Ace4U
ActiveSummary
Ace4U has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €20k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 1648 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 9.66 against 11.1 in 2024; short-term debt: 7.7% and cash: 32.6% of total assets), and 7.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
13.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
29 d early
2024
21 d early
2023
19 d early
2022
24 d early
2021
37 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€141k▲ 16.6%
2024 · €121k
2018: €65klowest in 8 years
2019: €94k▲ +44.4% vs 2018
2020: €109k▲ +16.2% vs 2019
2021: €112k▲ +3.3% vs 2020
2022: €128k▲ +13.5% vs 2021
2023: €139k▲ +9.1% vs 2022
2024: €121k▼ -13.2% vs 2023
2025: €141k▲ +16.6% vs 2024highest in 8 years
2018 → 2025
Total assets
€153k▲ 19.6%
2024 · €128k
2018: €104klowest in 8 years
2019: €145k▲ +39.9% vs 2018
2020: €136k▼ -5.9% vs 2019
2021: €136k▼ -0.4% vs 2020
2022: €142k▲ +4.7% vs 2021
2023: €148k▲ +4.0% vs 2022
2024: €128k▼ -13.8% vs 2023
2025: €153k▲ +19.6% vs 2024highest in 8 years
2018 → 2025
Net result
€20k▲ 33.0%
2024 · €15k
2018: €34khighest in 8 years
2019: €29k▼ -15.0% vs 2018
2020: €15k▼ -47.5% vs 2019
2021: €4k▼ -76.0% vs 2020lowest in 8 years
2022: €17k▲ +359% vs 2021
2023: €18k▲ +5.9% vs 2022
2024: €15k▼ -14.6% vs 2023
2025: €20k▲ +33.0% vs 2024
2018 → 2025
Working capital
€102k▲ 47.2%
2024 · €69k
2018: €65klowest in 8 years
2019: €87k▲ +34.1% vs 2018
2020: €95k▲ +9.7% vs 2019
2021: €85k▼ -10.7% vs 2020
2022: €91k▲ +7.6% vs 2021
2023: €104k▲ +14.0% vs 2022highest in 8 years
2024: €69k▼ -33.5% vs 2023
2025: €102k▲ +47.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€128k▲ 13.5%€139k▲ 9.1%€121k▼ 13.2%€141k▲ 16.6%
2021: €112klowest in 5 years
2022: €128k▲ +13.5% vs 2021
2023: €139k▲ +9.1% vs 2022
2024: €121k▼ -13.2% vs 2023
2025: €141k▲ +16.6% vs 2024highest in 5 years
Operating result€8k-€23k▲ 205%€27k▲ 15.2%€21k▼ 21.8%€27k▲ 27.0%
2021: €8klowest in 5 years
2022: €23k▲ +205% vs 2021
2023: €27k▲ +15.2% vs 2022highest in 5 years
2024: €21k▼ -21.8% vs 2023
2025: €27k▲ +27.0% vs 2024
Net result€4k-€17k▲ 359%€18k▲ 5.9%€15k▼ 14.6%€20k▲ 33.0%
2021: €4klowest in 5 years
2022: €17k▲ +359% vs 2021
2023: €18k▲ +5.9% vs 2022
2024: €15k▼ -14.6% vs 2023
2025: €20k▲ +33.0% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€39k ▼ 24.5%
Current assets
€114k ▲ 49.4%
Equity and liabilities €153k
Equity
€141k ▲ 16.6%
Debt
€12k ▲ 71.7%
Debt's share of the balance-sheet total rises from 5.4% to 7.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €30k
Cash flow
€34k▲
2024 · €24k
Current ratio
9.66▼
2024 · 11.10
Debt to equity
0.08▲
2024 · 0.06
ROE
14.2%▲
2024 · 12.5%
ROA
13.1%▲
2024 · 11.8%
Interest coverage
256.28▼
2024 · 363.26
Debt ≤ 1 year
€12k▲
2024 · €7k
Income taxes
€9k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€128k€153k▲
Fixed assets21/28€52k€39k▼
Tangible fixed assets22/27€51k€39k▼
Land and buildings22€8k€8k▼
Plant, machinery and equipment23€21k€18k▼
Furniture and vehicles24€22k€13k▼
Financial fixed assets28€295€295=
Current assets29/58€76k€114k▲
Amounts receivable within one year40/41€53k€63k▲
Trade receivables40€845€18k▲
Other amounts receivable41€52k€45k▼
Cash at bank and in hand54/58€21k€50k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€128k€153k▲
Equity10/15€121k€141k▲
Contributions10/11€19k€19k=
Reserves13€102k€122k▲
Tax-exempt reserves132€6k€6k=
Distributable reserves133€96k€116k▲
Amounts payable17/49€7k€12k▲
Amounts payable within one year42/48€7k€12k▲
Trade debts44€5k€949▼
Suppliers440/4€5k€949▼
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€2k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€14k▲
Other operating charges640/8€1k€937▼
Gross operating margin9900€31k€41k▲
Operating profit (loss)9901€21k€27k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€83€158▲
Recurring financial charges65€83€158▲
Profit (loss) for the period before taxes9903€22k€29k▲
Income taxes67/77€7k€9k▲
Profit (loss) for the period9904€15k€20k▲
Profit (loss) for the period to be appropriated9905€15k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€20k▲
Transfer from equity791/2€34k-
Transfer to equity691/2€15k€20k▲
To other reserves6921€15k€20k▲
Profit to be distributed694/7€34k-
