Equity
-€44,245
Debts exceed assets in financial year 2025.
ADG CONSTRUCT
Lifetime
11 annual accounts with figures on one time axispeak €365,609 (2019)
€17,799▼ 37.3%
lowest -€61,510 (2023)
-€46▲ €9,787
peak €66,024 (2018)
-€44,245▼ €46
€133,363▼ 25.5%
peak 8.2 FTE (2017)
-not published
Board3 names since 2016
1 director
Documentsfilings and deeds
09-09-202640 days late
2025micro format
Gross margin from €28,377 to €17,799Loss of €46Debts from €178,917 to €133,363Cash from €22,343 to €10,324
Key points
from the 2025 annual accountsLosses
-€71,389 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€133,363 150% of the balance sheet
Financial debts 60%Taxes and wages 3%Other 37%
Of this, €53,282 falls due within a year.
Liquidity
1.67 was 0.75 in 2024
Short-term debts fell from €178,917 to €53,282.
Filings
11 annual accounts since 2015
Three of the last ten came late. The 2016 accounts came latest: 85 days after the end of the period.
Position in the sector
-€44,245
Less equity than 95% of companies in construction of buildings. Sector median €45,781 · 10,155 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as ADG CONSTRUCT has now. Each dot stands for 6 companies, two years later.
90.6%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for ADG CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0607846342
Registered office moved from Binche to Haulchin
New registered office: Chaussée Brunehault 406, 7120 Haulchin · Previous registered office: rue de Merbes 81 bte 1, 7130 binche · General meeting of 23-03-2022 · Gazette deed
Resignation: (director and manager)
Director discharge: (director and manager) · General meeting of 08-08-2017 · Gazette deed
Appointment: (manager)
Transfer of shares from to · General meeting of 05-07-2016 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ADG CONSTRUCT Estinnes | €89,117 | €17,799 | -49.6% | - |
| GOMES PLAFONNAGE Le Roeulx | €95,022 | €19,830 | 76.9% | - |
| Général Construct M Charleroi | €79,188 | €16,607 | 68.3% | - |
| PROKOP SK Pont-à-Celles | €99,418 | €22,222 | 10.1% | - |
| PASMOBAT Manage | €87,910 | €16,120 | 91.8% | - |
| D.S. Entreprises Berchem-Sainte-Agathe | €85,654 | €18,393 | 41.0% | - |
| GCSG Dessel | €76,422 | €17,333 | 61.2% | - |
These companies have the same main activity as ADG CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €76,400 and €99,400, founded between 2012 and 2016.
Official details
Source: KBO- Status
- Active since 19-03-2015Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.241.394.8367120 Estinnes, since 01-04-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2025
Annual accounts 2025
- ≈ €210,000estimated
- €89,117▼ 33.8%
- ≈ 0 FTEestimated
- Filing
- Filed on 09-09-2026
Insights on ADG CONSTRUCT
ADG CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €68,323 in 2015 to €17,799 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ADG CONSTRUCT
- What is the company number of ADG CONSTRUCT?
- The company number of ADG CONSTRUCT is 0607.846.342. The VAT number is the same number with BE in front: BE 0607.846.342.
- Where is ADG CONSTRUCT based?
- The registered office is at Chaussée Brunehault 406, 7120 Estinnes.Company details
- What does ADG CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of ADG CONSTRUCT?
- ADG CONSTRUCT is a private limited company (pre-2019) (BVBA).
- When was ADG CONSTRUCT founded?
- ADG CONSTRUCT was founded on 19-03-2015.
- Is ADG CONSTRUCT still active?
- Yes, ADG CONSTRUCT is an active enterprise in the KBO register.
- How many employees does ADG CONSTRUCT have?
- ADG CONSTRUCT had an average of 5.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of ADG CONSTRUCT?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €17,799 and 262 comparable companies (NACE 41001). It probably lies between €110,000 and €390,000. It is a rough estimate.
- Is ADG CONSTRUCT profitable?
- In financial year 2025, ADG CONSTRUCT made a loss of €46.
- Where can I find the annual accounts of ADG CONSTRUCT?
- ADG CONSTRUCT filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ADG CONSTRUCT due?
- ADG CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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