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ADG CONSTRUCT

Active Private limited company (pre-2019)founded 2015active for 11 yearsChaussée Brunehault 406, 7120 EstinnesKBO/BCE: BE 0607.846.342
ADG CONSTRUCT
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Overview

Lifetime

11 annual accounts with figures on one time axis
peak €365,609 (2019)
€17,799▼ 37.3%
lowest -€61,510 (2023)
-€46▲ €9,787
peak €66,024 (2018)
-€44,245▼ €46
€133,363▼ 25.5%
peak 8.2 FTE (2017)
-not published
Board3 names since 2016
1 director
Documentsfilings and deeds
09-09-202640 days late
2025micro format
Gross margin from €28,377 to €17,799Loss of €46Debts from €178,917 to €133,363Cash from €22,343 to €10,324

Key points

from the 2025 annual accounts

Equity

-€44,245
202020212022202320242025

Debts exceed assets in financial year 2025.

Losses

-€71,389 in three years
-61,5102023-9,8332024-462025

Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.

Debts

€133,363 150% of the balance sheet
Financial debts 60%Taxes and wages 3%Other 37%

Of this, €53,282 falls due within a year.

Liquidity

1.67 was 0.75 in 2024

Short-term debts fell from €178,917 to €53,282.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

Three of the last ten came late. The 2016 accounts came latest: 85 days after the end of the period.

Position in the sector

-€44,245

Less equity than 95% of companies in construction of buildings. Sector median €45,781 · 10,155 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,333 companies had the same profile as ADG CONSTRUCT has now. Each dot stands for 6 companies, two years later.

90.6%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss

Another 0.8% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,333 companies, not a prediction for ADG CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 30%deed of 22-09-2016
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0607846342
Registered office moved from Binche to Haulchin New registered office: Chaussée Brunehault 406, 7120 Haulchin · Previous registered office: rue de Merbes 81 bte 1, 7130 binche · General meeting of 23-03-2022 · Gazette deed
Resignation: (director and manager) Director discharge: (director and manager) · General meeting of 08-08-2017 · Gazette deed
Appointment: (manager) Transfer of shares from to · General meeting of 05-07-2016 · Gazette deed
All 22 events

Comparable companies

same main activity, similar in size and age
Company
ADG CONSTRUCT Estinnes €89,117 €17,799 -49.6% -
GOMES PLAFONNAGE Le Roeulx €95,022 €19,830 76.9% -
Général Construct M Charleroi €79,188 €16,607 68.3% -
PROKOP SK Pont-à-Celles €99,418 €22,222 10.1% -
PASMOBAT Manage €87,910 €16,120 91.8% -
D.S. Entreprises Berchem-Sainte-Agathe €85,654 €18,393 41.0% -
GCSG Dessel €76,422 €17,333 61.2% -

These companies have the same main activity as ADG CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €76,400 and €99,400, founded between 2012 and 2016.

Official details

Source: KBO
Status
Active since 19-03-2015Normal situation
Activity
General construction of residential buildingsNACE 41001and 1 other
Establishment unit
2.241.394.8367120 Estinnes, since 01-04-2015
Financial year end
31 December
Peppol
Reachable since 20-11-2025
Company details

Annual accounts 2025

€17,799▼ 37.3%
≈ €210,000estimated
€46▼ 99.5%
-€44,245▼ 0.1%
€89,117▼ 33.8%
≈ 0 FTEestimated
Filing
Filed on 09-09-2026
Financials

Insights on ADG CONSTRUCT

ADG CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €68,323 in 2015 to €17,799 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 09-09-2026, 40 days late
€17,799
▼ 37.3%
€6,807
▲ €7,347
€7,154
▼ 26.3%
€301
▼ 27.1%
-49.6%
▼ 16.8 percentage points
1.67
▲ 0.92

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €210,000. Estimated: probably between €110,000 and €390,000.

Money flows

no detail for 2025

Balance sheet

balance sheet total €89,117 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

-49.6%

Higher than 5% of 10,152 companies in 2025.

