Skip to content

YPSO

Active
Private limited company (pre-2019)founded 200124 yrs activeLintsesteenweg 81, 2540 Hove, BelgiumKBO/BCE: BE 0475.890.908
Summary

YPSO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €15,424. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 71% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▼-7
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170,000 at 30 days acceptable
Liquidity tight (current ratio 1.28 against 4.61 in 2024; short-term debt: 22.2% and cash: 6.5% of total assets), and 22.5% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.5%
Return on assets
0.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
on the day
2023
on the day
2022
31 d early
2021
31 d late
2020
1 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 October 2001, YPSO was incorporated.1 Total assets went from EUR 2.1 million in 2018 to EUR 2.8 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€2.1m▼ 21.3%
2024 · €2.7m
Total assets
€2.8m▼ 6.1%
2024 · €2.9m
Net result
€15,424▼ 91.0%
2024 · €170,695
Working capital
€173,747▼ 77.3%
2024 · €766,310
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€61,776▲ 4.9%€38,878▼ 37.1%€40,139▲ 3.2%€15,598▼ 61.1%€19,936▲ 27.8%
Net result€53,850within the sector's middle half▼ 52.6%€753,159above the sector's middle half▲ 1,299%€28,603within the sector's middle half▼ 96.2%€170,695above the sector's middle half▲ 497%€15,424within the sector's middle half▼ 91.0%
Equity€2.0mabove the sector's middle half▼ 7.9%€2.7mabove the sector's middle half▲ 36.1%€2.7mabove the sector's middle half▲ 0.6%€2.7mabove the sector's middle half▼ 0.1%€2.1mabove the sector's middle half▼ 21.3%
Total assets€2.1mabove the sector's middle half▼ 5.3%€2.8mabove the sector's middle half▲ 34.2%€2.8mabove the sector's middle half▼ 2.5%€2.9mabove the sector's middle half▲ 6.8%€2.8mabove the sector's middle half▼ 6.1%
Debt€107,011▲ 98.9%€108,992▲ 1.9%€21,470▼ 80.3%€212,491▲ 890%€615,675▲ 190%
Working capital€44,572▼ 80.8%€763,016▲ 1,612%€782,080▲ 2.5%€766,310▼ 2.0%€173,747▼ 77.3%
Solvency94.6%above the sector's middle half▼ 2.7pp95.9%above the sector's middle half▲ 1.3pp99.0%above the sector's middle half▲ 3.1pp92.6%above the sector's middle half▼ 6.4pp77.5%within the sector's middle half▼ 15.0pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2022 Net result +1,299% on 2021. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000€600,000€800,000Operating result 2021: €61,776€61,776Net result 2021: €53,850€53,850Operating result 2022: €38,878€38,878Net result 2022: €753,159€753,159Operating result 2023: €40,139€40,139Net result 2023: €28,603€28,603Operating result 2024: €15,598€15,598Net result 2024: €170,695€170,695Operating result 2025: €19,936€19,936Net result 2025: €15,424€15,42420212022202320242025€0€50,000€100,000€150,000Operating result 2023: €40,139€40,100Net result 2023: €28,603€28,600Operating result 2024: €15,598€15,600Net result 2024: €170,695€171,000Operating result 2025: €19,936€19,900Net result 2025: €15,424€15,400202320242025
The operating result recovers in 2025; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.8m
Fixed assets €2.0m ▲ 0.5%
Current assets €789,422 ▼ 19.3%
Equity and liabilities €2.8m
Equity €2.1m ▼ 21.3%
Provisions €7,080 =
Debt €615,675 ▲ 190%
Debt's share of the balance-sheet total rises from 7.2% to 22.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€33,743▲
2024 · €27,603
Cash flow
€29,231▼
2024 · €182,700
Current ratio
1.28▼
2024 · 4.61
Debt to equity
0.29▲
2024 · 0.08
ROE
0.7%▼
2024 · 6.3%
ROA
0.6%▼
2024 · 5.8%
