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ACYPHE

Active Private limited companyfounded 2004active for 22 yearsSentier du Berger, Corroy 23, 1325 Chaumont-GistouxKBO/BCE: BE 0863.273.769

Lifetime

19 annual accounts with figures on one time axis, 21 filings since 2005
peak €262,155 (2023)
€2,529▼ 98.8%
lowest -€43,674 (2025)
-€43,674▼ €155,088
peak €264,014 (2024)
€220,340▼ 16.5%
€14,787▼ 90.1%
Board1 name since 2020
1 directorTanguy DETROZ
Documentsfilings and deeds
24-09-2026147 days late
2025micro format
Gross margin from €205,875 to €2,529Loss of €43,674Equity from €264,014 to €220,340Debts from €148,925 to €14,787Cash from €11,857 to €21,846

Key points

from the 2025 annual accounts

Result

-€43,674 -€43,674
€111,0002024-€43,7002025

From profit to loss in 2025, after a profit of €111,414 in 2024.

Liquidity

9.88 was 2.04 in 2024

Short-term debts fell from €137,086 to €14,787.

Filings

21 annual accounts 147 days
deadline20052010201520202025

Latest accounts filed late: after the legal deadline.

Checked score

55
Fair
Financially stronger than 46% of micro companies in advertising and market research (NACE 73)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%▲ +0.2 percentage points vs 05-2026 07-2026: 0.9%▲ +0.3 percentage points vs 06-2026 08-2026: 1.0%▲ +0.1 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.9%▼ -0.3 percentage points vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026

Financial strength
Average

100+11equity 93.7% of total assets
62+23short-term debt 6.3% · cash 9.3%
12-88return on assets -18.6%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Last filed accounts filed 147 days late; 1 of the last 3 accounts late
Loss of €43,674 (financial year 2025)
lowers risk
Founded in 2004
Equity €220,340 (93.7% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 54% on liquidity, 17% on profitability and 26% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,831 companies had the same profile as ACYPHE has now. Each dot stands for 15 companies, two years later.

84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.4% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ACYPHE itself: 0.9% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,831 companies, not a prediction for ACYPHE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €12,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline

Liquidity is ample, with a current ratio of 9.88 (2.04 in 2024), above the usual 1.5. Short-term debt is 6.3% and cash 9.3% of total assets. 6.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 147 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Loss of €43,674 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €220,340 (93.7% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 147 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-09-2026, 147 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
147 days late
2024
7 days early
2023
14 days early
2022
44 days early
2021
32 days early
2020
1 day early
2019
92 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 17 April (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

TD
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0863273769
Appointment: Tanguy DETROZ (statutory director) Issue of 879 shares · “L’achat,la vente,la location de :motor-home,quatre fois quatre,voiture,véhicule utilitaire,moto,vélo…” (deed in French) · General meeting of 29-04-2020 · Gazette deed
Incorporation published on 13-02-2004 · Gazette deed
First establishment Chemin du Masy, Corroy 35, Chaumont-Gistoux
All 37 events

Comparable companies

same main activity, similar in size and age
Company
ACYPHE Chaumont-Gistoux €235,127 €2,529 93.7% -
creacoach Wavre €309,722 €2,614 24.4% -
TRABCO Rixensart €236,125 €2,838 98.2% -
VADEAR COMMUNICATION CONSULTING Woluwe-Saint-Pierre €232,336 €3,203 99.4% -
Chaloruma Ghent €173,509 €3,433 -13.8% -
GIMARA Maaseik €251,829 €4,110 81.1% -
UMONS VENTURE Mons €318,642 €4,185 96.2% -

These companies have the same main activity as ACYPHE: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €174,000 and €319,000, founded between 1996 and 2009.

Official details

Source: KBO
Status
Active since 06-02-2004Normal situation
Activity
Public relations and communication consultancyNACE 73300
Establishment unit
2.136.643.0511325 Chaumont-Gistoux, since 06-02-2004
Financial year end
30 September
Peppol
Reachable since 08-01-2026
Company details

Annual accounts to 30-09-2025

≈ €16,000estimated
€235,127▼ 43.1%
Filing
Filed on 24-09-2026
Financials

Insights on ACYPHE

ACYPHE files the micro format. That format states no turnover. The gross margin fell from €5,009 in 2007 to €2,529 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ACYPHE

What is the company number of ACYPHE?
The company number of ACYPHE is 0863.273.769. The VAT number is the same number with BE in front: BE 0863.273.769.
Where is ACYPHE based?
The registered office is at Sentier du Berger, Corroy 23, 1325 Chaumont-Gistoux.Company details
What does ACYPHE do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of ACYPHE?
ACYPHE is a private limited company (BV).
When was ACYPHE founded?
ACYPHE was founded on 06-02-2004.
Is ACYPHE still active?
Yes, ACYPHE is an active enterprise in the KBO register.
What is the turnover of ACYPHE?
The turnover in financial year 2025 is ≈ €16,000. This figure is estimated from the gross margin of €2,529 and 40 comparable companies (NACE 73300). It probably lies between €6,600 and €26,000. It is a rough estimate.Financials
Is ACYPHE profitable?
In financial year 2025, ACYPHE made a loss of €43,674.
Where can I find the annual accounts of ACYPHE?
ACYPHE filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ACYPHE due?
ACYPHE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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