AD INTERIOR

Active

Private limited companyfounded 201610 yrs activeKasteellaan 58, 1081 Koekelberg, BelgiumKBO/BCE: BE 0645.710.390

AD INTERIOR has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €7k. Equity is growing by ~66.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

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Checked score

Score 2025

85 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability93▼-7

Solvency100▲+10

Growth78=

Track record100

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days acceptable

Liquidity ample (current ratio 9.49 against 2.87 in 2024; short-term debt: 10.5% and cash: 45.8% of total assets), and 10.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

89.5%

Return on assets

19.2%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 9 filings

Deviation from the deadline

2025

29 d late

2024

28 d late

2022

30 d late

2021

25 d late

2020

25 d late

2019

87 d late

2018

55 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€186k

EBIT margin

-5.8%

Net result

€7k▼ 47.8%

2024 · €13k

2018: €-12k 2019: €1k 2020: €1k 2021: €18k 2022: €-479 2024: €13k

2018 → 2025

Working capital

€31k▲ 27.5%

2024 · €24k

2018: €50k 2019: €25k 2020: €10k 2021: €10k 2022: €9k 2024: €24k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220242025Trend

Equity€-8k-€10k€9k▼ 4.8%€24k▲ 156%€31k▲ 27.4%

Operating result€2k-€22k▲ 1,023%€398▼ 98.2%€17k▲ 4,134%€10k▼ 42.9%

Net result€1k-€18k▲ 1,205%€-479€13k€7k▼ 47.8%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 43% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €35k

89.5%

11%

Equity €31k▲ 27.4%

Debt €4k▼ 71.9%

The debt ratio falls from 34.8% to 10.5%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€10k▼

2024 · €19k

Cash flow

€7k▼

2024 · €15k

Solvency

89.5%▲

2024 · 65.2%

Current ratio

9.49▲

2024 · 2.87

Quick ratio

9.49▲

2024 · 2.87

Debt / equity

0.12▼

2024 · 0.53

ROE

21.5%▼

2024 · 52.5%

ROA

19.2%▼

2024 · 34.2%

Interest coverage

32.85▼

2024 · 62.58

Debt

€4k▼

2024 · €13k

Debt ≤ 1 year

€4k▼

2024 · €13k

Income taxes

€3k▼

2024 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€37k€35k▼

Fixed assets21/28€28-

Tangible fixed assets22/27€28-

Plant, machinery and equipment23€28-

Current assets29/58€37k€35k▼

Amounts receivable within one year40/41€15k€19k▲

Trade receivables40€13k€17k▲

Other amounts receivable41€1k€2k▲

Cash at bank and in hand54/58€23k€16k▼

Equity and liabilities

Total equity and liabilities10/49€37k€35k▼

Equity10/15€24k€31k▲

Contributions10/11€16k€16k=

Profit (loss) carried forward14€8k€15k▲

Amounts payable17/49€13k€4k▼

Amounts payable within one year42/48€13k€4k▼

Trade debts44€8k€1k▼

Suppliers440/4€8k€1k▼

Taxes, remuneration and social security45€4k€2k▼

Taxes450/3€4k€2k▼

Other amounts payable47/48€53-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€28▼

Other operating charges640/8€2k€400▼

Gross operating margin9900€21k€10k▼

Operating profit (loss)9901€17k€10k▼

Financial income75/76B€616€193▼

Recurring financial income75€616€193▼

Financial charges65/66B€301€294▼

Recurring financial charges65€301€294▼

Profit (loss) for the period before taxes9903€17k€10k▼

Income taxes67/77€4k€3k▼

Profit (loss) for the period9904€13k€7k▼

Profit (loss) for the period to be appropriated9905€13k€7k▼

Appropriation of the result

Profit (loss) to be appropriated9906€8k€15k▲

Profit (loss) brought forward from the previous period14P€-4k€8k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 5Filings 9

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 29 days late

2025

31-12

Financial Liquidity triplescurrent ratio 9.49

Current ratio from 2.87 to 9.49; short-term debt falls from €13k to €4k.

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

2024

31-12

Financial Back to profitnet €13k

Net result €13k after one loss-making year.

2023

30-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 30 days late

2022

25-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 25 days late

2021

31-12

Financial Highest result since 2018net €18k ▲1205%

Operating result €22k, net result €18k, both a record.

25-08

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 25 days late

2020

26-10

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 87 days late

2019

31-12

Financial Back to profitnet €1k

Net result €1k after one loss-making year.

31-12

Financial Liquidity times 6current ratio 15.91

Current ratio from 2.69 to 15.91; short-term debt falls from €30k to €2k.

24-09

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 55 days late

2018

28-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 28 days late

2017

24-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 24 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Koekelberg · 1 establishment unit since 2016

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kasteellaan 581081 Koekelberg

Ground area

902 m²

Building footprint

649 m²

Volume, LiDAR

11,984 m³

Parcel 21011A0013/00T000, Brussels · tallest building 23.3 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

AD Interior Italian Design

Kasteellaan 58, 1081 KoekelbergGeneral construction of buildings

since 20162.249.388.428

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21011A0013/00T000	Brussels	902 m²	1 · 649 m²	23.3 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Jonck

BE 1002.915.464

Dilsen-Stokkem · Eq €31k

Geraardsbergen · Eq €39k

Of 237 companies in sector 47522 we hold annual accounts for 139. 94 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-01-2016

Fiscal year end31-12

Activities, NACEBEL

47522Retail trade

47523Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.