CLOUDACITY
ActiveSummary
CLOUDACITY has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €4k. Equity is shrinking by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+54
Solvency32▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.05 in 2024; short-term debt: 93.2% and cash: 6.6% of total assets), and 93.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.8%
Return on assets
1.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
6 d early
2024
19 d early
2023
5 d early
2022
2 d early
2021
33 d early
2020
23 d early
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 19.7%
2024 · €22k
2018: €110k
2019: €177k▲ +60.5% vs 2018
2020: €205k▲ +15.4% vs 2019
2021: €246k▲ +20.3% vs 2020highest in 8 years
2022: €102k▼ -58.5% vs 2021
2023: €32k▼ -68.7% vs 2022
2024: €22k▼ -30.1% vs 2023lowest in 8 years
2025: €27k▲ +19.7% vs 2024
2018 → 2025
Total assets
€392k▲ 1.5%
2024 · €387k
2018: €175klowest in 8 years
2019: €223k▲ +27.2% vs 2018
2020: €225k▲ +1.2% vs 2019
2021: €258k▲ +14.5% vs 2020
2022: €185k▼ -28.2% vs 2021
2023: €415k▲ +124% vs 2022highest in 8 years
2024: €387k▼ -6.9% vs 2023
2025: €392k▲ +1.5% vs 2024
2018 → 2025
Net result
€4k
2024 · €-10k
2018: €80khighest in 8 years
2019: €67k▼ -16.9% vs 2018
2020: €27k▼ -59.1% vs 2019
2021: €42k▲ +51.7% vs 2020
2022: €51k▲ +23.9% vs 2021
2023: €-70k▼ -237% vs 2022lowest in 8 years
2024: €-10k▲ +86.3% vs 2023
2025: €4k▲ +146% vs 2024
2018 → 2025
Working capital
€26k▲ 34.2%
2024 · €19k
2018: €110k
2019: €177k▲ +60.5% vs 2018
2020: €196k▲ +10.6% vs 2019
2021: €236k▲ +20.3% vs 2020highest in 8 years
2022: €94k▼ -60.2% vs 2021
2023: €26k▼ -72.0% vs 2022
2024: €19k▼ -26.3% vs 2023lowest in 8 years
2025: €26k▲ +34.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€246k-€102k▼ 58.5%€32k▼ 68.7%€22k▼ 30.1%€27k▲ 19.7%
2021: €246khighest in 5 years
2022: €102k▼ -58.5% vs 2021
2023: €32k▼ -68.7% vs 2022
2024: €22k▼ -30.1% vs 2023lowest in 5 years
2025: €27k▲ +19.7% vs 2024
Operating result€53k-€68k▲ 27.5%€-70k€-9k▲ 86.8%€5k
2021: €53k
2022: €68k▲ +27.5% vs 2021highest in 5 years
2023: €-70k▼ -203% vs 2022lowest in 5 years
2024: €-9k▲ +86.8% vs 2023
2025: €5k▲ +150% vs 2024
Net result€42k-€51k▲ 23.9%€-70k€-10k▲ 86.3%€4k
2021: €42k
2022: €51k▲ +23.9% vs 2021highest in 5 years
2023: €-70k▼ -237% vs 2022lowest in 5 years
2024: €-10k▲ +86.3% vs 2023
2025: €4k▲ +146% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€795 ▼ 73.5%
Current assets
€392k ▲ 2.1%
Equity and liabilities €392k
Equity
€27k ▲ 19.7%
Debt
€366k ▲ 0.4%
Debt's share of the balance-sheet total falls from 94.2% to 93.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▲
2024 · €-6k
Cash flow
€7k▲
2024 · €-6k
Current ratio
1.07▲
2024 · 1.05
Debt to equity
13.65▼
2024 · 16.28
ROE
16.5%▲
2024 · -43.2%
ROA
1.1%▲
2024 · -2.5%
Interest coverage
43.28▲
2024 · -15.52
Debt ≤ 1 year
€366k▲
2024 · €364k
Income taxes
€0▼
2024 · €85
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €4k | €4k | €2k | ▼ 37.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | - | - | - | - |
| Other operating charges640/8 | - | €460 | €499 | €513 | €528 | ▲ 2.8% |
| Gross operating margin9900 | €57k | €72k | €-66k | €-5k | €7k | ▲ 241% |
| Operating profit (loss)9901 | €53k | €68k | €-70k | €-9k | €5k | ▲ 150% |
| Financial income75/76B | - | €749 | €13 | €5 | €0 | ▼ 100% |
| Recurring financial income75 | €4k | €749 | €13 | €5 | €0 | ▼ 100% |
| Financial charges65/66B | - | €120 | €272 | €366 | €157 | ▼ 57.2% |
| Recurring financial charges65 | €143 | €120 | €272 | €366 | €157 | ▼ 57.2% |
| Profit (loss) for the period before taxes9903 | €57k | €69k | €-70k | €-10k | €4k | ▲ 146% |
| Income taxes67/77 | €16k | €17k | €0 | €85 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €42k | €51k | €-70k | €-10k | €4k | ▲ 146% |