1.67

Higher than 49% of 9,863 companies in 2025.

-0.1%

Higher than 26% of 9,951 companies in 2025.

ADG CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015
Balance sheet: assets
20/58 89,117134,718157,890290,324322,997301,695236,931175,760109,17981,09448,901
21/28 29263910,88522,21432,21526,5355,9723,6948,2538,7347,042
22/27 034710,59421,92331,92426,2435,6803,4027,9628,4426,751
23 -----6321,3972,5573,7173,3354,812
24 034710,59421,92331,92425,6114,2838454,2455,1071,939
28 292292292292292292292292292292291
29/58 88,826134,079147,005268,110290,782275,160230,959172,066100,92672,36041,859
3 13,43820,49742,701107,627141,61415,5303,1491,4909755,8755,875
30/36 13,43820,49722,93523,05520,96215,5303,1491,4909755,8755,875
37 -019,76684,571120,651------
40/41 64,84077,94270,78971,62730,432181,595146,73264,32088,68354,86125,680
40 63,88270,82159,99753,92830,432181,344123,14451,18869,79634,3209,119
41 9587,12110,79217,699-25223,58813,13118,88720,54116,561
54/58 10,32422,34327,61981,229105,98777,72281,078106,25711,26711,62410,304
490/1 22313,2965,8967,62712,749313-----
Balance sheet: equity and liabilities
10/49 89,117134,718157,890290,324322,997301,695236,931175,760109,17981,09448,901
10/15 -44,245-44,199-34,36627,14426,42130,3048,26066,02418,61824,25821,558
10/11 18,60018,60018,60018,60018,60018,6006,4006,4006,4006,4006,400
100 -----18,60018,60018,60018,60018,60018,600
101 ------12,20012,20012,20012,20012,200
11 --18,60018,60018,600------
1109/19 --18,60018,60018,600------
13 1,8601,8601,8608,5447,82111,7041,86059,6241,8601,8601,516
130/1 1,8601,8601,8601,8601,8601,860-----
130 -----1,8601,8601,8601,8601,8601,516
1311 1,8601,8601,8601,8601,860------
133 ---6,6845,9619,844-57,764---
14 -64,705-64,659-54,826-----10,35815,99813,642
16 ----------5,047
160/5 ----------5,047
17/49 133,363178,917192,256263,180296,576271,391228,671109,73690,56156,83622,296
17 80,080--4,94713,27821,609--1,4053,798-
170/4 80,080--4,94713,27821,609--1,4053,798-
42/48 53,282178,917192,256258,234283,297249,781228,671107,08688,09653,03822,296
42 26,183--8,3318,3318,33119,0001,4052,3472,227-
43 0125,000130,000144,000125,00075,000-----
430/8 0125,000130,000144,000125,00075,000-----
44 012,85832,39854,79386,253117,058100,15671,99373,06324,61512,881
440/4 012,85832,39854,79386,253117,058100,15671,99373,06324,61512,881
45 3,9075,1033,23450511,3265,73714,62314,8278,88717,6472,135
450/3 2,2571,077-5058,8501,52512,17114,8278,88716,770-
454/9 1,6504,0263,234-2,4764,2122,453--8762,135
47/48 23,19235,95526,62450,60552,38743,65694,89218,8623,7998,5497,280
492/3 -------2,6501,060--
Income statement
70 ----------270,167
76A 1022,0755,3798,1533,48615,57018,7144,8242,4041104
9900 17,79928,37725,849219,669354,623315,998365,609293,460198,56798,36868,323
60/61 ----------201,844
62 23917,19163,398197,541342,765292,826313,610223,425194,56568,24943,449
630 34710,24711,32911,9817,8157,9363,0774,5595,2264,6984,114
631/4 -0----------
640/8 2,5701,4792,4162,9261,1911,1203,7451,2621,866461240
66A 7,835--120370-63126--
9901 6,807-540-51,2937,1002,81614,11545,17864,150-3,21524,95920,520
75/76B 22066-00291096141
75 22066-00291096141
65/66B 6,3008,5609,7805,0646,3772,8335,4344,0573,219426420
65 6,3008,5609,7805,0646,3772,8335,4344,0573,219426420
9903 529-9,099-61,0072,037-3,56111,28339,77460,202-6,37224,53720,205
67/77 5757345021,3143211,4394,89912,796-7328,8365,047
9904 -46-9,833-61,510723-3,8829,84434,87547,406-5,64115,70115,158
9905 -46-9,833-61,510723-3,8829,84434,87547,406-5,64115,70115,158
Appropriation of the result
9906 -64,705-64,659-61,510723-3,8829,84434,87557,76410,35829,34315,158
14P -64,659-54,826---------
791/2 -06,684-3,882-57,764----
691/2 ---723-9,844-57,764-3441,516
6920 ---------3441,516
6921 ---723-9,844-57,764---
694/7 ------92,639--13,000-
694 ------81,139--13,000-
695 ------11,500----
Social balance sheet
9087 ---5.88.77.28.27.18.23.8-
Hours worked1013 ---6,98410,7609,06410,2589,4719,2404,740-
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 09-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 40 days after the deadline. Filed on 9 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00510655.

