N.V.D.S.
ActiveN.V.D.S. has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €22k. Its solvency ranks better than 59% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency86▼-1
Growth52
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 2.5 in 2024; short-term debt: 38.4% and cash: 3.7% of total assets), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
11.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 22.1%
2024 · €101k
2024: €101k
2024 → 2025
Total assets
€200k▲ 22.6%
2024 · €163k
2024: €163k
2024 → 2025
Net result
€22k▼ 76.9%
2024 · €97k
2024: €97k
2024 → 2025
Working capital
€118k▲ 25.7%
2024 · €94k
2024: €94k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€101k-€123k▲ 22.1%
Operating result€125k-€34k▼ 72.5%
Net result€97k-€22k▼ 76.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€5k▼ 24.1%
Current assets
€195k▲ 24.7%
Equity and liabilities €200k
Equity
€123k▲ 22.1%
Debt
€77k▲ 23.3%
The debt ratio rises from 38.3% to 38.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▼
2024 · €127k
Cash flow
€24k▼
2024 · €98k
Solvency
61.5%▼
2024 · 61.7%
Current ratio
2.53▲
2024 · 2.50
Quick ratio
2.53▲
2024 · 2.50
Debt / equity
0.63▲
2024 · 0.62
ROE
18.1%▼
2024 · 96.0%
ROA
11.1%▼
2024 · 59.3%
Interest coverage
54.78▼
2024 · 1134.26
Debt
€77k▲
2024 · €63k
Debt ≤ 1 year
€77k▲
2024 · €63k
Income taxes
€12k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€163k€200k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Land and buildings22€7k€5k▼
Current assets29/58€156k€195k▲
Amounts receivable after more than one year29-€120k
Other amounts receivable291-€120k
Amounts receivable within one year40/41€150k€66k▼
Trade receivables40€109k€66k▼
Other amounts receivable41€41k€397▼
Cash at bank and in hand54/58€5k€7k▲
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€163k€200k▲
Equity10/15€101k€123k▲
Contributions10/11€4k€4k=
Reserves13€97k€119k▲
Distributable reserves133€97k€119k▲
Amounts payable17/49€63k€77k▲
Amounts payable within one year42/48€63k€77k▲
Current portion of amounts payable after more than one year42-€25k
Financial debts43€5k€132▼
Credit institutions430/8€5k€132▼
Trade debts44€12k€7k▼
Suppliers440/4€12k€7k▼
Taxes, remuneration and social security45€45k€22k▼
Taxes450/3€43k€22k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48-€22k
Accrued charges and deferred income492/3-€172
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€572€821▲
Gross operating margin9900€127k€37k▼
Operating profit (loss)9901€125k€34k▼
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€112€660▲
Recurring financial charges65€112€660▲
Profit (loss) for the period before taxes9903€127k€34k▼
Income taxes67/77€30k€12k▼
Profit (loss) for the period9904€97k€22k▼
Profit (loss) for the period to be appropriated9905€97k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€97k€22k▼
Transfer to equity691/2€97k€22k▼
To other reserves6921€97k€22k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schandooi 52431 LaakdalGround area
2,190 m²
Building footprint
178 m²
Volume, LiDAR
1,054 m³
Parcel 13042A0477/00T000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
N.V.D.S.
since 20232.342.007.689
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13042A0477/00T000 | Flanders | 2,190 m² | 1 · 178 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2023
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.