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ACL Software

Active
Private limited companyfounded 20233 yrs activeChaussée de Nivelles(TX) 315, 5020 Namur, BelgiumKBO/BCE: BE 0798.373.841
Summary

ACL Software has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €71,979 and a net result of €31,909. Its solvency ranks better than 67% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+9
Growth52
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.42 against 2.97 in 2023; short-term debt: 24% and cash: 80.7% of total assets), and 24% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
29 d early
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 February 2023, ACL Software was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€71,979▲ 79.6%
2023 · €40,070
Total assets
€94,663▲ 56.8%
2023 · €60,369
Net result
€31,909▼ 6.3%
2023 · €34,070
Working capital
€54,821▲ 37.0%
2023 · €40,015
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€43,120-€40,682▼ 5.7%
Net result€34,070-€31,909▼ 6.3%
Equity€40,070-€71,979▲ 79.6%
Total assets€60,369-€94,663▲ 56.8%
Debt€20,300-€22,684▲ 11.7%
Working capital€40,015-€54,821▲ 37.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2023: €43,120€43,120Net result 2023: €34,070€34,070Operating result 2024: €40,682€40,682Net result 2024: €31,909€31,90920232024€0€20,000€40,000Operating result 2023: €43,120€43,100Net result 2023: €34,070€34,100Operating result 2024: €40,682€40,700Net result 2024: €31,909€31,90020232024
The operating result falls in 2024; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €94,663
Fixed assets €17,157 ▲ 31,550%
Current assets €77,505 ▲ 28.5%
Equity and liabilities €94,663
Equity €71,979 ▲ 79.6%
Debt €22,684 ▲ 11.7%
Debt's share of the balance-sheet total falls from 33.6% to 24.0%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€42,429
Cash flow
€33,657
Current ratio
3.42▲
2023 · 2.97
Debt to equity
0.32▼
2023 · 0.51
ROE
44.3%▼
2023 · 85.0%
ROA
33.7%▼
2023 · 56.4%
Interest coverage
176.93
Debt ≤ 1 year
€22,684▲
2023 · €20,300
Income taxes
€8,544▼
2023 · €8,968
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€60,369€94,663▲
Fixed assets21/28€54€17,157▲
Tangible fixed assets22/27-€17,103
Other tangible fixed assets26-€17,103
Financial fixed assets28€54€54=
Current assets29/58€60,315€77,505▲
Amounts receivable within one year40/41€23€75▲
Trade receivables40€23€75▲
Cash at bank and in hand54/58€59,276€76,363▲
Deferred charges and accrued income490/1€1,016€1,067▲
Equity and liabilities
Total equity and liabilities10/49€60,369€94,663▲
Equity10/15€40,070€71,979▲
Contributions10/11€6,000€6,000=
Reserves13€600€600=
Non-distributable reserves130/1€600€600=
Reserves not available under the articles1311€600€600=
Profit (loss) carried forward14€33,470€65,379▲
Amounts payable17/49€20,300€22,684▲
Amounts payable within one year42/48€20,300€22,684▲
Trade debts44€4,109€7,344▲
Suppliers440/4€4,109€7,344▲
Taxes, remuneration and social security45€14,608€14,362▼
Taxes450/3€14,608€14,194▼
Remuneration and social security454/9-€168
Other amounts payable47/48€1,583€977▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,747
Other operating charges640/8€101€186▲
Gross operating margin9900€43,221€42,615▼
Operating profit (loss)9901€43,120€40,682▼
Financial income75/76B-€11
Recurring financial income75-€11
Financial charges65/66B€83€240▲
Recurring financial charges65€83€240▲
Profit (loss) for the period before taxes9903€43,038€40,453▼
Income taxes67/77€8,968€8,544▼
Profit (loss) for the period9904€34,070€31,909▼
Profit (loss) for the period to be appropriated9905€34,070€31,909▼
Appropriation of the result
Profit (loss) to be appropriated9906€34,070€65,379▲
Profit (loss) brought forward from the previous period14P-€33,470
Transfer to equity691/2€600-
To other reserves6921€600-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,747-
Other operating charges640/8€101€186▲ 84.2%
Gross operating margin9900€43,221€42,615▼ 1.4%
Operating profit (loss)9901€43,120€40,682▼ 5.7%
Financial income75/76B-€11-
Recurring financial income75-€11-
Financial charges65/66B€83€240▲ 190%
Recurring financial charges65€83€240▲ 190%
Profit (loss) for the period before taxes9903€43,038€40,453▼ 6.0%
Income taxes67/77€8,968€8,544▼ 4.7%
Profit (loss) for the period9904€34,070€31,909▼ 6.3%
Profit (loss) for the period to be appropriated9905€34,070€31,909▼ 6.3%
Line20232024Change
Assets
Total assets20/58€60,369€94,663▲ 56.8%
Fixed assets21/28€54€17,157▲ 31,550%
Tangible fixed assets22/27-€17,103-
Other tangible fixed assets26-€17,103-
Financial fixed assets28€54€54=
Current assets29/58€60,315€77,505▲ 28.5%
Amounts receivable within one year40/41€23€75▲ 232%
Trade receivables40€23€75▲ 232%
Cash at bank and in hand54/58€59,276€76,363▲ 28.8%
Deferred charges and accrued income490/1€1,016€1,067▲ 5.0%
Equity and liabilities
Total equity and liabilities10/49€60,369€94,663▲ 56.8%
Equity10/15€40,070€71,979▲ 79.6%
Contributions10/11€6,000€6,000=
Reserves13€600€600=
Non-distributable reserves130/1€600€600=
Reserves not available under the articles1311€600€600=
Profit (loss) carried forward14€33,470€65,379▲ 95.3%
Amounts payable17/49€20,300€22,684▲ 11.7%
Amounts payable within one year42/48€20,300€22,684▲ 11.7%
Trade debts44€4,109€7,344▲ 78.8%
Suppliers440/4€4,109€7,344▲ 78.8%
Taxes, remuneration and social security45€14,608€14,362▼ 1.7%
Taxes450/3€14,608€14,194▼ 2.8%
Remuneration and social security454/9-€168-
Other amounts payable47/48€1,583€977▼ 38.3%
Line20232024Change
Profit (loss) for the period9904€34,070€31,909▼ 6.3%
+ Depreciation and write-downs630-€1,747-
Operating cash flow (approximation)€34,070€33,657▼ 1.2%
Investment in fixed assets (approximation)--€18,850-
Change in cash-€17,087-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
723 m²
Building footprint
186 m²
Volume, LiDAR
1,166 m³
Parcel 92123C0139/00E000, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ACL Software
Chaussée de Nivelles(TX) 315, 5020 NamurRetail trade
since 20232.342.923.647
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92123C0139/00E000 Wallonia 723 m² 1 · 186 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,394. 15,545 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
70200Business and other management consultancy
Contact
E-mail alexisclarembeau@gmail.com
Phone +32499176936

Scores and ratios are computed by Checked and are not a credit decision.