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ACTIMABEL

Active Risk: not assessed
Private limited companyfounded 2024active for 1 yearRoute d' Aubel 13, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 1017.706.776
Summary

ACTIMABEL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €21,181 and a net result of €1,181. Its solvency ranks better than 10% of 9,736 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210Business and other management consultancy NACE 70200
1 site
Size
≈ €120,000turnover 2025, estimated
Staff
0.6 FTE
Equity
€21,181
Profit
€1,181
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts 20 days early
Signalsraises riskYoung companyneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Two signals.
raises riskneutral
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
20 days early
2024
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 11 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: GAILLARD Gérald Joseph François…

Financials · financial year 2025, micro format

Equity
€21,181▲ 5.9%
2024 · €20,000
Net result
€1,181
Total assets
€709,641▲ 610%
2024 · €100,000
Solvency
3.0%▼ 17.0pp
2024 · 20.0%
Trend over the years

2024 to 2025, 2 financial years

2025 is the only financial year with figures: the operating result is €4,598.

What the company owns (total assets), how much of it is its own (equity) and how much it owes.

Total assets€709,641 2025 Equity€21,181 2025 Debt€688,460 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Equity, Total assets, Working capital, Solvency, Current ratio.

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€4,598
Net result€1,181below the sector's middle half
Equity€20,000below the sector's middle half-€21,181below the sector's middle half▲ 5.9%
Total assets€100,000below the sector's middle half-€709,641within the sector's middle half▲ 610%
Debt€80,000-€688,460▲ 761%
Working capital€20,000within the sector's middle half--€578,399below the sector's middle half
Solvency20.0%below the sector's middle half-3.0%below the sector's middle half▼ 17.0pp
Current ratio1.25within the sector's middle half-0.03below the sector's middle half▼ 1.22
Return on assets (ROA)0.2%below the sector's middle half
Staff (FTE)0.6
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €709,641
Fixed assets €690,557
Current assets €19,083
Equity and liabilities €709,641
Equity €21,181 ▲ 5.9%
Debt €688,460 ▲ 761%
Debt's share of the balance-sheet total rises from 80.0% to 97.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
5.6%
Debt ≤ 1 year
€597,483▲
2024 · €80,000
Debt > 1 year
€90,977
Income taxes
€548
Staff costs
€18,750
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€100,000€709,641▲
Fixed assets21/28-€690,557
Tangible fixed assets22/27-€30,373
Leasing and similar rights25-€30,373
Financial fixed assets28-€660,184
Current assets29/58€100,000€19,083▼
Amounts receivable within one year40/41-€7,533
Trade receivables40-€7,533
Cash at bank and in hand54/58€100,000€5,712▼
Deferred charges and accrued income490/1-€5,838
Equity and liabilities
Total equity and liabilities10/49€100,000€709,641▲
Equity10/15€20,000€21,181▲
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€1,181
Amounts payable17/49€80,000€688,460▲
Amounts payable after more than one year17-€90,977
Financial debts170/4-€90,977
Amounts payable within one year42/48€80,000€597,483▲
Current portion of amounts payable after more than one year42-€25,446
Trade debts44-€2,779
Suppliers440/4-€2,779
Taxes, remuneration and social security45-€2,841
Taxes450/3-€1,516
Remuneration and social security454/9-€1,325
Other amounts payable47/48€80,000€566,416▲
Income statement Code20242025
Remuneration, social security and pensions62-€18,750
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4,298
Other operating charges640/8-€1,413
Gross operating margin9900-€29,058
Operating profit (loss)9901-€4,598
Financial income75/76B-€57
Recurring financial income75-€57
Financial charges65/66B-€2,925
Recurring financial charges65-€2,925
Profit (loss) for the period before taxes9903-€1,729
Income taxes67/77-€548
Profit (loss) for the period9904-€1,181
Profit (loss) for the period to be appropriated9905-€1,181
Appropriation of the result
Profit (loss) to be appropriated9906-€1,181

