Active BE 0461.370.305Private limited company

ADAMS

Aarschotsesteenweg 14 ·2230 Herselt, Belgium· 28 yrs active

Sector: Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren (46150)

Conclusion Checked

The computed 12-month bankruptcy probability of ADAMS is 0.5% (very low). The 2025 annual accounts show equity of €872k and a net result of €61k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 335 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Key figures

Equity	€872k
Net result	€61k
Better than sector	90%
Active	28 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

80 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 35

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Multiple establishment units +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1997, 28 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 13-04-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~4.9%/year over 8 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	85.7%	35.1%	better than 90% of 335 sector peers
Net result	€61k	€42k	better than 56% of 335 sector peers
Equity	€872k	€278k	better than 72% of 335 sector peers
Gross operating margin	€96k	€240k	better than 31% of 334 sector peers
Total assets	€1.02M	€1.22M	better than 44% of 335 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€94k

-45.7% 18-25

Net profit

€61k

-53.5% 18-25

Cash flow

€69k

-50.6% 18-25

Total assets

€1.02M

+7.3% 18-25

Equity

€872k

+7.5% 18-25

Working capital

€840k

+7.2% 18-25

Employees (FTE)

1

- 18-25

Income taxes

€23k

-51.8% 18-25

Dividends

€58k

+28.9% 18-25

Debt

€146k

+6.4% 18-25

Debt ≤ 1y

€146k

+9.2% 18-25

Current ratio

6.76

-1.6% 18-25

Quick ratio

4.63

+4.1% 18-25

Solvency

85.7%

+0.1% 18-25

Debt / equity

0.17

-1.0% 18-25

ROE

7.0%

-56.7% 18-25

ROA

6.0%

-56.6% 18-25

Interest coverage

17.87

- 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	€94k
Net profit	€61k
Cash flow	€69k
Staff costs	-
Income taxes	€23k
Dividends	-
Total assets	€1.02M
Equity	€872k
Debt	€146k
of which ≤ 1y	€146k
of which > 1y	-
Working capital	€840k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	6.76
Quick ratio	4.63
Working capital ratio	82.5%
Solvency	85.7%
Debt / equity	0.17
Long-term debt ratio	-
Interest coverage	17.87
Gross margin	-
Net margin	-
ROA	6.0%
ROE	7.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €32k · 3.1% Current assets €986k · 96.9%

Equity & liabilities

Equity €872k · 85.7% Debt €146k · 14.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.02M
Fixed assets	21/28	€32k
Tangible fixed assets	22/27	€32k
Current assets	29/58	€986k
Stocks & contracts in progress	3	€312k
Amounts receivable within one year	40/41	€35k
Investments	50/53	€196k
Cash & bank	54/58	€440k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.02M
Equity	10/15	€872k
Contributions / capital	10/11	€38k
Reserves	13	€835k
Amounts payable	17/49	€146k
Amounts payable within one year	42/48	€146k
Trade debts payable within one year	44	€87k
Income statement
Gross operating margin	9900	€96k
Operating result	9901	€85k
Financial income	75	€4k
Financial charges	65	€5k
Result before taxes	9903	€84k
Income taxes	67/77	€23k
Net result for the period	9904	€61k
Result to be appropriated	9905	€61k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

ADAMS Ingrid Bertha Alphonsine
Statutair bestuurder
State Gazette act 23462932 (19-12-2023)

Current
19-12-2023 → present
ADAMS Wim Edward Albert
Statutair bestuurder
State Gazette act 23462932 (19-12-2023)

Current
19-12-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren(46150)
Legal form	Private limited company(610)
Incorporation	29-08-1997
Status	Active
Postal code	2230

Establishment units 2 locations

AGRARISCH CENTRUM ADAMS BVBA

Aarschotsesteenweg 14, 2230 HerseltGoederenvervoer door de lucht

since 19972.083.978.682

AGRARISCH CENTRUM ADAMS BVBA

Mechelbaan 109, 3200 AarschotOpslag

since 19982.083.978.583

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24001D0200/00H000	Flanders	4,701 m²	1 · 192 m²	9.1 m · 1 fl.
13392L0675/00K000	Flanders	1,612 m²	1 · 484 m²	4.3 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

13-04-2026

NBB filing Annual accounts filed

fiscal year 2025 · verkort

2025

30-04-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

28-03-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

19-12-2023

State Gazette act Director changes

v3.2

25-04-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

29-04-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

16-04-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

28-04-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

25-04-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

30-03-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

28-04-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

19-12-2023 2 directors appointed Director changes

ADAMS Ingrid Bertha Alphonsine, Statutair bestuurder
ADAMS Wim Edward Albert, Statutair bestuurder

Summary: v3.2

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in meubels, huishoudelijke artikelen en ijzerwaren51150Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789Overige gespecialiseerde detailhandel in artikelen, andere dan voedingsmiddelen, n.e.g.52498

Primary activity highlighted.

Names & trade names

Legal nameNL

ADAMS

Registered office

Aarschotsesteenweg 14

2230 Herselt, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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