.5%€15k▼ 87.1%€4k▼ 72.2%€-13k
Net result€73k-€79k▲ 9.3%€14k▼ 82.1%€9k▼ 39.7%€2k▼ 75.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €578k
Fixed assets
€111k▼ 10.1%
Current assets
€467k▲ 0.9%
Equity and liabilities €578k
Equity
€572k▲ 0.4%
Debt
€5k▼ 67.4%
The debt ratio falls from 2.7% to 0.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €22k
Cash flow
€21k▼
2024 · €26k
Solvency
99.1%▲
2024 · 97.3%
Current ratio
91.61▲
2024 · 29.57
Quick ratio
91.61▲
2024 · 29.57
Debt / equity
0.01▼
2024 · 0.03
ROE
0.4%▼
2024 · 1.5%
ROA
0.4%▼
2024 · 1.5%
Interest coverage
116.41▼
2024 · 318.40
Debt
€5k▼
2024 · €16k
Debt ≤ 1 year
€5k▼
2024 · €16k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€586k€578k▼
Fixed assets21/28€123k€111k▼
Tangible fixed assets22/27€123k€111k▼
Land and buildings22€70k€66k▼
Plant, machinery and equipment23€42k€38k▼
Furniture and vehicles24€12k€7k▼
Current assets29/58€463k€467k▲
Amounts receivable within one year40/41€28k€52k▲
Trade receivables40€14k€2k▼
Other amounts receivable41€15k€50k▲
Current investments50/53€392k€399k▲
Cash at bank and in hand54/58€41k€14k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€586k€578k▼
Equity10/15€570k€572k▲
Contributions10/11€7k€7k=
Reserves13€555k€557k▲
Distributable reserves133€555k€557k▲
Profit (loss) carried forward14€9k€9k=
Amounts payable17/49€16k€5k▼
Amounts payable within one year42/48€16k€5k▼
Financial debts43€159€34▼
Credit institutions430/8€159€34▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€14k€3k▼
Taxes450/3€14k€3k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€25k€9k▼
Operating profit (loss)9901€4k€-13k▼
Financial income75/76B€9k€17k▲
Recurring financial income75€9k€17k▲
Financial charges65/66B€69€48▼
Recurring financial charges65€69€48▼
Profit (loss) for the period before taxes9903€13k€4k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€9k€2k▼
Profit (loss) for the period to be appropriated9905€9k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€11k▲
Profit (loss) brought forward from the previous period14P-€9k
Transfer from equity791/2€0-
Transfer to equity691/2€0€2k▲
To other reserves6921€0€2k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼75.2%
Net result drops to €2k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 91.61
Current ratio from 29.57 to 91.61; short-term debt falls from €16k to €5k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €560k ▲13.1%
5 profitable years in a row build equity to €560k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Highest result since 2018net €94k ▲2%
Operating result €150k, net result €94k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 9.51
Current ratio from 2.94 to 9.51; short-term debt falls from €85k to €31k.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bremdreef 198020 OostkampGround area
4,978 m²
Building footprint
433 m²
Volume, LiDAR
1,988 m³
Parcel 31403G0548/00F000, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Security4Biz
since 20122.210.877.250
Ligneuville-Route du Waud 17, 4960 Malmedy
since 20122.240.628.239
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31403G0548/00F000 | Flanders | 4,978 m² | 1 · 433 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400WJHYCOA06D9679
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 11,381 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:marijke.desoete@telenet.be