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€18,750-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4,298-
Other operating charges640/8-€1,413-
Gross operating margin9900-€29,058-
Operating profit (loss)9901-€4,598-
Financial income75/76B-€57-
Recurring financial income75-€57-
Financial charges65/66B-€2,925-
Recurring financial charges65-€2,925-
Profit (loss) for the period before taxes9903-€1,729-
Income taxes67/77-€548-
Profit (loss) for the period9904-€1,181-
Profit (loss) for the period to be appropriated9905-€1,181-
Line20242025Change
Assets
Total assets20/58€100,000€709,641▲ 610%
Fixed assets21/28-€690,557-
Tangible fixed assets22/27-€30,373-
Leasing and similar rights25-€30,373-
Financial fixed assets28-€660,184-
Current assets29/58€100,000€19,083▼ 80.9%
Amounts receivable within one year40/41-€7,533-
Trade receivables40-€7,533-
Cash at bank and in hand54/58€100,000€5,712▼ 94.3%
Deferred charges and accrued income490/1-€5,838-
Equity and liabilities
Total equity and liabilities10/49€100,000€709,641▲ 610%
Equity10/15€20,000€21,181▲ 5.9%
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€1,181-
Amounts payable17/49€80,000€688,460▲ 761%
Amounts payable after more than one year17-€90,977-
Financial debts170/4-€90,977-
Amounts payable within one year42/48€80,000€597,483▲ 647%
Current portion of amounts payable after more than one year42-€25,446-
Trade debts44-€2,779-
Suppliers440/4-€2,779-
Taxes, remuneration and social security45-€2,841-
Taxes450/3-€1,516-
Remuneration and social security454/9-€1,325-
Other amounts payable47/48€80,000€566,416▲ 608%
Line20242025Change
Profit (loss) for the period9904-€1,181-
+ Depreciation and write-downs630-€4,298-
Operating cash flow (approximation)-€5,479-
Change in cash--€94,288-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 11-07-2026 2026-00292795
31-12-2024 micro format 29-07-2025 2025-00323687

