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ACL Software

Active Private limited companyfounded 2023active for 3 yearsChaussée de Nivelles 315, 5020 NamurKBO/BCE: BE 0798.373.841

Overview

Lifetime

3 annual accounts with figures on one time axis
peak €47,211 (2025)
€47,211▲ 10.8%
peak €35,563 (2025)
€35,563▲ 11.4%
peak €107,541 (2025)
€107,541▲ 49.4%
€22,424▼ 1.1%
Board1 name since 2023
1 director
Documentsfilings and deeds
24-06-202637 days before the deadline
2025micro format
Equity from €71,979 to €107,541Cash from €76,363 to €111,467

Key points

from the 2025 annual accounts

Equity

€107,541 ▲ 49.4%

ACL Software has made a profit in every financial year since 2023.

Turnover

≈ €160,000 estimated

The micro format states no turnover.

Liquidity

5.11 was 3.42 in 2024

Short-term debts fell from €22,684 to €22,424.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,326 companies had the same profile as ACL Software has now. Each dot stands for 99 companies, two years later.

95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,326 companies, not a prediction for ACL Software. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • founderdeed of 15-02-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0798373841
Incorporation Founding capital of €6,000 · Founder: · Appointment: (director) · published on 15-02-2023 · Gazette deed
First establishment Chaussée de Nivelles 315, Namur
All 8 events

Comparable companies

same main activity, similar in size and age
Company
ACL Software Namur €129,965 €47,211 82.7% -
ELLEGLANCE Eghezée €119,378 €41,312 96.4% -
Cloud-Duo Wijnegem €130,912 €48,412 83.9% -
BOYAVAL CONSULTANCY Ixelles €131,683 €47,149 39.5% -
Digital Zenium Uccle €130,308 €49,910 79.7% -
NIVA Solutions Hasselt €124,195 €48,930 48.4% -
DODDLE Beveren-Kruibeke-Zwijndrecht €126,733 €45,003 39.3% -

These companies have the same main activity as ACL Software: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €119,000 and €132,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 13-02-2023Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 2 others
Establishment unit
2.342.923.6475020 Namur, since 13-02-2023
Financial year end
31 December
Peppol
Reachable since 28-05-2025
Company details

Annual accounts 2025

€47,211▲ 10.8%
€35,563▲ 11.4%
€107,541▲ 49.4%
€129,965▲ 37.3%
Filing
Filed on 24-06-2026, 37 days before the end of the filing period
Financials

Insights on ACL Software

ACL Software files the micro format. That format states no turnover. The gross margin rose from €43,221 in 2023 to €47,211 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 24-06-2026, 37 days before the deadline
€47,211
▲ 10.8%
€45,134
▲ 10.9%
€35,563
▲ 11.4%
€92,269
▲ 68.3%
82.7%
▲ 6.7 percentage points
5.11
▲ 1.70

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €160,000. Estimated: probably between €130,000 and €230,000.

Balance sheet

balance sheet total €129,965 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

82.7%

Higher than 78% of 22,044 companies in 2025.

5.11

Higher than 76% of 21,344 companies in 2025.

27.4%

Higher than 64% of 21,535 companies in 2025.

ACL Software Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 129,96594,66360,369
21/28 15,27217,15754
22/27 15,21817,103-
26 15,21817,103-
28 545454
29/58 114,69377,50560,315
40/41 2,3007523
40 2,3007523
54/58 111,46776,36359,276
490/1 9261,0671,016
Balance sheet: equity and liabilities
10/49 129,96594,66360,369
10/15 107,54171,97940,070
10/11 6,0006,0006,000
13 600600600
130/1 600600600
1311 600600600
14 100,94165,37933,470
17/49 22,42422,68420,300
42/48 22,42422,68420,300
44 1,1897,3444,109
440/4 1,1897,3444,109
45 13,97714,36214,608
450/3 13,97714,19414,608
454/9 -168-
47/48 7,2589771,583
Income statement
9900 47,21142,61543,221
630 1,8851,747-
640/8 192186101
9901 45,13440,68243,120
75/76B 5011-
75 5011-
65/66B 35724083
65 35724083
9903 44,82840,45343,038
67/77 9,2658,5448,968
9904 35,56331,90934,070
9905 35,56331,90934,070
Appropriation of the result
9906 100,94165,37934,070
14P 65,37933,470-
691/2 --600
6921 --600
Document PDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 24-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 24-06-2026 2026-00192034 PDF
31-12-2024 micro format 02-07-2025 2025-00215544 PDF
31-12-2023 micro format 31-07-2024 2024-00310107 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
47,01942,429-
37,44833,657-
018,85054
35,10317,087-
92,26954,82140,015
82.7%76.0%66.4%
5.113.422.97
0.210.320.51
33.1%44.3%85.0%
27.4%33.7%56.4%
over 100over 100-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets-€18,850-
Financial fixed assets--€54
€1,885€1,747-

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on ACL Software

The operating result for 2025 is 11% higher than in 2024 and the highest since 2023. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 24.0% to 17.3%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 15-02-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 24-06-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
Board
Mandates as a list
    • Director (not named in the articles), appointed by deed of 15-02-2023, still in office

See the board, name and registered office on a given date →

Control

Founder
This company
ACL Software
Equity €107,541
Profit €35,563 in 2025

Capital

Contribution
€6,000
Source
deed of 15-02-2023

Articles of association

deed of 15-02-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 20:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Founder

At incorporation deed of 15-02-2023 ↗
  • sole founder · 100% at incorporation

Capital transactions

Capital over time
  1. 15-02-2023 Incorporation · €6,000
  2. 15-02-2023 Converted to unavailable equity · €6,000

Network & group

No group

ACL Software has no parent and no holdings in its annual accounts. is the only director. ACL Software shares no director with another company.

