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ACUMEN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ACUMEN

BE 0464.032.063
NACE 46.190, Agents in non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€7,519
2024 · -€1,748-€5,771
Equity
-€28,455
2024 · -€20,937-€7,519
Cash
€0
2024 · €6-€6
Balance sheet total
€17,986
2024 · €18,257-€271

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€265

    down €265 (-1.5%), from €18,251 to €17,986

    of which Trade receivables: -€265

Equity and liabilities
  • Profit (loss) carried forward -€7,519

    down €7,519 (-20.9%), from -€36,029 to -€43,548

  • Trade debts +€7,200

    up €7,200 (+92.0%), from €7,823 to €15,023

Income statement
  • Other operating charges +€5,080

    up €5,080 (+351.0%), from €1,447 to €6,528

  • Gross operating margin -€2,091

    down €2,091, from €646 to -€1,445

  • Financial charges -€1,401

    down €1,401, from €946 to -€454

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€1,748
Gross operating margin -€2,091
Other operating charges -€5,080
Financial charges +€1,401
Result 2025 -€7,519

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€54
Investment €0
Financing +€47
Cash 2024 €6
Net result for the year -€7,519
Receivables within one year +€265
Trade debts +€7,200
Short-term financial debts +€47
Cash 2025 €0
Every line side by side 26 lines
Line Code 2024 2025 Change %
Total assets 20/58 €18,257 €17,986 -€271 -1.5%
Current assets 29/58 €18,257 €17,986 -€271 -1.5%
Amounts receivable within one year 40/41 €18,251 €17,986 -€265 -1.5%
Trade receivables 40 €18,251 €17,986 -€265 -1.5%
Other amounts receivable 41 €0 - =
Cash at bank and in hand 54/58 €6 €0 -€6 -100.0%
Total equity and liabilities 10/49 €18,257 €17,986 -€271 -1.5%
Equity 10/15 -€20,937 -€28,455 -€7,519 -35.9%
Contributions 10/11 €15,092 €15,092 = 0.0%
Profit (loss) carried forward 14 -€36,029 -€43,548 -€7,519 -20.9%
Amounts payable 17/49 €39,193 €46,441 +€7,247 +18.5%
Amounts payable within one year 42/48 €39,193 €46,441 +€7,247 +18.5%
Financial debts 43 €0 €47 +€47
Credit institutions 430/8 €0 €47 +€47
Trade debts 44 €7,823 €15,023 +€7,200 +92.0%
Suppliers 440/4 €7,823 €15,023 +€7,200 +92.0%
Other amounts payable 47/48 €31,370 €31,370 = 0.0%
Non-recurring operating income 76A €500 €0 -€500 -100.0%
Other operating charges 640/8 €1,447 €6,528 +€5,080 +351.0%
Gross operating margin 9900 €646 -€1,445 -€2,091
Operating profit (loss) 9901 -€802 -€7,973 -€7,171 -894.7%
Financial charges 65/66B €946 -€454 -€1,401
Recurring financial charges 65 €946 -€454 -€1,401
Profit (loss) for the period before taxes 9903 -€1,748 -€7,519 -€5,771 -330.2%
Profit (loss) for the period 9904 -€1,748 -€7,519 -€5,771 -330.2%
Profit (loss) for the period to be appropriated 9905 -€1,748 -€7,519 -€5,771 -330.2%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.