Financial year Type Filed Reference Document
31-12-2025 micro format 09-09-2026 2026-00510655 PDF
31-12-2024 micro format 26-08-2025 2025-00415300 PDF
31-12-2023 micro format 24-07-2024 2024-00283851 PDF
31-12-2022 micro format 25-07-2023 2023-00266676 PDF
31-12-2021 micro format 27-07-2022 2022-20230931 PDF
31-12-2020 micro format 26-07-2021 2021-39800397 PDF
31-12-2019 micro format 23-07-2020 2020-33400559 PDF
31-12-2018 micro format 22-07-2019 2019-35700365 PDF
31-12-2017 micro format 13-07-2018 2018-33100160 PDF
31-12-2016 micro format 24-10-2017 2017-67700489 PDF
31-12-2015 full format 29-09-2016 2016-62900317 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015
7,1549,707-39,96419,08210,63022,05148,25568,7092,01129,65724,634
301413-50,18112,7043,93217,77937,95251,966-41520,39919,272
0001,98013,49530,8535,35505,6958,98910,865
-12,019-5,276-53,610-24,75828,265-3,356-25,17994,989-3571,320-
35,544-44,838-45,2519,8777,48425,3782,28864,98012,82919,32319,563
----------7.6%
-49.6%-32.8%-21.8%9.3%8.2%10.0%3.5%37.6%17.1%29.9%44.1%
1.670.750.761.041.031.101.011.611.151.361.88
1.410.630.540.620.531.041.001.591.131.251.61
---9.7011.228.9627.681.664.862.341.03
---2.7%-14.7%32.5%422.2%71.8%-30.3%64.7%70.3%
-0.1%-7.3%-39.0%0.2%-1.2%3.3%14.7%27.0%-5.2%19.4%31.0%
1.141.13-4.093.771.67------
----------12 days
----------23 days

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202231-12-2021
Employees at the balance-sheet date47
full-time47
in full-time equivalents47
5.88.7
On a permanent contract46
Joined07
Left38
Training hours-272

Source: social balance sheet in the 2021 to 2022 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets---€1,980€13,495
Financial fixed assets€0----
€347€10,247€11,329€11,981€7,815

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on ADG CONSTRUCT

The operating result for 2025 is a profit of €6,807, after a loss of €540 in 2024. It is the highest result since 2022.

Equity is negative. Debt (€133,363) exceeds the balance-sheet total (€89,117).

Board & ownership

Board

1 director, last change in 2017
Director
in office according to the deed of 15-06-2022
listed in the 2025 annual accounts, filed on 09-09-2026

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today

Director

Manager

Manager
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director, since before 31-12-2021
    • Manager, appointed by deed of 22-09-2016, until 11-10-2017
    • Manager, until 29-06-2016

See the board, name and registered office on a given date →

Control

Shares transferred to
This company
ADG CONSTRUCT
Equity -€44,245
Loss €46 in 2025

Capital

Contribution
€18,600
Source
2025 annual accounts

Shareholders

Share transfer deed of 22-09-2016 ↗
  • to 30%
Share transfer deed of 29-06-2016 ↗
  • from 50%

Network & group

No group

ADG CONSTRUCT has no parent and no holdings in its annual accounts. is the only director.