Similar companies · same sector, comparable size

Of the 24,456 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,093. 7,842 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
GAILLARD Gérald Joseph François
Director (not named in the articles) · since 24-12-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
GAILLARD Gérald Joseph François
  • Director (not named in the articles), from 24-12-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 24-12-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 24-12-2024 Incorporation · €20,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 19 December 2024, ACTIMABEL was incorporated as a private limited company by two natural persons, with a starting capital of €20,000.12 GAILLARD Gérald Joseph François has served as director of the company since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
11-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
29-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
24-12
Gazette deed Incorporation
Appointment: GAILLARD Gérald Joseph François (director) · Permanent representative: GAILLARD Gérald Joseph François · Founder14 facts ▸
  • Incorporation, 16-12-2024
  • Founder, GAILLARD Joseph Louis Francis Ghislain
  • Founder, GAILLARD Gérald Joseph François
  • Other provision, “plan financier”, EUR (deed in French)
  • Founding capital, €20,000
  • Bank account, 20000, “compte spécial ouvert au nom de la société en formation” (deed in French)
  • Capital
  • Other provision, “premier exercice première assemblée”, 31-12-2024 (deed in French)
  • Registered office clause, “4890 THIMISTER-CLERMONT,Route d'Aubel 13 boîte A” (deed in French)
  • Other provision, “néant, site et email” (deed in French)
  • Board rule, 1
  • Director appointment, GAILLARD Gérald Joseph François (director (not named in the articles))
  • +2 further facts in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded19-12-2024
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
Contact
E-mail gerald.gaillard@hotmail.com
Phone +32492572273
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017706776
Registered 22-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
598 m²
Building footprint
62 m²
Building volume
534 m³
Parcel 63077A0132/00R000, Wallonia · tallest building 10.1 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
ACTIMABEL
Route d' Aubel 13, 4890 Thimister-ClermontActivities of holding companies
since 2025unit no. 2.367.830.178
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
63077A0132/00R000 Wallonia 598 m² 1 · 61 m² 10.1 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“L'investissement,la souscription,la prise ferme,le placement,la vente,l'achat et la négociation…” (deed in French)
31 activities (deed in French)
  1. L'investissement,la souscription,la prise ferme,le placement,la vente,l'achat et la négociation d'actions,parts,obligations,certificats,crédits,monnaies et autres valeurs mobilières émises par des entreprises belges ou étrangères qu'elles aient ou non la forme de sociétés commerciales,bureau d'administration,institutions ou associations et qu'elles aient ou non un statut juridique (semi-)public.
  2. La gestion des investissements et des participations dans des sociétés-filles,l'exercice de fonctions d'administration,la fourniture de conseils,management et autres services de même nature que les activités de la société.Ces services peuvent être fournis sur une base contractuelle ou statutaire et en la qualité de conseiller externe ou d'organe.
  3. Accorder des prêts et avances sous quelle forme ou quelle durée que ce soit,à toutes les entreprises liées ou entreprises dans lesquelles elle possède une participation,ainsi que garantir tous les engagements des mêmes entreprises.
  4. La prise de participations dans des investissements immeubles,toute activité relative à des biens immeubles bâtis ou non-bâtis,ainsi que toutes opérations quelconques en matière de droits immobiliers et plus particulièrement:l'acquisition par l'achat ou autrement,la vente,l'échange,l'amélioration,l'équipement,l'aménagement,la location-financement de biens immeubles.
  5. L’organisation de la comptabilité et des services comptables et les activités de conseil en matière d’organisation comptable des entreprises.
  6. La détermination des résultats et l’établissement des comptes annuels conformément aux dispositions légales en la matière.
  7. L’ouverture,la tenue,la centralisation et la clôture des écritures comptables propres à l’établissement des comptes.
  8. La vérification et le redressement de tous les documents comptables qui ne conduisent pas à une attestation ou un rapport d’expertise destinés à être remis à des tiers.
  9. L’analyse par les procédés de la technique comptable de la situation et du fonctionnement des entreprises du point de vue de leur crédit,de leur rendement et de leurs risques qui ne conduit pas à une attestation ou un rapport d’expertise destinés à être remis à des tiers.
  10. L’expertise,tant privée que judiciaire,dans le domaine de la comptabilité des entreprises.
  11. La délivrance d’avis se rapportant à toutes matières fiscales.
  12. L’assistance du contribuable dans l’accomplissement de ses obligations fiscales.
  13. La représentation du contribuable auprès de l’administration fiscale.
  14. L’organisation des services administratifs et le conseil sur l’organisation administrative des entreprises.
  15. L’exercice de la profession de consultant,au sens le plus large du concept,comprenant toutes prestations de services de nature intellectuelle,pour des entreprises,associations,administrations publiques,personnes privées et institutions,dans tous secteurs quelconques,dont notamment,mais sans être limitatif:l’activité de conseil en gestion d’entreprises,gestion administrative,gestion commerciale,stratégie,organisation,management,marketing,relations publiques,communication,prospection commerciale,production et développement,étude économique,publicité,gestion de personnel,et l’analyse,l’amélioration,le développement et l’implémentation de processus de gestion,et de systèmes automatisés ou non.
  16. L’exécution de tâches d’intérim management pour des entreprises,sociétés et établissements,dans tous secteurs,tant publics que privés,en ce compris l’exécution de tous mandats relatifs à l’administration,la gestion,la direction,le contrôle et la liquidation de toutes sociétés et entreprises,belges ou étrangères,siéger dans tous comités,exécutifs,consultatifs et de gestion en général de ces sociétés et entreprises.
  17. L’étude,la création,l’acquisition,la vente,la mise en valeur,l’exploitation,la direction,la gérance,la régie,l’organisation,le financement,le contrôle de toutes affaires ou entreprises industrielles,commerciales,financières,mobilières et immobilières;la société pourra poser ces actes soit pour son compte propre ou pour compte de tiers.
  18. Le recrutement et la sélection de personnel,l’organisation de séminaires et de formations.
  19. L’activité liée à l’organisation de formations et d’événements.
  20. L’activité de conseil en matière financière,technique,commerciale ou administrative,au sens large,l’assistance et la fourniture de services,directement ou indirectement,dans le domaine administratif et financier,dans les ventes de services,l’achat de matériel,la production et la gestion en général,en ce comprises les études des budgets,prix de revient et des marges bénéficiaires en vue d’une rentabilité optimale de l’entreprise et de ses filiales.
  21. Le contrôle de la bonne exécution des contrats qui lient la société à ses clients et/ou fournisseurs,notamment,l’approvisionnement et la livraison dans les délais convenus et le service à la clientèle.
  22. La prospection de la clientèle en rapport avec les activités de la société et de ses filiales,les contacts et le choix des fournisseurs.
  23. Toute opération d'achat,de vente en ligne ou non et de location de matériel informatique (hardware et software),de matériel et de mobilier de bureau et en général de tout matériel pouvant servir directement ou indirectement à son objet.
  24. La création,le développement,la distribution,l'installation,la mise en service des supports informatiques aussi bien en matière de software que de hardware et la centralisation des données:gestion des réseaux et des ordinateurs,étude et développement de logiciels,la création,le développement,l'installation et la mise en œuvre de réseaux internationaux.
  25. Le développement,la coordination et la supervision du traitement des données,des programmes ainsi que du choix des matériels et logiciels informatiques.
  26. L'achat,l'exploitation,la location,la cession de tout brevet,licence,intervention ou marque de fabrique ainsi que de tous droits intellectuels en ce compris les droits d’auteurs se rattachant directement ou indirectement à l'objet de la société.
  27. Toute activité en rapport avec le service internet,extranet,intranet,ainsi que tous services en matière de télécommunication,informatique,publicité,présent ou futur.
  28. Le conseil en informatique,le traitement de données ou d’informations et activités similaires ou connexes impliquant toute études ou réalisations nécessaires pour le traitement de l’information et ce qui en découle ou le suppose.
  29. La consultance informatique sous toutes ses formes.
  30. L’audit et la maintenance de parcs informatiques.
  31. Le conseil et l’assistance au service de gestion,administration,stratégie,et direction d’entreprises.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
ACTIMABEL
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, établir sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étranger,par simple décision…” (deed in French)