Timeline

Timeline

8 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 37 days before the deadline
2025
Highest result from 2023 to 2025 net €35,563 ▲11.4% The operating result of €45,134 and the net result of €35,563 are both a record.
Equity above €100,000 equity €107,541 ▲49.4% With a profit in every financial year since 2023, equity grows to €107,541.
Annual accounts 2024 filed PDFmicro format · 29 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0798373841
2024
Annual accounts 2023 filed PDFmicro format · on the deadline day
2023
IncorporationFounding capital of €6,000 · Founder: · Appointment: (director) · published on 15-02-20236 points ▸
  • Founder,
  • Founding capital, €6,000
  • Registered office clause, Chaussée de Nivelles, numéro 315, 5020 Namur (Temploux)
  • Board rule, 1
  • Director appointment, (director (not named in the articles))
  • Permanent representative,
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

First establishment Chaussée de Nivelles 315, Namur

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 13 February 2023, ACL Software was incorporated as a private limited company by one natural person, with a starting capital of €6,000.12 is director of the company, appointed by deed of 15-02-2023.2 Total assets went from €60,369 in 2023 to €129,965 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 15-02-2023
  3. 3National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0798.373.841
VAT number
BE 0798.373.841
Peppol ID
0208:0798373841
Legal form
Private limited company
Status
Active, normal situation
Founded
13-02-2023
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 20:00
deed of 15-02-2023 (in French)
Peppol
Reachable since 28-05-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ACL Software in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 15-02-2023 (in French)
Name clauseThe company operates under this name according to its articles.
ACL Software
deed of 15-02-2023 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
62020 IT consultancy main activity
47410 Retail trade
70220 Business consulting
PurposeThe purpose describes the activities the company may carry out under its articles.
“Prestations de consultance dans le domaine de l’informatique; Coaching et formation dans le domaine de l’informatique ainsi que promotion et…”
16 activities
  1. Prestations de consultance dans le domaine de l’informatique
  2. Coaching et formation dans le domaine de l’informatique ainsi que promotion et communication dans son sens le plus large
  3. Activités immobilières et de prêt
  4. Plus généralement
  5. La consultance, le conseil, la production, le marketing, la valorisation, l’expertise, l’évaluation et l’étude en toutes matières liées directement ou indirectement à l’informatique, le software, le hardware, et tous autres produits informatiques
  6. L’organisation, l’élaboration et l’animation de conférences, séminaires, coaching, ateliers de formation soit toutes manifestations culturelles ou éducatives dans le domaine de l’informatique
  7. L’acquisition, l’aliénation, l’échange, la construction, la démolition, la reconstruction, la transformation, l’entretien, la location et la gestion de ses biens immeubles bâtis, meublés ou non
  8. L’acquisition, l’aliénation, l’échange, l’entretien, la mise en valeur, le lotissement, la location et l’affermage ainsi que la gestion de ses biens immeubles non bâtis
  9. L’accomplissement de toutes opérations relatives à l’acquisition, la cession et la constitution de droits réels sur des biens immeubles bâtis ou non bâtis
  10. Hypothéquer ses immeubles et se porter caution pour tous prêts, ouvertures de crédit ou autres obligations, aussi bien pour elle-même que pour des tiers
  11. L’octroi de prêts et de crédits (notamment vente à tempérament et crédit-bail) à des sociétés ou à des personnes privées, sous quelque forme que ce soit
  12. Se porter caution ou donner son aval et effectuer, au sens large, toutes opérations économiques et financières à l’exception de celles réservées légalement aux organismes de dépôts et de dépôts à court terme, aux caisses d’épargnes, aux sociétés hypothécaires et aux sociétés de capitalisation
  13. Accomplir toutes opérations industrielles, économiques, financières, mobilières ou immobilières se rapportant directement ou indirectement à son objet ou qui seraient de nature à en faciliter directement ou indirectement, entièrement ou partiellement, la réalisation
  14. S'intéresser par voie d'apport, de fusion, de souscription, de participation, ou de toute autre manière dans toutes affaires, entreprises, associations ou sociétés, en Belgique ou à l'étranger, ayant un objet identique, analogue ou connexe au sien ou qui soit de nature à favoriser le développement de son entreprise, à lui procurer des matières premières ou à faciliter l'écoulement de ses produits
  15. Se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées, au sens le plus large
  16. Exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés
deed of 15-02-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Chaussée de Nivelles 315 registered office 5020 Namur 13-02-2023 2.342.923.647

Buildings and parcels at the address

Ground area
723 m²
Buildings
186 m²
Volume, LiDAR
1,166 m³
Tallest building
9.1 m
Buildings to scale, each on its own parcel
186 m², 9.1 m 186 m², 9.1 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
92123C0139/00E000723 m² 1 · 186 m² 9.1 m · 2

Contact

E-mail alexisclarembeau@gmail.com
Phone +32 499 17 69 36