ACSW CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €7k and a net result of €5k. Its solvency ranks better than 46% of 775 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€7k
Net result
€5k
Total assets
€20k
Solvency
33.0%
Balance-sheet composition
Assets €20k
Fixed assets
€1k
Current assets
€19k
Equity and liabilities €20k
Equity
€7k
Debt
€13k
Debt finances 67.0% of the balance-sheet total.
Key figures and ratios
Solvency
33.0%
ROE
69.8%
ROA
23.0%
Debt
€13k
Debt ≤ 1 year
€13k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€20k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€19k
Amounts receivable within one year40/41€18k
Trade receivables40€18k
Cash at bank and in hand54/58€959
Equity and liabilities
Total equity and liabilities10/49€20k
Equity10/15€7k
Contributions10/11€2k
Profit (loss) carried forward14€5k
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€9k
Taxes450/3€6k
Remuneration and social security454/9€3k
Other amounts payable47/48€30
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€171
Other operating charges640/8€1k
Gross operating margin9900€9k
Operating profit (loss)9901€8k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€181
Recurring financial charges65€181
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€3k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 353090 OverijseGround area
1,412 m²
Building footprint
845 m²
Volume, LiDAR
13,821 m³
2 parcels, Brussels, Flanders · tallest building 29.0 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
ACSW CONSULT
since 20232.352.849.024
ACSW CONSULT
since 20232.352.849.123
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0491/00B008 | Brussels | 1,149 m² | 1 · 731 m² | 28.9 m · 7 fl. |
| 23542H0377/00F000 | Flanders | 262 m² | 1 · 114 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,682 companies in sector 66220 we hold annual accounts for 3,227. 729 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2023
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.