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ACA GROUP

Active
Public limited companyfounded 200620 yrs activeHerkenrodesingel 8B, 3500 Hasselt, BelgiumKBO/BCE: BE 0882.194.313
Summary

ACA GROUP has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14.1m and a net result of €216,925. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 95% of 1438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability41▼-45
Solvency100=
Growth50▼-4
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550,000 at 30 days acceptable
Liquidity ample (current ratio 2.84 against 2.32 in 2024; short-term debt: 6.7% and cash: 10.2% of total assets), and 6.7% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
93.3%
Return on assets
1.4%
Age of the figures
9 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €14.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
21 d early
2023
13 d early
2022
on the day
2021
31 d late
2020
1 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ACA GROUP was incorporated on 30 June 2006.1 Revenue grew from EUR 2.1 million in 2018 to EUR 5.6 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
€5.6m▼ 7.2%
2024 · €6.0m
EBIT margin
-0.3%▼ 6.2pp
2024 · 5.9%
Net result
€216,925▼ 92.3%
2024 · €2.8m
Working capital
€1.9m▲ 65.8%
2024 · €1.1m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€2.9m=€2.9m=€3.6m▲ 23.9%€6.0m▲ 68.3%€5.6m▼ 7.2%
Operating result€540,116▼ 57.5%€515,992▼ 4.5%€374,840▼ 27.4%€351,996▼ 6.1%-€19,151
Net result€318,175▼ 65.6%-€418,991€430,494€2.8m▲ 558%€216,925▼ 92.3%
EBIT margin18.8%▼ 25.3pp17.9%▼ 0.8pp10.5%▼ 7.4pp5.9%▼ 4.6pp-0.3%▼ 6.2pp
Equity€12.0m▼ 25.8%€11.6m▼ 3.5%€12.0m▲ 3.7%€13.9m▲ 15.3%€14.1m▲ 1.6%
Total assets€12.8m▼ 23.6%€12.5m▼ 3.1%€13.6m▲ 9.0%€14.7m▲ 8.3%€15.1m▲ 2.6%
Debt€644,496▲ 3.5%€693,579▲ 7.6%€1.5m▲ 111%€851,933▼ 41.7%€1.0m▲ 19.1%
Working capital€1.2m▼ 74.1%€752,346▼ 37.1%€1.2m▲ 60.2%€1.1m▼ 6.9%€1.9m▲ 65.8%
Staff (FTE)23.624▲ 1.7%
Why a figure moved sharply
  • 2025 Net result -92% on 2024. Cause not known from the registers.
  • 2024 Turnover +68%, Net result +558% on 2023. Cause not known from the registers.
  • 2021 Net result -66% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
-€1.0m€0€1.0m€2.0m€3.0mOperating result 2021: €540,116€540,116Net result 2021: €318,175€318,175Operating result 2022: €515,992€515,992Net result 2022: -€418,991-€418,991Operating result 2023: €374,840€374,840Net result 2023: €430,494€430,494Operating result 2024: €351,996€351,996Net result 2024: €2.8m€2.8mOperating result 2025: -€19,151-€19,151Net result 2025: €216,925€216,92520212022202320242025-€1m€0€1m€2m€3mOperating result 2023: €374,840€375,000Net result 2023: €430,494€430,000Operating result 2024: €351,996€352,000Net result 2024: €2.8m€2.8mOperating result 2025: -€19,151-€19,200Net result 2025: €216,925€217,000202320242025
The operating result turns negative in 2025: a loss of €19,151 after €351,996 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15.1m
Fixed assets €12.2m ▼ 4.1%
Current assets €2.9m ▲ 45.7%
Equity and liabilities €15.1m
Equity €14.1m ▲ 1.6%
Debt €1.0m ▲ 19.1%
Debt's share of the balance-sheet total rises from 5.8% to 6.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
