Living Concepts

Active

Private limited company (pre-2019)founded 2019active for 7 yearsMergelweg 2, 1730 Asse, BelgiumKBO/BCE: BE 0717.793.268

Summary

Living Concepts has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,306 and a net result of €7,169. Equity is growing by about 100% per year across the filed financial years. Its solvency ranks better than 33% of 12,661 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow Report Compare

Living ConceptsActiveChecked score 68/100

Risk analysis Report Compare

Activity

Retail trade

NACE 47522

1 site

Size

€112,879turnover 2025

Equity: €6,306
Profit: €7,169

Financial health

68 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.0%

Structure

Accounts filed 40 days late0 of 2 deeds read

Why 68raises riskLatest accounts 40 days late; 1 of the last 3 lateSize: turnover €112,879, total assets €28,946Founded in 2019lowers riskLiquidity: current ratio 1.28, cash €16,720Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 72% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 47+26

equity 21.8% of total assets

Liquidity 57+7

short-term debt 78.2% · cash 57.8%

Profitability 99+64

return on assets 24.8%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)

Last 24 months 11-2024: 1.0% 12-2024: 1.1%▲ +0.1 percentage points vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.2%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.1%▼ -0.1 percentage points vs 05-2025 07-2025: 1.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▼ -0.3 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 1.0%▲ +0.1 percentage points vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 0.9%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.4 percentage points vs 07-2026 09-2026: 1.5%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 1.0%▼ -0.5 percentage points vs 09-2026

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 38% on solvency, 64% on liquidity, 91% on profitability and 95% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Latest accounts 40 days late; 1 of the last 3 late

NBB · filings

Liquidity: current ratio 1.28, cash €16,720

NBB · annual accounts

Size: turnover €112,879, total assets €28,946

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2019

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

A punctual record breaks

This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 7 filings

Deviation from the deadline

2025

40 days late

2024

1 day early

2023

42 days early

2022

5 days early

2021

34 days early

2020

2 days early

2019

36 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 filed years within 36 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

09-09-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Back to profitnet €7,169
30-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 15% on equitysector median €237,682 · 12,671 companies €6,306 View
Turnover 20256 financial years filed €112,879 View
Active since 2019founded 08-01-2019 7 years View

By topic

Financials

Financial year: 2025
Turnover: €112,879
Profit: €7,169
Solvency: 21.8%

Turnover▲ 55.6%

Net result

20192025

Go to Financials

Timeline

Events: 10
Since: 2020
Next accounts: by 31-07-2027

19-06-2024Annual accounts filed
26-07-2023Annual accounts filed
27-06-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Retail tradeNACE 47522
Founded: 08-01-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Living Concepts

What is the company number of Living Concepts?: 0717.793.268. In Belgium the VAT number is the company number with BE in front: BE 0717.793.268.
Where is Living Concepts based?: The registered office is at Mergelweg 2, 1730 Asse.Company details
What does Living Concepts do?: According to the KBO register, the main activity is retail trade (NACE 47522).
What is the legal form of Living Concepts?: Private limited company (pre-2019) (BVBA).
When was Living Concepts founded?: On 08-01-2019.
Is Living Concepts still active?: Yes, Living Concepts is an active enterprise in the KBO register.
What is the turnover of Living Concepts?: €112,879 in financial year 2025, according to the filed annual accounts.Financials
Is Living Concepts profitable?: In financial year 2025, Living Concepts made a profit of €7,169.
Where can I find the annual accounts of Living Concepts?: Living Concepts filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Living Concepts due?: By 31-07-2027, for financial year 2026.Timeline