Cloud-Duo
ActiveSummary
Cloud-Duo has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109,879 and a net result of €33,684. Equity is growing by ~57.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 5.93 against 3.17 in 2024; short-term debt: 16.1% and cash: 84.8% of total assets), and 16.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
25.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
73 d early
2024
83 d early
2023
85 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 80 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€109,879▲ 44.2%
2024 · €76,195
Total assets
€130,912▲ 20.9%
2024 · €108,245
Net result
€33,684▼ 36.8%
2024 · €53,319
Working capital
€103,705▲ 51.6%
2024 · €68,386
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€25,708-€71,526▲ 178%€45,845▼ 35.9%
Net result€17,876-€53,319▲ 198%€33,684▼ 36.8%
Equity€22,876-€76,195▲ 233%€109,879▲ 44.2%
Total assets€39,402-€108,245▲ 175%€130,912▲ 20.9%
Debt€16,526-€32,049▲ 93.9%€21,032▼ 34.4%
Working capital€18,560-€68,386▲ 268%€103,705▲ 51.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130,912
Fixed assets
€6,174 ▼ 26.1%
Current assets
€124,738 ▲ 24.9%
Equity and liabilities €130,912
Equity
€109,879 ▲ 44.2%
Debt
€21,032 ▼ 34.4%
Debt's share of the balance-sheet total falls from 29.6% to 16.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48,022▼
2024 · €72,604
Cash flow
€35,861▼
2024 · €54,397
Current ratio
5.93▲
2024 · 3.17
Debt to equity
0.19▼
2024 · 0.42
ROE
30.7%▼
2024 · 70.0%
ROA
25.7%▼
2024 · 49.3%
Interest coverage
17.56▼
2024 · 19.65
Debt ≤ 1 year
€21,032▼
2024 · €31,507
Income taxes
€9,427▼
2024 · €14,513
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €412 | €1,077 | €2,177 | ▲ 102% |
| Other operating charges640/8 | €472 | €379 | €390 | ▲ 2.8% |
| Gross operating margin9900 | €26,592 | €72,983 | €48,412 | ▼ 33.7% |
| Operating profit (loss)9901 | €25,708 | €71,526 | €45,845 | ▼ 35.9% |
| Financial income75/76B | €15 | €0 | €0 | ▲ 100% |
| Recurring financial income75 | €15 | €0 | €0 | ▲ 100% |
| Financial charges65/66B | €2,545 | €3,694 | €2,734 | ▼ 26.0% |
| Recurring financial charges65 | €2,545 | €3,694 | €2,734 | ▼ 26.0% |
| Profit (loss) for the period before taxes9903 | €23,178 | €67,832 | €43,111 | ▼ 36.4% |
| Income taxes67/77 | €5,302 | €14,513 | €9,427 | ▼ 35.0% |
| Profit (loss) for the period9904 | €17,876 | €53,319 | €33,684 | ▼ 36.8% |
| Profit (loss) for the period to be appropriated9905 | €17,876 | €53,319 | €33,684 | ▼ 36.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €39,402 | €108,245 | €130,912 | ▲ 20.9% |
| Fixed assets21/28 | €4,316 | €8,351 | €6,174 | ▼ 26.1% |
| Tangible fixed assets22/27 | €4,316 | €8,351 | €6,174 | ▼ 26.1% |
| Furniture and vehicles24 | €4,316 | €5,292 | €3,735 | ▼ 29.4% |
| Other tangible fixed assets26 | - | €3,058 | €2,439 | ▼ 20.3% |
| Current assets29/58 | €35,086 | €99,894 | €124,738 | ▲ 24.9% |
| Amounts receivable within one year40/41 | €13,224 | €15,775 | €13,395 | ▼ 15.1% |
| Trade receivables40 | €12,977 | €15,775 | €13,395 | ▼ 15.1% |
| Other amounts receivable41 | €247 | - | - | - |
| Cash at bank and in hand54/58 | €21,114 | €83,276 | €111,058 | ▲ 33.4% |
| Deferred charges and accrued income490/1 | €748 | €842 | €284 | ▼ 66.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €39,402 | €108,245 | €130,912 | ▲ 20.9% |
| Equity10/15 | €22,876 | €76,195 | €109,879 | ▲ 44.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €17,876 | €71,195 | €71,195 | = |
| Distributable reserves133 | €17,876 | €71,195 | €71,195 | = |
| Profit (loss) carried forward14 | - | - | €33,684 | - |
| Amounts payable17/49 | €16,526 | €32,049 | €21,032 | ▼ 34.4% |
| Amounts payable within one year42/48 | €16,526 | €31,507 | €21,032 | ▼ 33.2% |
| Financial debts43 | €298 | €635 | €343 | ▼ 46.0% |
| Credit institutions430/8 | €298 | €635 | €343 | ▼ 46.0% |
| Trade debts44 | €2,017 | €1,369 | €877 | ▼ 35.9% |
| Suppliers440/4 | €2,017 | €1,369 | €877 | ▼ 35.9% |
| Taxes, remuneration and social security45 | €7,732 | €22,044 | €16,367 | ▼ 25.8% |
| Taxes450/3 | €7,732 | €22,044 | €16,367 | ▼ 25.8% |
| Other amounts payable47/48 | €6,478 | €7,460 | €3,446 | ▼ 53.8% |
| Accrued charges and deferred income492/3 | - | €542 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,876 | €53,319 | €33,684 | ▼ 36.8% |
| + Depreciation and write-downs630 | €412 | €1,077 | €2,177 | ▲ 102% |
| Operating cash flow (approximation) | €18,288 | €54,397 | €35,861 | ▼ 34.1% |
| Investment in fixed assets (approximation) | - | -€5,112 | €0 | ▲ 100% |
| Change in cash | - | €62,162 | €27,782 | ▼ 55.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100,000Eq €109,879 ▲44.2%
3 profitable years in a row build equity to €109,879.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €53,319 ▲198%
Operating result €71,526, net result €53,319, both a record.
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2023
Ground area
708 m²
Building footprint
97 m²
Volume, LiDAR
630 m³
Parcel 11050B0157/00A002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cloud-Duo
since 20232.343.875.435
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0157/00A002 | Flanders | 708 m² | 1 · 97 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,394. 15,544 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-04-2023
Fiscal year end31-12
Trade name NL
Besloten vennootschap
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
63910Web portal activities
63920Other information service activities
68110Buying and selling of own real estate
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.