2.84▲
2024 · 2.32
Debt to equity
0.07▲
2024 · 0.06
ROE
1.5%▼
2024 · 20.5%
ROA
1.4%▼
2024 · 19.3%
Debt ≤ 1 year
€1.0m▲
2024 · €848,558
Income taxes
-€16,223▼
2024 · €59,484
Staff costs
€2.3m▲
2024 · €2.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 72 lines
Balance sheet Code20242025
Assets
Total assets20/58€14.7m€15.1m▲
Fixed assets21/28€12.7m€12.2m▼
Financial fixed assets28€12.7m€12.2m▼
Affiliated companies280/1€12.7m€11.9m▼
Participating interests280€10.9m€10.9m=
Amounts receivable281€1.8m€957,000▼
Companies linked by participating interests282/3€0€344,265▲
Participating interests282€0€344,265▲
Current assets29/58€2.0m€2.9m▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€1.4m€1.3m▼
Trade receivables40€1.3m€1.1m▼
Other amounts receivable41€184,776€262,636▲
Cash at bank and in hand54/58€527,244€1.5m▲
Deferred charges and accrued income490/1€1,119€13,382▲
Equity and liabilities
Total equity and liabilities10/49€14.7m€15.1m▲
Equity10/15€13.9m€14.1m▲
Contributions10/11€11.0m€11.0m=
Capital10€11.0m€11.0m=
Issued capital100€11.0m€11.0m=
Reserves13€2.9m€3.1m▲
Non-distributable reserves130/1€513,995€524,841▲
Legal reserve130€513,995€524,841▲
Tax-exempt reserves132€0€0=
Distributable reserves133€2.4m€2.6m▲
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Environmental obligations163€0-
Amounts payable17/49€851,933€1.0m▲
Amounts payable within one year42/48€848,558€1.0m▲
Trade debts44€550,424€646,722▲
Suppliers440/4€550,424€646,722▲
Taxes, remuneration and social security45€298,134€364,951▲
Taxes450/3€73,637€45,585▼
Remuneration and social security454/9€224,497€319,366▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€3,375€3,038▼
Income statement Code20242025
Operating income70/76A€6.1m€5.6m▼
Turnover70€6.0m€5.6m▼
Other operating income74€57,513€48,028▼
Operating charges60/66A€5.7m€5.6m▼
Goods for resale, raw materials and consumables60€56,702€55,540▼
Purchases600/8€56,702€55,540▼
Services and other goods61€3.5m€3.2m▼
Remuneration, social security and pensions62€2.3m€2.3m▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€102,797-
Other operating charges640/8€1,876€55,925▲
Operating profit (loss)9901€351,996-€19,151▼
Financial income75/76B€2.6m€219,882▼
Recurring financial income75€2.6m€200,382▼
Income from financial fixed assets750€2.6m€180,691▼
Other financial income752/9€3,829€19,692▲
Non-recurring financial income76B-€19,500
Financial charges65/66B€21,602€29▼
Recurring financial charges65€21,602€29▼
Debt charges650€17,696-
Other financial charges652/9€3,906€29▼
Profit (loss) for the period before taxes9903€2.9m€200,702▼
Income taxes67/77€59,484-€16,223▼
Taxes670/3€128,490€15,227▼
Tax adjustments and reversals of tax provisions77€69,006€31,450▼
Profit (loss) for the period9904€2.8m€216,925▼
Transfer from tax-exempt reserves789€356,000-
Profit (loss) for the period to be appropriated9905€3.2m€216,925▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.2m€216,925▼
Transfer to equity691/2€2.2m€216,925▼
To the legal reserve6920€159,537€10,846▼
To other reserves6921€2.0m€206,079▼
Profit to be distributed694/7€1.0m-
Return on contributions (dividend)694€1.0m-
Social balance
Average headcount (FTE)908723.624.0▲

