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ACCONA

Active
Private limited companyfounded 20215 yrs activeH. Hartlaan 41, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0761.936.384

ACCONA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €127k. Equity is growing by ~35.5% per year across the filed fiscal years. Its solvency ranks better than 32% of 7683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
83 / 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency47▼-53
Growth78=
Stability94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 4.73 in 2024), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
27.2%
Return on assets
28.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
101 d early
2024
21 d early
2023
9 d early
2022
8 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€123k▼ 55.8%
2024 · €278k
2022: €79k 2023: €167k 2024: €278k
2022 → 2025
Total assets
€452k▲ 29.2%
2024 · €350k
2022: €146k 2023: €275k 2024: €350k
2022 → 2025
Net result
€127k▲ 13.0%
2024 · €113k
2022: €77k 2023: €88k 2024: €113k
2022 → 2025
Working capital
€73k▼ 72.8%
2024 · €268k
2022: €71k 2023: €155k 2024: €268k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€79k-€167k▲ 112%€278k▲ 66.5%€123k▼ 55.8%
Operating result€106k-€126k▲ 19.2%€150k▲ 18.8%€167k▲ 11.8%
Net result€77k-€88k▲ 14.2%€113k▲ 27.6%€127k▲ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2022: €106k€106kNet result 2022: €77k€77kOperating result 2023: €126k€126kNet result 2023: €88k€88kOperating result 2024: €150k€150kNet result 2024: €113k€113kOperating result 2025: €167k€167kNet result 2025: €127k€127k2022202320242025
The operating result has risen three years in a row; 2025 is 12% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €452k
Fixed assets €50k▲ 410%
Current assets €402k▲ 18.2%
Equity and liabilities €452k
Equity €123k▼ 55.8%
Debt €329k▲ 358%
The debt ratio rises from 20.6% to 72.8%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€171k
2024 · €153k
Cash flow
€132k
2024 · €117k
Solvency
27.2%
2024 · 79.4%
Current ratio
1.22
2024 · 4.73
Quick ratio
1.22
2024 · 4.73
Debt / equity
2.68
2024 · 0.26
ROE
103.5%
2024 · 40.5%
ROA
28.2%
2024 · 32.2%
Interest coverage
30.87
2024 · 23.03
Debt
€329k
2024 · €72k
Debt ≤ 1 year
€329k
2024 · €72k
Income taxes
€37k
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€350k€452k
Fixed assets21/28€10k€50k
Tangible fixed assets22/27€10k€50k
Furniture and vehicles24€3k€23k
Other tangible fixed assets26€6k€27k
Current assets29/58€340k€402k
Amounts receivable within one year40/41€18k€18k
Trade receivables40€18k€18k
Current investments50/53€107k€69k
Cash at bank and in hand54/58€204k€308k
Deferred charges and accrued income490/1€10k€7k
Equity and liabilities
Total equity and liabilities10/49€350k€452k
Equity10/15€278k€123k
Contributions10/11€3k€3k=
Reserves13€275k€120k
Distributable reserves133€275k€120k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€72k€329k
Amounts payable within one year42/48€72k€329k
Trade debts44€463€812
Suppliers440/4€463€812
Taxes, remuneration and social security45€34k€41k
Taxes450/3€34k€41k
Other amounts payable47/48€37k€287k
Accrued charges and deferred income492/3€50€0
Income statement Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8€866€1k
Gross operating margin9900€154k€173k
Operating profit (loss)9901€150k€167k
Financial income75/76B€2k€3k
Recurring financial income75€2k€3k
Financial charges65/66B€7k€6k
Recurring financial charges65€7k€6k
Profit (loss) for the period before taxes9903€145k€165k
Income taxes67/77€32k€37k
Profit (loss) for the period9904€113k€127k
Profit (loss) for the period to be appropriated9905€113k€127k
Appropriation of the result
Profit (loss) to be appropriated9906€113k€127k
Transfer from equity791/2-€155k
Transfer to equity691/2€111k€0
To other reserves6921€111k€0
Profit to be distributed694/7€2k€282k
Return on contributions (dividend)694€2k€282k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €127k ▲13%
Operating result €167k, net result €127k, both a record.
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €200kEq €278k ▲66.5%
3 profitable years in a row build equity to €278k.
22-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €150kEq €167k ▲112%
2 profitable years in a row build equity to €167k.
08-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

H. Hartlaan 413550 Heusden-Zolder
Ground area
1,065 m²
Building footprint
155 m²
Volume, LiDAR
808 m³
Parcel 71065F0930/00T000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ACCONA
H. Hartlaan 41, 3550 Heusden-ZolderAir transport
since 20212.312.528.597
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71065F0930/00T000 Flanders 1,065 m² 1 · 155 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,424 companies in sector 82990 we hold annual accounts for 9,359. 7,130 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-01-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.