Ace Consult
ActiveSummary
The computed 12-month bankruptcy probability of Ace Consult is 2.4% (moderate). The 2025 annual accounts show equity of €6,849 and a net result of €2,872. Equity is shrinking by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 18606 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency90▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €6,849
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-12-2025, 48 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
48 d early
2024
38 d early
2023
44 d early
2022
49 d early
2021
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 44 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 18 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€6,849▲ 72.2%
2024 · €3,977
Total assets
€10,534▲ 60.4%
2024 · €6,567
Net result
€2,872
2024 · -€1,285
Working capital
€3,509▲ 3.3%
2024 · €3,398
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,829-€2,156-€6,539-€1,139▲ 82.6%€3,122
Net result-€4,916below the sector's middle half-€1,926within the sector's middle half-€6,748below the sector's middle half-€1,285within the sector's middle half▲ 81.0%€2,872within the sector's middle half
Equity€10,084within the sector's middle half-€12,010within the sector's middle half▲ 19.1%€5,262within the sector's middle half▼ 56.2%€3,977within the sector's middle half▼ 24.4%€6,849within the sector's middle half▲ 72.2%
Total assets€11,580below the sector's middle half-€13,255below the sector's middle half▲ 14.5%€6,570below the sector's middle half▼ 50.4%€6,567below the sector's middle half=€10,534below the sector's middle half▲ 60.4%
Debt€1,496-€1,245▼ 16.8%€1,308▲ 5.1%€2,590▲ 98.0%€3,685▲ 42.3%
Working capital€8,529within the sector's middle half-€10,049within the sector's middle half▲ 17.8%€4,722within the sector's middle half▼ 53.0%€3,398within the sector's middle half▼ 28.0%€3,509within the sector's middle half▲ 3.3%
Solvency87.1%above the sector's middle half-90.6%above the sector's middle half▲ 3.5pp80.1%above the sector's middle half▼ 10.5pp60.6%within the sector's middle half▼ 19.5pp65.0%above the sector's middle half▲ 4.5pp
Current ratio6.70above the sector's middle half-9.07above the sector's middle half▲ 2.378.52above the sector's middle half▼ 0.552.31within the sector's middle half▼ 6.211.95within the sector's middle half▼ 0.36
Return on assets (ROA)-42.5%below the sector's middle half-14.5%above the sector's middle half▲ 57.0pp-102.7%below the sector's middle half▼ 117.2pp-19.6%below the sector's middle half▲ 83.1pp27.3%above the sector's middle half▲ 46.8pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3,122 after a loss of €1,139 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10,534
Fixed assets
€3,339 ▲ 1,047%
Current assets
€7,195 ▲ 20.1%
Equity and liabilities €10,534
Equity
€6,849 ▲ 72.2%
Debt
€3,685 ▲ 42.3%
Debt's share of the balance-sheet total falls from 39.4% to 35.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3,951▲
2024 · -€498
Cash flow
€3,701▲
2024 · -€644
Quick ratio
1.07▲
2024 · 0.89
Debt to equity
0.54▼
2024 · 0.65
ROE
41.9%▲
2024 · -32.3%
Interest coverage
15.79▲
2024 · -2.51
Debt ≤ 1 year
€3,685▲
2024 · €2,590
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €399 | €473 | €453 | €641 | €829 | ▲ 29.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €288 | - | - | - |
| Gross operating margin9900 | -€4,430 | €2,629 | -€5,798 | -€498 | €3,951 | ▲ 893% |
| Operating profit (loss)9901 | -€4,829 | €2,156 | -€6,539 | -€1,139 | €3,122 | ▲ 374% |
| Financial income75/76B | - | €6 | €36 | €52 | - | - |
| Recurring financial income75 | €315 | €6 | €36 | €52 | - | - |
| Financial charges65/66B | - | €236 | €245 | €198 | €250 | ▲ 26.1% |
| Recurring financial charges65 | €402 | €236 | €245 | €198 | €250 | ▲ 26.1% |
| Profit (loss) for the period before taxes9903 | -€4,916 | €1,926 | -€6,748 | -€1,285 | €2,872 | ▲ 324% |
| Profit (loss) for the period9904 | -€4,916 | €1,926 | -€6,748 | -€1,285 | €2,872 | ▲ 324% |
| Profit (loss) for the period to be appropriated9905 | -€4,916 | €1,926 | -€6,748 | -€1,285 | €2,872 | ▲ 324% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,580 | €13,255 | €6,570 | €6,567 | €10,534 | ▲ 60.4% |
| Formation expenses20 | €1,152 | €864 | €576 | €288 | - | - |
| Fixed assets21/28 | €403 | €1,097 | €644 | €291 | €3,339 | ▲ 1,047% |