The notes to these accounts (35 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€2.9m€2.9m€3.6m€6.1m€5.6m▼ 7.3%
Turnover70€2.9m€2.9m€3.6m€6.0m€5.6m▼ 7.2%
Other operating income74---€57,513€48,028▼ 16.5%
Non-recurring operating income76A--€281---
Operating charges60/66A€2.3m€2.4m€3.2m€5.7m€5.6m▼ 1.3%
Goods for resale, raw materials and consumables60---€56,702€55,540▼ 2.0%
Purchases600/8---€56,702€55,540▼ 2.0%
Services and other goods61€2.0m€2.4m€3.3m€3.5m€3.2m▼ 6.7%
Remuneration, social security and pensions62---€2.3m€2.3m▲ 0.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€123,000€0----
Provisions for liabilities and charges: additions (uses and reversals)635/8€200,000-€25,243-€71,960-€102,797--
Other operating charges640/8€2,178€1,052€1,554€1,876€55,925▲ 2,882%
Operating profit (loss)9901€540,116€515,992€374,840€351,996-€19,151▼ 105%
Financial income75/76B€585,680€0€50,000€2.6m€219,882▼ 91.4%
Recurring financial income75€585,680€0€50,000€2.6m€200,382▼ 92.2%
Income from financial fixed assets750€585,680€0€50,000€2.6m€180,691▼ 92.9%
Income from current assets751-€0----
Other financial income752/9---€3,829€19,692▲ 414%
Non-recurring financial income76B----€19,500-
Financial charges65/66B€552,092€801,650€173,622€21,602€29▼ 99.9%
Recurring financial charges65€2,092€1,650€76,872€21,602€29▼ 99.9%
Debt charges650€2,092€658€3,829€17,696--
Other financial charges652/9-€992€73,043€3,906€29▼ 99.2%
Non-recurring financial charges66B€550,000€800,000€96,750---
Profit (loss) for the period before taxes9903€573,704-€285,658€251,218€2.9m€200,702▼ 93.1%
Income taxes67/77€255,529€133,333-€179,276€59,484-€16,223▼ 127%
Taxes670/3€281,008€133,333€143,498€128,490€15,227▼ 88.1%
Tax adjustments and reversals of tax provisions77€25,479€0€322,774€69,006€31,450▼ 54.4%
Profit (loss) for the period9904€318,175-€418,991€430,494€2.8m€216,925▼ 92.3%
Transfer from tax-exempt reserves789---€356,000--
Profit (loss) for the period to be appropriated9905€318,175-€418,991€430,494€3.2m€216,925▼ 93.2%
Line20212022202320242025Change
Assets
Total assets20/58€12.8m€12.5m€13.6m€14.7m€15.1m▲ 2.6%
Fixed assets21/28€11.0m€11.0m€10.9m€12.7m€12.2m▼ 4.1%
Financial fixed assets28€11.0m€11.0m€10.9m€12.7m€12.2m▼ 4.1%
Affiliated companies280/1€11.0m€11.0m€10.9m€12.7m€11.9m▼ 6.8%
Participating interests280€11.0m€11.0m€10.9m€10.9m€10.9m=
Amounts receivable281---€1.8m€957,000▼ 47.4%
Companies linked by participating interests282/3--€0€0€344,265-
Participating interests282--€0€0€344,265-
Current assets29/58€1.8m€1.4m€2.7m€2.0m€2.9m▲ 45.7%
Amounts receivable after more than one year29--€1.0m€0--
Other amounts receivable291--€1.0m€0--
Stocks and contracts in progress3-€0----
Amounts receivable within one year40/41€1.6m€1.4m€1.3m€1.4m€1.3m▼ 8.4%
Trade receivables40-€290,400€1.1m€1.3m€1.1m▼ 15.8%
Other amounts receivable41€1.6m€1.1m€143,600€184,776€262,636▲ 42.1%
Cash at bank and in hand54/58€232,157€44,533€388,522€527,244€1.5m▲ 192%
Deferred charges and accrued income490/1--€7,500€1,119€13,382▲ 1,095%
Equity and liabilities
Total equity and liabilities10/49€12.8m€12.5m€13.6m€14.7m€15.1m▲ 2.6%
Equity10/15€12.0m€11.6m€12.0m€13.9m€14.1m▲ 1.6%
Contributions10/11€11.0m€11.0m€11.0m€11.0m€11.0m=
Capital10€11.0m€11.0m€11.0m€11.0m€11.0m=
Issued capital100€11.0m€11.0m€11.0m€11.0m€11.0m=
Reserves13€1.0m€692,341€1.1m€2.9m€3.1m▲ 7.5%
Non-distributable reserves130/1€336,341€336,341€354,458€513,995€524,841▲ 2.1%
