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ACE VISIONS

Active
Private limited companyfounded 20187 yrs activeSpiltstraat 48, 1980 Zemst, BelgiumKBO/BCE: BE 0716.817.330
Summary

ACE VISIONS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €229k and a net result of €39k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
78 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.31 against 5.69 in 2024; short-term debt: 22.8% and cash: 79.5% of total assets), and 22.8% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.2%
Return on assets
13.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
30 d late
2024
4 d late
2023
19 d late
2022
40 d early
2021
32 d early
2020
18 d late
2019
45 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€0
2024 · €0
2022: €0 2023: €0 2024: €0
2022 → 2025
Total assets
€297k▲ 29.3%
2024 · €230k
2019: €122k 2020: €191k 2021: €230k 2022: €298k 2023: €217k 2024: €230k
2019 → 2025
Net result
€39k▲ 59.4%
2024 · €25k
2019: €71k 2020: €74k 2021: €32k 2022: €48k 2023: €24k 2024: €25k
2019 → 2025
Working capital
€224k▲ 22.9%
2024 · €182k
2019: €84k 2020: €159k 2021: €192k 2022: €140k 2023: €156k 2024: €182k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€0€0€0€0
Equity€193k-€140k▼ 27.1%€167k▲ 19.0%€191k▲ 14.3%€229k▲ 20.2%
Operating result€66k-€95k▲ 43.3%€80k▼ 16.2%€62k▼ 22.7%€101k▲ 63.1%
Net result€32k-€48k▲ 48.2%€24k▼ 49.9%€25k▲ 3.3%€39k▲ 59.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €66k€66kNet result 2021: €32k€32kOperating result 2022: €95k€95kNet result 2022: €48k€48kOperating result 2023: €80k€80kNet result 2023: €24k€24kOperating result 2024: €62k€62kNet result 2024: €25k€25kOperating result 2025: €101k€101kNet result 2025: €39k€39k20212022202320242025€0€50k€100kOperating result 2023: €80k€80kNet result 2023: €24k€24kOperating result 2024: €62k€62kNet result 2024: €25k€25kOperating result 2025: €101k€101kNet result 2025: €39k€39k202320242025
The operating result recovers in 2025; 2025 is 63% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets €5k ▼ 37.4%
Current assets €292k ▲ 32.0%
Equity and liabilities €297k
Equity €229k ▲ 20.2%
Debt €68k ▲ 74.3%
Debt's share of the balance-sheet total rises from 16.9% to 22.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€106k
2024 · €69k
Cash flow
€45k
2024 · €32k
Current ratio
4.31
2024 · 5.69
Debt to equity
0.30
2024 · 0.20
ROE
17.2%
2024 · 12.9%
ROA
13.2%
2024 · 10.8%
Interest coverage
2.06
2024 · 2.24
Debt ≤ 1 year
€68k
2024 · €39k
Income taxes
€11k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€230k€297k
Formation expenses20€0€0=
Fixed assets21/28€9k€5k
Tangible fixed assets22/27€9k€5k
Furniture and vehicles24€9k€5k
Financial fixed assets28€100€100=
Current assets29/58€221k€292k
Amounts receivable after more than one year29€36k€30k
Other amounts receivable291€36k€30k
Amounts receivable within one year40/41€23k€21k
Trade receivables40€15k€15k
Other amounts receivable41€8k€6k
Cash at bank and in hand54/58€156k€236k
Deferred charges and accrued income490/1€7k€4k
Equity and liabilities
Total equity and liabilities10/49€230k€297k
Equity10/15€191k€229k
Contributions10/11€19k€19k=
Profit (loss) carried forward14€172k€211k
Amounts payable17/49€39k€68k
Amounts payable within one year42/48€39k€68k
Trade debts44€1k€2k
Suppliers440/4€1k€2k
Taxes, remuneration and social security45€11k€13k
Taxes450/3€11k€13k
Remuneration and social security454/9€169€0
Other amounts payable47/48€27k€53k
Accrued charges and deferred income492/3€13€0
Income statement Code20242025
Turnover70€0€0=
Non-recurring operating income76A€1k€4k
Goods, raw materials, services and sundry goods60/61€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k
Other operating charges640/8€972€1k
Non-recurring operating charges66A€1k€4k
Gross operating margin9900€71k€111k
Operating profit (loss)9901€62k€101k
Financial income75/76B€1k€1k
Recurring financial income75€1k€1k
Financial charges65/66B€31k€51k
Recurring financial charges65€31k€51k
Profit (loss) for the period before taxes9903€32k€50k
Income taxes67/77€7k€11k
Profit (loss) for the period9904€25k€39k
Profit (loss) for the period to be appropriated9905€25k€39k
Appropriation of the result
Profit (loss) to be appropriated9906€173k€212k
Profit (loss) brought forward from the previous period14P€148k€172k
Profit to be distributed694/7€859€833
Return on contributions (dividend)694€859€833

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial Equity above €200kEq €229k ▲20.2%
7 profitable years in a row build equity to €229k.
04-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
19-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial Weakest financial yearnet €24k ▼49.9%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 4.12
Current ratio from 1.89 to 4.12; short-term debt falls from €157k to €50k.
31-12
Financial Equity above €150kEq €167k ▲19%
5 profitable years in a row build equity to €167k.
21-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
18-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial Highest result since 2019net €74k ▲3.7%
Net result €74k, the highest in the series.
31-12
Financial Equity above €150kEq €160k ▲85.7%
2 profitable years in a row build equity to €160k.
14-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Spiltstraat 481980 Zemst
Ground area
782 m²
Building footprint
116 m²
Volume, LiDAR
535 m³
Parcel 23096D0062/00H000, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ACE VISIONS
Spiltstraat 48, 1980 ZemstIT consultancy
since 20182.283.898.949
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23096D0062/00H000 Flanders 782 m² 1 · 116 m² 7.9 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 16,820 EUR awarded · 16,820 EUR paid
Year Entries awardedpaid
2025 1 1,118 EUR1,118 EUR
2024 1 7,457 EUR7,457 EUR
2023 1 7,346 EUR7,346 EUR
2022 1 899 EUR899 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
4 entries · 16,820 EUR · 16,820 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

254900IEZXRDM9H6JM82
live in the LEI register

Similar companies · same sector, comparable size

Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,083 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.