| Tangible fixed assets22/27 | €403 | €1,097 | €644 | €291 | €2,339 | ▲ 704% |
| Plant, machinery and equipment23 | - | €1,097 | €644 | €291 | €2,339 | ▲ 704% |
| Financial fixed assets28 | - | - | - | - | €1,000 | - |
| Current assets29/58 | €10,025 | €11,294 | €5,350 | €5,988 | €7,195 | ▲ 20.1% |
| Stocks and contracts in progress3 | €7,221 | €7,689 | €4,355 | €3,677 | €3,250 | ▼ 11.6% |
| Stocks30/36 | - | €7,689 | €4,355 | €3,677 | €3,250 | ▼ 11.6% |
| Amounts receivable within one year40/41 | €283 | €521 | €323 | €187 | €1,811 | ▲ 870% |
| Trade receivables40 | - | €246 | - | €36 | €688 | ▲ 1,838% |
| Other amounts receivable41 | - | €275 | €323 | €151 | €1,123 | ▲ 643% |
| Cash at bank and in hand54/58 | €2,521 | €3,084 | €672 | €2,124 | €2,133 | ▲ 0.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,580 | €13,255 | €6,570 | €6,567 | €10,534 | ▲ 60.4% |
| Equity10/15 | €10,084 | €12,010 | €5,262 | €3,977 | €6,849 | ▲ 72.2% |
| Contributions10/11 | - | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Profit (loss) carried forward14 | -€4,916 | -€2,990 | -€9,738 | -€11,023 | -€8,151 | ▲ 26.1% |
| Amounts payable17/49 | €1,496 | €1,245 | €1,308 | €2,590 | €3,685 | ▲ 42.3% |
| Amounts payable within one year42/48 | €1,496 | €1,245 | €628 | €2,590 | €3,685 | ▲ 42.3% |
| Trade debts44 | €1,496 | €1,245 | €576 | €590 | €1,148 | ▲ 94.4% |
| Suppliers440/4 | - | €1,245 | €576 | €590 | €1,148 | ▲ 94.4% |
| Taxes, remuneration and social security45 | - | - | €52 | - | €538 | - |
| Taxes450/3 | - | - | - | - | €538 | - |
| Remuneration and social security454/9 | - | - | €52 | - | - | - |
| Other amounts payable47/48 | - | - | - | €2,000 | €2,000 | = |
| Accrued charges and deferred income492/3 | - | - | €680 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,916 | €1,926 | -€6,748 | -€1,285 | €2,872 | ▲ 324% |
| + Depreciation and write-downs630 | €399 | €473 | €453 | €641 | €829 | ▲ 29.4% |
| Operating cash flow (approximation) | -€4,517 | €2,399 | -€6,295 | -€644 | €3,701 | ▲ 675% |
| Investment in fixed assets (approximation) | - | -€1,167 | €0 | -€288 | -€3,877 | ▼ 1,248% |
| Change in cash | - | €563 | -€2,412 | €1,452 | €9 | ▼ 99.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
State Gazette act
BenamingName change · Purpose change · Statutes amendment7 facts ▸
State Gazette act
Benaming
Name change · Purpose change · Statutes amendment7 facts ▸
- General meeting, 17-06-2026
- Name change, Ace Consult
- Purpose change
- Statutes amendment
- Board meeting, eenparigheid van stemmen, opdracht aan ondergetekende notaris om de coördinatie van de statuten op te maken en te ondertekenen, in overeenstemming met het vorig…
- Power of attorney, Treba Tax Accountants
- Power of attorney, Tine Mertens
2025
14-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €2,872
Net result €2,872 after 2 loss-making years.
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet -€6,748
Net result drops to -€6,748, the lowest in the series; recovery starts the following year.
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €1,926
Net result €1,926 after one loss-making year.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 2 establishment units since 2020
Ground area
1,333 m²
Building footprint
553 m²
Volume, LiDAR
5,877 m³
2 parcels, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Ace of Spices
since 20202.306.299.021
Ace of Spices
since 20232.347.469.482
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093F0517/00S000 | Flanders | 1,018 m² | 1 · 463 m² | 14.4 m · 4 fl. |
| 23050G0270/00G003 | Flanders | 314 m² | 1 · 90 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Consultant; Zelfstandig dienstverlener; Handelsagent; Commissionair; Bemiddelaar; Vertegenwoordiger; Projectmanager; Gedelegeerd bestuurder; Bestuurder; Zaakvoerder; Directielid…
Full purpose (48 activities)
- Consultant
- Zelfstandig dienstverlener
- Handelsagent
- Commissionair
- Bemiddelaar
- Vertegenwoordiger
- Projectmanager
- Gedelegeerd bestuurder
- Bestuurder
- Zaakvoerder
- Directielid
- Vereffenaar
- Gevolmachtigde
- Mandataris
- Het verstrekken van alle mogelijke management-, bestuurs-, advies-, consultancy-, coördinatie-, begeleidings- en ondersteuningsdiensten aan vennootschappen, ondernemingen, verenigingen, overheden, zelfstandigen en andere natuurlijke of rechtspersonen.
