Ace Consult
ActiveSummary
The computed 12-month bankruptcy probability of Ace Consult is 2.4% (moderate). The 2025 annual accounts show equity of €7k and a net result of €3k. Equity is shrinking by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 18280 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency90▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €7k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-12-2025, 48 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
48 d early
2024
38 d early
2023
44 d early
2022
49 d early
2021
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▲ 72.2%
2024 · €4k
2021: €10k
2022: €12k
2023: €5k
2024: €4k
2021 → 2025
Total assets
€11k▲ 60.4%
2024 · €7k
2021: €12k
2022: €13k
2023: €7k
2024: €7k
2021 → 2025
Net result
€3k
2024 · €-1k
2021: €-5k
2022: €2k
2023: €-7k
2024: €-1k
2021 → 2025
Working capital
€4k▲ 3.3%
2024 · €3k
2021: €9k
2022: €10k
2023: €5k
2024: €3k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€12k▲ 19.1%€5k▼ 56.2%€4k▼ 24.4%€7k▲ 72.2%
Operating result€-5k-€2k€-7k€-1k▲ 82.6%€3k
Net result€-5k-€2k€-7k€-1k▲ 81.0%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €1k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets
€3k ▲ 1,047%
Current assets
€7k ▲ 20.1%
Equity and liabilities €11k
Equity
€7k ▲ 72.2%
Debt
€4k ▲ 42.3%
Debt's share of the balance-sheet total falls from 39.4% to 35.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▲
2024 · €-498
Cash flow
€4k▲
2024 · €-644
Current ratio
1.95▼
2024 · 2.31
Quick ratio
1.07▲
2024 · 0.89
Debt to equity
0.54▼
2024 · 0.65
ROE
41.9%▲
2024 · -32.3%
ROA
27.3%▲
2024 · -19.6%
Interest coverage
15.79▲
2024 · -2.51
Debt ≤ 1 year
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7k€11k▲
Formation expenses20€288-
Fixed assets21/28€291€3k▲
Tangible fixed assets22/27€291€2k▲
Plant, machinery and equipment23€291€2k▲
Financial fixed assets28-€1k
Current assets29/58€6k€7k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€187€2k▲
Trade receivables40€36€688▲
Other amounts receivable41€151€1k▲
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€7k€11k▲
Equity10/15€4k€7k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-11k€-8k▲
Amounts payable17/49€3k€4k▲
Amounts payable within one year42/48€3k€4k▲
Trade debts44€590€1k▲
Suppliers440/4€590€1k▲
Taxes, remuneration and social security45-€538
Taxes450/3-€538
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€641€829▲
Gross operating margin9900€-498€4k▲
Operating profit (loss)9901€-1k€3k▲
Financial income75/76B€52-
Recurring financial income75€52-
Financial charges65/66B€198€250▲
Recurring financial charges65€198€250▲
Profit (loss) for the period before taxes9903€-1k€3k▲
Profit (loss) for the period9904€-1k€3k▲
Profit (loss) for the period to be appropriated9905€-1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-8k▲
Profit (loss) brought forward from the previous period14P€-10k€-11k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-7k ▼450%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spechtlaan 91860 MeiseGround area
1,333 m²
Building footprint
553 m²
Volume, LiDAR
5,877 m³
2 parcels, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Ace of Spices
since 20202.306.299.021
Ace of Spices
since 20232.347.469.482
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093F0517/00S000 | Flanders | 1,018 m² | 1 · 463 m² | 14.4 m · 4 fl. |
| 23050G0270/00G003 | Flanders | 314 m² | 1 · 90 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FOODPREPPER
BE 0762.954.290
Gent · Eq €6,828
ALPHA NUTRI
BE 0671.612.855
Gerpinnes · Eq €6,710
TODIE
BE 1007.875.332
Balen · Eq €7,022
LITTLE BUSINESS SHOP
BE 0833.599.489
Sint-Jans-Molenbeek · Eq €6,665
DG Services and Care
BE 0546.856.702
Schoten · Eq €6,621
Of 2,476 companies in sector 47279 we hold annual accounts for 950. 490 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2020
Fiscal year end30-06
Legal name NL
Ace of Spices
Activities, NACEBEL 2025
47279Other retail sale of food
46370Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.