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Ace4U

Active Private limited companyfounded 2017active for 9 yearsMerlegatveld 5, 2870 Puurs-Sint-AmandsKBO/BCE: BE 0677.701.287

Lifetime

9 annual accounts with figures on one time axis
peak €50,081 (2018)
€41,370▲ 32.4%
peak €33,876 (2018)
€20,044▲ 33.0%
peak €140,818 (2025)
€140,818▲ 16.6%
€11,758▲ 71.7%
Board2 names since 2021
Documentsfilings and deeds
02-07-202629 days before the deadline
2025abbreviated format
Gross margin from €31,242 to €41,370Result from €15,067 to €20,044Equity from €120,774 to €140,818Debts from €6,848 to €11,758Cash from €21,090 to €49,664

Key points

from the 2025 annual accounts

Equity

€140,818 ▲ 16.6%

Ace4U has made a profit in every financial year since 2017.

Filings

9 annual accounts 2 late
AprilJune31 JulyOctober20202025

The 2018 accounts came latest: 23 days after the end of the period.

Position in the sector

92.3%

Higher solvency than 92% of companies in advertising and market research. Sector median 44.3% · 2,094 companies.

Checked score

97
Excellent
Financially stronger than 75% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 92.3% of total assets
91+20short-term debt 7.7% · cash 32.6%
85+1return on assets 13.1%

Score breakdown

lowers risk
Liquidity: current ratio 9.66, cash €49,664
Equity €140,818 (92.3% of total assets)
Sector: Advertising, market research and public relations activities (NACE 73)
Figures for financial year 2025 (filed on 02-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 84% on liquidity, 61% on profitability and 67% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as Ace4U has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Ace4U itself is lower: 0.1% within 12 months. It rests on far more data about Ace4U than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for Ace4U. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €13,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 9.66 (11.1 in 2024), above the usual 1.5. Short-term debt is 7.7% and cash 32.6% of total assets. 7.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 9.66, cash €49,664
NBB · annual accounts
lowers risk · Equity €140,818 (92.3% of total assets)
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Figures for financial year 2025 (filed on 02-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
29 days early
2024
21 days early
2023
19 days early
2022
24 days early
2021
37 days early
2020
4 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

Board & ownership

Recent changes

Appointments: VEECKMANS Eric Alfons Maria (director) and DE JONGHE Nicole Maria Marcel (successor director) “Het beheer van computerfaciliteiten,informatietechnologie en telecommunicatie; Aan en verkoop van…” (deed in Dutch) · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0677701287
Incorporation published on 03-07-2017 · Gazette deed
First establishment Merlegatveld 5, Puurs-Sint-Amands
All 16 events

Comparable companies

same main activity, similar in size and age
Company
Ace4U Puurs-Sint-Amands €152,576 €41,370 92.3% -
Arne Heylen Antwerp €170,640 €47,023 17.3% -
IANGO Ixelles €163,261 €40,145 30.2% -
Heyvaert De Sutter Consulting Merchtem €146,644 €45,210 30.2% -
DC Consultancy Hasselt €140,746 €41,554 10.3% -
STAND UP COMPANY Zonhoven €158,449 €47,363 91.1% -
LOMI Jalhay €135,906 €36,541 44.6% 0

These companies have the same main activity as Ace4U: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €136,000 and €171,000, founded between 2016 and 2018.

Official details

Source: KBO
Status
Active since 29-06-2017Normal situation
Activity
Public relations and communication consultancyNACE 73300and 3 others
Establishment unit
2.266.062.7282870 Puurs-Sint-Amands, since 29-06-2017
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Annual accounts 2025

≈ €110,000estimated
€152,576▲ 19.6%
Filing
Filed on 02-07-2026, 29 days before the end of the filing period
Financials

Insights on Ace4U

Ace4U files the abbreviated format. That format states no turnover. The gross margin rose from €18,991 in 2017 to €41,370 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Ace4U

What is the company number of Ace4U?
The company number of Ace4U is 0677.701.287. The VAT number is the same number with BE in front: BE 0677.701.287.
Where is Ace4U based?
The registered office is at Merlegatveld 5, 2870 Puurs-Sint-Amands.Company details
What does Ace4U do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of Ace4U?
Ace4U is a private limited company (BV).
When was Ace4U founded?
Ace4U was founded on 29-06-2017.
Is Ace4U still active?
Yes, Ace4U is an active enterprise in the KBO register.
What is the turnover of Ace4U?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €41,370 and 45 comparable companies (NACE 73). It probably lies between €77,000 and €150,000.Financials
Is Ace4U profitable?
In financial year 2025, Ace4U made a profit of €20,044.
Where can I find the annual accounts of Ace4U?
Ace4U filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ace4U due?
Ace4U must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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