Legal reserve130€336,341€336,341€354,458€513,995€524,841▲ 2.1%
Tax-exempt reserves132€356,000€356,000€356,000€0€0-
Distributable reserves133€350,834€0€344,220€2.4m€2.6m▲ 8.7%
Profit (loss) carried forward14--€68,157----
Provisions and deferred taxes16€200,000€174,757€102,797€0--
Provisions for liabilities and charges160/5€200,000€174,757€102,797€0--
Environmental obligations163€200,000€0-€0--
Other liabilities and charges164/5-€174,757€102,797---
Amounts payable17/49€644,496€693,579€1.5m€851,933€1.0m▲ 19.1%
Amounts payable within one year42/48€644,496€693,579€1.5m€848,558€1.0m▲ 19.2%
Trade debts44€577,896€506,718€493,382€550,424€646,722▲ 17.5%
Suppliers440/4€577,896€506,718€493,382€550,424€646,722▲ 17.5%
Taxes, remuneration and social security45€18,519€37,179€87,579€298,134€364,951▲ 22.4%
Taxes450/3€18,519€37,179€87,579€73,637€45,585▼ 38.1%
Remuneration and social security454/9---€224,497€319,366▲ 42.3%
Other amounts payable47/48€48,082€149,682€881,053€0--
Accrued charges and deferred income492/3---€3,375€3,038▼ 10.0%
Line20212022202320242025Change
Profit (loss) for the period9904€318,175-€418,991€430,494€2.8m€216,925▼ 92.3%
Operating cash flow (approximation)€318,175-€418,991€430,494€2.8m€216,925▼ 92.3%
Investment in fixed assets (approximation)-€0€94,541-€1.8m€521,735▲ 129%
Change in cash--€187,624€343,989€138,722€1.0m▲ 628%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
18-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Back to profitnet €430,494
Net result €430,494 after one loss-making year.
31-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Weakest financial yearnet -€418,991
Net result drops to -€418,991, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
24-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
17-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 2 establishment units since 2009
seat establishment All 2 establishment units on the map
Ground area
2.7 ha
Building footprint
7,666 m²
Volume, LiDAR
86,666 m³
2 parcels, Flanders · tallest building 21.2 m, ±4 floors. Linked by address, not a title deed.
10 companies at this address See who is registered here
2 establishment units
ACA ID
Herkenrodesingel 8B, 3500 HasseltRetail trade
since 20092.181.760.721
ACA ID
Dublinstraat 31, 9000 GentHoldings
since 20152.245.356.196
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71327G0375/00R000 Flanders 2.3 ha 1 · 4,156 m² 21.2 m · 3 fl.
44021A3417/00W000
ProtectedMonument · Townscape or village viewTolhuis en VoorhavenSource ↗
Flanders 4,510 m² 1 · 3,510 m² 14.7 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

1 owner · 5 holdings · 5 subsidiaries in the tree

Owners 1

Holdings 5

All subsidiaries, including indirect ones 5

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2025 annual accounts of ACA GROUP and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,045 EUR awarded · 2,045 EUR paid
Year Entries awardedpaid
2025 1 2,045 EUR2,045 EUR
Schemes
1 entry · 2,045 EUR · 2,045 EUR paid · Departement Werk, Economie, Wetenschap, Innovatie en Sociale Economie

Similar companies · same sector, comparable size

Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. 649 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded30-06-2006
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0882194313
Also 9925:BE0882194313
Registered 02-01-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.