deed of 24-12-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Fixe ou proportionnelle, ne peut être octroyée au détriment des actionnaires” (deed in French)
1 more provision on this in the deed

deed of 24-12-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, inscription registre vis-à-vis société et tiers” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Mêmes formalités si non de plein droit, entre vifs onéreux gratuit volontaires forcées usufruit nue-propriété pleine propriété actions ou…” (deed in French)

deed of 24-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Friday of June

deed of 24-12-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Tout temps assemblée formes modifications statuts, non dissoute par interdiction mort faillite déconfiture” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 24-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Trois ans, lorsque la loi l'exige et dans ses limites” (deed in French)
Other provision: “Toutes décisions relevant de l'assemblée générale, assemblée générale par procédure écrite” (deed in French)
Other provision: “Participation à distance et vote électronique, formulaire de l'organe” (deed in French)
Other provision: “Suspendu tant versements appelés exigibles non effectués, appels de fonds” (deed in French)
Other provision: “Apport numéraire droit préférence, courrier électronique ou ordinaire même jour” (deed in French)
Other provision: “Un seul propriétaire par titre, indivisibilité titres” (deed in French)
Other provision: “Admission assemblée, inscrit registre catégorie” (deed in French)
Other provision: “Seul pouvoirs assemblée, chaque action une voix sauf sans droit vote” (deed in French)
Other provision: “Organe séance tenante, trois semaines” (deed in French)
Other provision: “Répartition réserves, assemblée sur proposition organe” (deed in French)
Liquidation distribution: “Proportion actions biens conservés même proportion, apurement ou consignation et égalisation par appels ou distributions préalables” (deed in French)
Other provision: “Siège, élection domicile” (deed in French)
Other provision: “Tribunaux siège exclusive, litiges société actionnaires administrateurs commissaires liquidateurs” (deed in French)
Other provision: “Droit commun, contraires impératives censées non écrites” (deed in French)
5 more provisions in the deed, see the deed of 24-12-2024

deed of 24-12-2024