Connections & network

See the function holders in the KBO register.

Timeline

Timeline

22 events since 2015

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 40 days late
2025
Liquidity more than doubled current ratio 1.67 The current ratio rises from 0.75 to 1.67. Short-term debt falls from €178,917 to €53,282.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0607846342
Annual accounts 2024 filed PDFmicro format · 26 days late
2024
Annual accounts 2023 filed PDFmicro format · 7 days before the deadline
2023
Weakest financial year net -€61,510 The net result drops to -€61,510, the lowest from 2015 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 6 days before the deadline
2022
Back to profit net €723 The net result is €723, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 4 days before the deadline
Registered office moved from Binche to HaulchinNew registered office: Chaussée Brunehault 406, 7120 Haulchin · Previous registered office: rue de Merbes 81 bte 1, 7130 binche · General meeting of 23-03-20222 points ▸
  • General meeting, 23-03-2022
  • Registered-office move, Chaussée Brunehault 406, 7120 Haulchin

Open the deed in the Belgian Official Gazette

2021
Annual accounts 2020 filed PDFmicro format · 5 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 8 days before the deadline
2019
Annual accounts 2018 filed PDFmicro format · 9 days before the deadline
2018
Back to profit net €47,406 The net result is €47,406, after one loss-making year.
Annual accounts 2017 filed PDFmicro format · 18 days before the deadline
2017
Annual accounts 2016 filed PDFmicro format · 85 days late
Resignation: (director and manager)Director discharge: (director and manager) · General meeting of 08-08-20173 points ▸
  • General meeting, 08-08-2017
  • Director resignation, (director and manager)
  • Director discharge, (director and manager)
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2016
Annual accounts 2015 filed PDFfull format · 60 days late
Appointment: (manager)Transfer of shares from to · General meeting of 05-07-20163 points ▸
  • General meeting, 05-07-2016
  • Share transfer,
  • Director appointment, (manager)

Open the deed in the Belgian Official Gazette

Resignation: (manager)Transfer of shares from · General meeting of 21-04-20163 points ▸
  • General meeting, 21-04-2016
  • Share transfer,
  • Director resignation, (manager)

Open the deed in the Belgian Official Gazette

2015
First establishment Chaussée Brunehault 406, Estinnes
Incorporation PDFpublished on 23-03-2015

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 19 March 2015, ADG CONSTRUCT was incorporated.1 In 2022 the registered office moved to Haulchin.2 is director of the company according to the deed of 15-06-2022.2 Total assets went from €175,760 in 2018 to €89,117 in 2025 and headcount from 7.1 full-time equivalents in 2018 to 5.8 in 2022.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 15-06-2022
  3. 3National Bank, annual accounts 2018, 2022 and 2025

Company details

Identity

Enterprise number
0607.846.342
VAT number
BE 0607.846.342
Peppol ID
0208:0607846342
Other Peppol ID
9925:BE0607846342
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
19-03-2015
Financial year
ends on 31 December
Peppol
Reachable since 20-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ADG CONSTRUCT in French
Entity type
Legal entity

Activities

NACEBEL 2025
41001 General construction of residential buildings main activity
43110 Demolition
Codes under NACEBEL 2008
41201 General construction of buildings main activity
43110 Demolition

Registered office and establishments

1 establishment
Establishment Since Unit number
Chaussée Brunehault 406 registered office 7120 Estinnes 4100101 General construction of residential buildings 01-04-2015 2.241.394.836
1 former office
  • rue de Merbes 81 bte 1, 7130 binche until 23-03-2022 · deed of 15-06-2022

Location

registered office establishment approximate The establishment unit on the map

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0607.846.342

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