- Algemeen, strategisch, operationeel, commercieel en organisatorisch management
- Bedrijfsadvies, ondernemingsstrategie, bedrijfsorganisatie en organisatieontwikkeling
- Het uitwerken en begeleiden van groeistrategieën, herstructureringen, overnames, samenwerkingen en bedrijfsoptimalisaties
- Verkoop, marketing, business development, accountmanagement, klantenbeheer en commerciële strategie
- Marktonderzoek, prijszetting, communicatie, reclame, public relations, merkontwikkeling, digitale marketing, sociale media en e-commerce
- Aankoop, sourcing, contractonderhandeling, distributie, logistiek en supplychainmanagement
- Projectmanagement, procesoptimalisatie, kwaliteitsbeheer en change management
- Administratieve, technische, commerciële, financiële en operationele ondersteuning
- Personeelsbeleid, humanresourcesmanagement, coaching, opleiding, organisatie en begeleiding van medewerkers
- Het opstellen van analyses, adviezen, studies, rapporten, businessplannen, commerciële plannen, budgetten en beleidsdocumenten
- Het organiseren en verstrekken van opleidingen, workshops, presentaties, seminaries en trainingen
- Het adviseren en begeleiden bij de oprichting, ontwikkeling, financiering, overdracht, overname, fusie, splitsing, herstructurering of stopzetting van ondernemingen
- Het oprichten van, deelnemen in en samenwerken met Belgische en buitenlandse vennootschappen, ondernemingen, verenigingen, maatschappen, joint ventures en andere samenwerkingsverbanden.
- Aandelen, participaties, effecten en andere belangen verwerven, onderschrijven, aanhouden, beheren, valoriseren, financieren, ruilen en vervreemden
- Dochtervennootschappen en andere verbonden ondernemingen oprichten, overnemen, beheren en financieren
- Deelnemen aan het bestuur, beheer, beleid, toezicht en de controle van vennootschappen en ondernemingen
- Bestuurs-, management-, directie-, vertegenwoordigers- en andere mandaten uitoefenen
- De strategie, organisatie en ontwikkeling van de vennootschappen waarin zij rechtstreeks of onrechtstreeks een belang heeft, ondersteunen en coördineren
- Gemeenschappelijke diensten en groepsfuncties centraliseren, waaronder management, administratie, boekhouding, financiën, aankoop, verkoop, marketing, personeel, informatietechnologie, logistiek, vastgoed en intellectuele eigendom
- Materiële en immateriële bedrijfsmiddelen ter beschikking stellen aan verbonden of niet-verbonden ondernemingen
- Handelszaken, bedrijfstakken, activa, passiva, klantenportefeuilles en algemeenheden van goederen verwerven, exploiteren en vervreemden
- Het beheren en valoriseren van het eigen roerend vermogen en de eigen financiële middelen.
- Leningen, kredieten, voorschotten en andere financieringen verkrijgen of verstrekken
- Financiële middelen ter beschikking stellen van vennootschappen en ondernemingen waarin zij rechtstreeks of onrechtstreeks een belang heeft of waarmee zij samenwerkt
- Schuldvorderingen verwerven, beheren, innen, overdragen of vervreemden
- Borgtochten, avals, garanties en andere persoonlijke of zakelijke zekerheden verstrekken
- Roerende goederen, effecten, schuldvorderingen en andere vermogensbestanddelen verpanden
- Onroerende goederen met hypotheek bezwaren
- Zich hoofdelijk of ondeelbaar verbinden voor verbintenissen van verbonden vennootschappen of derden
- Alle wettelijk toegelaten verrichtingen van intragroepsfinanciering, cashmanagement en thesauriebeheer uitvoeren
- Materialen, producten, machines, gereedschappen, voertuigen, installaties en uitrustingen aankopen, verkopen, huren, verhuren, invoeren, uitvoeren, opslaan, distribueren en ter beschikking stellen
- De vennootschap zal geen terugbetaalbare gelden van het publiek aantrekken
- De vennootschap zal geen gereglementeerde bank-, krediet-, verzekerings-, beleggings-, vermogensbeheer- of beleggingsadviesactiviteiten uitoefenen zonder de vereiste vergunning of erkenning
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the annual accounts to 30-06-2025 of Ace Consult and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Identification & contact
Identification
Legal formPrivate limited company
Founded20-08-2020
Fiscal year end30-06
Legal name NL
Ace of Spices
Activities, NACEBEL 2025
47279Other retail sale of food
46370Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0752793343
Also
9925:BE0752793343
Registered
05-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.