Return on contributions (dividend)694€34k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2k | €2k | - | - | - | - |
| Remuneration, social security and pensions62 | €105 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €8k | €9k | €9k | €14k | ▲ 51.6% |
| Other operating charges640/8 | €2k | €694 | €875 | €1k | €937 | ▼ 18.8% |
| Gross operating margin9900 | €16k | €33k | €37k | €31k | €41k | ▲ 32.4% |
| Operating profit (loss)9901 | €8k | €23k | €27k | €21k | €27k | ▲ 27.0% |
| Financial income75/76B | - | €175 | €277 | €1k | €2k | ▲ 85.5% |
| Recurring financial income75 | - | €175 | €277 | €1k | €2k | ▲ 85.5% |
| Financial charges65/66B | €375 | €511 | €113 | €83 | €158 | ▲ 90.5% |
| Recurring financial charges65 | €375 | €511 | €113 | €83 | €158 | ▲ 90.5% |
| Profit (loss) for the period before taxes9903 | €7k | €23k | €27k | €22k | €29k | ▲ 30.0% |
| Income taxes67/77 | €4k | €6k | €9k | €7k | €9k | ▲ 23.8% |
| Profit (loss) for the period9904 | €4k | €17k | €18k | €15k | €20k | ▲ 33.0% |
| Profit (loss) for the period to be appropriated9905 | €4k | €17k | €18k | €15k | €20k | ▲ 33.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €136k | €142k | €148k | €128k | €153k | ▲ 19.6% |
| Fixed assets21/28 | €28k | €36k | €35k | €52k | €39k | ▼ 24.5% |
| Tangible fixed assets22/27 | €27k | €36k | €35k | €51k | €39k | ▼ 24.6% |
| Land and buildings22 | €10k | €10k | €9k | €8k | €8k | ▼ 8.6% |
| Plant, machinery and equipment23 | €8k | €17k | €22k | €21k | €18k | ▼ 16.7% |
| Furniture and vehicles24 | €8k | €9k | €4k | €22k | €13k | ▼ 38.6% |
| Financial fixed assets28 | €295 | €295 | €295 | €295 | €295 | = |
| Current assets29/58 | €108k | €106k | €113k | €76k | €114k | ▲ 49.4% |
| Amounts receivable within one year40/41 | €25k | €50k | €28k | €53k | €63k | ▲ 19.6% |
| Trade receivables40 | €25k | €38k | €15k | €845 | €18k | ▲ 2,020% |
| Other amounts receivable41 | €548 | €12k | €13k | €52k | €45k | ▼ 13.1% |
| Current investments50/53 | €29k | €28k | €28k | - | - | - |
| Cash at bank and in hand54/58 | €42k | €26k | €54k | €21k | €50k | ▲ 135% |
| Deferred charges and accrued income490/1 | €12k | €2k | €2k | €2k | €1k | ▼ 56.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €136k | €142k | €148k | €128k | €153k | ▲ 19.6% |
| Equity10/15 | €112k | €128k | €139k | €121k | €141k | ▲ 16.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €94k | €109k | €121k | €102k | €122k | ▲ 19.6% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Tax-exempt reserves132 | €6k | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | €86k | €101k | €115k | €96k | €116k | ▲ 20.8% |
| Amounts payable17/49 | €23k | €15k | €9k | €7k | €12k | ▲ 71.7% |
| Amounts payable within one year42/48 | €23k | €15k | €9k | €7k | €12k | ▲ 71.7% |
| Trade debts44 | €6k | €4k | - | €5k | €949 | ▼ 81.1% |
| Suppliers440/4 | €6k | €4k | - | €5k | €949 | ▼ 81.1% |
| Taxes, remuneration and social security45 | €14k | €10k | €7k | €2k | €11k | ▲ 494% |
| Taxes450/3 | €12k | €8k | €7k | €2k | €11k | ▲ 494% |
| Remuneration and social security454/9 | €2k | €2k | - | - | - | - |
| Other amounts payable47/48 | €4k | €2k | €2k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €17k | €18k | €15k | €20k | ▲ 33.0% |
| + Depreciation and write-downs630 | €6k | €8k | €9k | €9k | €14k | ▲ 51.6% |
| Operating cash flow (approximation) | €10k | €25k | €27k | €24k | €34k | ▲ 40.0% |
| Investment in fixed assets (approximation) | - | €-17k | €-8k | €-25k | €-1k | ▲ 96.0% |
| Change in cash | - | €-17k | €29k | €-33k | €29k | ▲ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €4k ▼76%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €109k ▲16.2%
3 profitable years in a row build equity to €109k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2017
Ground area
797 m²
Building footprint
167 m²
Volume, LiDAR
1,115 m³
Parcel 12030D0968/00G003, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ace4U
since 20172.266.062.728
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030D0968/00G003 | Flanders | 797 m² | 1 · 167 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,896. 5,477 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-2017
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.