| Profit (loss) for the period to be appropriated9905 | €42k | €51k | €-70k | €-10k | €4k | ▲ 146% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €258k | €185k | €415k | €387k | €392k | ▲ 1.5% |
| Fixed assets21/28 | €10k | €10k | €7k | €3k | €795 | ▼ 73.5% |
| Tangible fixed assets22/27 | €10k | €10k | €7k | €3k | €795 | ▼ 73.5% |
| Plant, machinery and equipment23 | - | €1k | €783 | €224 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €9k | €6k | €3k | €795 | ▼ 71.3% |
| Current assets29/58 | €247k | €175k | €409k | €384k | €392k | ▲ 2.1% |
| Amounts receivable after more than one year29 | - | €0 | - | - | - | - |
| Other amounts receivable291 | - | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €37k | €44k | €308k | €358k | €365k | ▲ 1.9% |
| Trade receivables40 | - | €36k | €302k | €358k | €365k | ▲ 1.9% |
| Other amounts receivable41 | - | €7k | €6k | €221 | €74 | ▼ 66.5% |
| Cash at bank and in hand54/58 | €108k | €130k | €100k | €24k | €26k | ▲ 7.9% |
| Deferred charges and accrued income490/1 | - | €2k | €679 | €1k | €682 | ▼ 50.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €258k | €185k | €415k | €387k | €392k | ▲ 1.5% |
| Equity10/15 | €246k | €102k | €32k | €22k | €27k | ▲ 19.7% |
| Contributions10/11 | - | €30k | €30k | €30k | €30k | = |
| Reserves13 | €216k | €72k | €72k | €72k | €72k | = |
| Non-distributable reserves130/1 | - | €3k | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | - | €3k | €3k | €3k | €3k | = |
| Distributable reserves133 | - | €69k | €69k | €69k | €69k | = |
| Profit (loss) carried forward14 | - | €0 | €-70k | €-80k | €-75k | ▲ 5.5% |
| Amounts payable17/49 | €12k | €83k | €383k | €364k | €366k | ▲ 0.4% |
| Amounts payable within one year42/48 | €12k | €81k | €382k | €364k | €366k | ▲ 0.4% |
| Financial debts43 | - | €0 | - | - | - | - |
| Credit institutions430/8 | - | €0 | - | - | - | - |
| Trade debts44 | €7k | €27k | €303k | €361k | €362k | ▲ 0.3% |
| Suppliers440/4 | - | €27k | €303k | €361k | €362k | ▲ 0.3% |
| Taxes, remuneration and social security45 | - | €308 | €77k | €1k | €1k | ▲ 5.8% |
| Taxes450/3 | - | €308 | €31k | €1k | €1k | ▲ 5.8% |
| Remuneration and social security454/9 | - | - | €46k | €0 | - | - |
| Other amounts payable47/48 | - | €54k | €2k | €2k | €3k | ▲ 5.3% |
| Accrued charges and deferred income492/3 | - | €2k | €806 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42k | €51k | €-70k | €-10k | €4k | ▲ 146% |
| + Depreciation and write-downs630 | €3k | €3k | €4k | €4k | €2k | ▼ 37.6% |
| Operating cash flow (approximation) | €44k | €55k | €-67k | €-6k | €7k | ▲ 208% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | €0 | €0 | - |
| Change in cash | - | €22k | €-30k | €-76k | €2k | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity doublescurrent ratio 10.95
Current ratio from 4.92 to 10.95; short-term debt falls from €45k to €20k.
30-09
Financial
Equity above €200kEq €205k ▲15.4%
3 profitable years in a row build equity to €205k.
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
30-09
Financial
Equity above €150kEq €177k ▲60.5%
2 profitable years in a row build equity to €177k.
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2017
Ground area
321 m²
Building footprint
210 m²
Volume, LiDAR
985 m³
Parcel 34042C0439/00W005, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Maria Bernardastraat(Z) 32, 8550 Zwevegem
since 20172.263.846.079
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042C0439/00W005 | Flanders | 321 m² | 1 · 210 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 291 EUR awarded · 291 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 291 EUR | 291 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 14,000 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded02-05-2017
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.