ADAMS
ActiveADAMS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €872k and a net result of €61k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 6.76 against 6.87 in 2024; short-term debt: 14.3% and cash: 43.2% of total assets), and 14.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.7%
Return on assets
6%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
on the day
2023
33 d early
2022
5 d early
2021
1 d early
2020
14 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€872k▲ 7.5%
2024 · €812k
2018: €615k
2019: €672k
2020: €607k
2021: €730k
2022: €654k
2023: €739k
2024: €812k
2018 → 2025
Total assets
€1.02M▲ 7.3%
2024 · €949k
2018: €787k
2019: €780k
2020: €909k
2021: €880k
2022: €794k
2023: €930k
2024: €949k
2018 → 2025
Net result
€61k▼ 53.5%
2024 · €130k
2018: €58k
2019: €57k
2020: €85k
2021: €122k
2022: €86k
2023: €130k
2024: €130k
2018 → 2025
Working capital
€840k▲ 7.2%
2024 · €784k
2018: €593k
2019: €664k
2020: €577k
2021: €697k
2022: €616k
2023: €702k
2024: €784k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€730k-€654k▼ 10.4%€739k▲ 13.1%€812k▲ 9.8%€872k▲ 7.5%
Operating result€177k-€147k▼ 16.9%€192k▲ 30.3%€163k▼ 15.2%€85k▼ 47.6%
Net result€122k-€86k▼ 29.9%€130k▲ 51.9%€130k▲ 0.3%€61k▼ 53.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 48% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€32k▲ 3.4%
Current assets
€986k▲ 7.5%
Equity and liabilities €1.02M
Equity
€872k▲ 7.5%
Debt
€146k▲ 6.4%
The debt ratio falls from 14.4% to 14.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94k▼
2024 · €173k
Cash flow
€69k▼
2024 · €141k
Solvency
85.7%▲
2024 · 85.6%
Current ratio
6.76▼
2024 · 6.87
Quick ratio
4.63▲
2024 · 4.44
Debt / equity
0.17▼
2024 · 0.17
ROE
7.0%▼
2024 · 16.1%
ROA
6.0%▼
2024 · 13.7%
Interest coverage
17.87▲
2024 · -12.63
Debt
€146k▲
2024 · €137k
Debt ≤ 1 year
€146k▲
2024 · €133k
Income taxes
€23k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€949k€1.02M▲
Fixed assets21/28€31k€32k▲
Tangible fixed assets22/27€31k€32k▲
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€28k€31k▲
Furniture and vehicles24€464-
Current assets29/58€918k€986k▲
Stocks and contracts in progress3€324k€312k▼
Stocks30/36€324k€312k▼
Amounts receivable within one year40/41€16k€35k▲
Trade receivables40€16k€16k▲
Other amounts receivable41€210€19k▲
Current investments50/53€198k€196k▼
Cash at bank and in hand54/58€377k€440k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€949k€1.02M▲
Equity10/15€812k€872k▲
Contributions10/11€38k€38k=
Reserves13€774k€835k▲
Tax-exempt reserves132€51k€51k=
Distributable reserves133€723k€783k▲
Amounts payable17/49€137k€146k▲
Amounts payable within one year42/48€133k€146k▲
Trade debts44€74k€87k▲
Suppliers440/4€74k€87k▲
Taxes, remuneration and social security45€11k-
Taxes450/3€11k-
Other amounts payable47/48€49k€58k▲
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€176k€96k▼
Operating profit (loss)9901€163k€85k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€-14k€5k▲
Recurring financial charges65€-14k€5k▲
Profit (loss) for the period before taxes9903€179k€84k▼
Income taxes67/77€48k€23k▼
Profit (loss) for the period9904€130k€61k▼
Profit (loss) for the period to be appropriated9905€130k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€130k€61k▼
Transfer from equity791/2€58k-
Transfer to equity691/2€130k€61k▼
To other reserves6921€130k€61k▼
Profit to be distributed694/7€58k-
Return on contributions (dividend)694€58k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €130k ▲0.3%
Net result €130k, the highest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €57k ▼0.5%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsesteenweg 142230 HerseltGround area
6,314 m²
Building footprint
676 m²
Volume, LiDAR
2,583 m³
2 parcels, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
AGRARISCH CENTRUM ADAMS BVBA
since 19972.083.978.682
AGRARISCH CENTRUM ADAMS BVBA
since 19982.083.978.583
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24001D0200/00H000 | Flanders | 4,701 m² | 1 · 192 m² | 9.1 m · 1 fl. |
| 13392L0675/00K000 | Flanders | 1,612 m² | 1 · 484 m² | 4.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerselt2.083.978.682
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Of 1,745 companies in sector 46150 we hold annual accounts for 757. 386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-1997
Fiscal year end30-09
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
51150
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.