Interest coverage
11.39▲
2024 · 7.62
Debt ≤ 1 year
€615,675▲
2024 · €212,491
Income taxes
€10,747▼
2024 · €22,094
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.9m€2.8m▼
Fixed assets21/28€2.0m€2.0m▲
Tangible fixed assets22/27€39,271€49,473▲
Plant, machinery and equipment23€8,238€14,780▲
Furniture and vehicles24€27,714€32,004▲
Other tangible fixed assets26€3,318€2,689▼
Financial fixed assets28€1.9m€1.9m=
Current assets29/58€978,802€789,422▼
Amounts receivable after more than one year29€270,000€556,000▲
Other amounts receivable291€270,000€556,000▲
Amounts receivable within one year40/41€55,677€53,309▼
Trade receivables40€55,645€50,139▼
Other amounts receivable41€31€3,171▲
Cash at bank and in hand54/58€647,951€179,392▼
Deferred charges and accrued income490/1€5,174€720▼
Equity and liabilities
Total equity and liabilities10/49€2.9m€2.8m▼
Equity10/15€2.7m€2.1m▼
Contributions10/11€6,200€6,200=
Reserves13€2.7m€2.1m▼
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€45,219€45,219=
Distributable reserves133€2.7m€2.1m▼
Profit (loss) carried forward14€212€212=
Provisions and deferred taxes16€7,080€7,080=
Provisions for liabilities and charges160/5€7,080€7,080=
Other liabilities and charges164/5€7,080€7,080=
Amounts payable17/49€212,491€615,675▲
Amounts payable within one year42/48€212,491€615,675▲
Trade debts44€13,160€8,787▼
Suppliers440/4€13,160€8,787▼
Taxes, remuneration and social security45€13,699€9,103▼
Taxes450/3€13,699€6,099▼
Remuneration and social security454/9-€3,004
Other amounts payable47/48€185,632€597,785▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,005€13,807▲
Other operating charges640/8€1,178€1,208▲
Gross operating margin9900€28,781€34,951▲
Operating profit (loss)9901€15,598€19,936▲
Financial income75/76B€180,812€9,197▼
Recurring financial income75€180,812€9,197▼
Financial charges65/66B€3,621€2,962▼
Recurring financial charges65€3,621€2,962▼
Profit (loss) for the period before taxes9903€192,790€26,171▼
Income taxes67/77€22,094€10,747▼
Profit (loss) for the period9904€170,695€15,424▼
Profit (loss) for the period to be appropriated9905€170,695€15,424▼
Appropriation of the result
Profit (loss) to be appropriated9906€170,907€15,636▼
Profit (loss) brought forward from the previous period14P€212€212=
Transfer from equity791/2€173,155€597,785▲
Transfer to equity691/2€170,695€15,424▼
To other reserves6921€170,695€15,424▼
Profit to be distributed694/7€173,155€597,785▲
Return on contributions (dividend)694€173,155€597,785▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€6,025----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,455€10,705€10,331€12,005€13,807▲ 15.0%
Other operating charges640/8€2,317€2,129€1,812€1,178€1,208▲ 2.6%
Non-recurring operating charges66A--€6,485---
Gross operating margin9900€72,547€51,712€58,767€28,781€34,951▲ 21.4%
Operating profit (loss)9901€61,776€38,878€40,139€15,598€19,936▲ 27.8%
Financial income75/76B€18,038€792,000€1,624€180,812€9,197▼ 94.9%
Recurring financial income75€18,038€792,000€1,624€180,812€9,197▼ 94.9%
Financial charges65/66B€780€2,323€5,536€3,621€2,962▼ 18.2%
Recurring financial charges65€780€2,323€5,536€3,621€2,962▼ 18.2%
Profit (loss) for the period before taxes9903€79,034€828,555€36,227€192,790€26,171▼ 86.4%
Income taxes67/77€25,184€75,396€7,624€22,094€10,747▼ 51.4%
Profit (loss) for the period9904€53,850€753,159€28,603€170,695€15,424▼ 91.0%
Profit (loss) for the period to be appropriated9905€53,850€753,159€28,603€170,695€15,424▼ 91.0%
Line20212022202320242025Change
Assets
Total assets20/58€2.1m€2.8m€2.8m€2.9m€2.8m▼ 6.1%
Fixed assets21/28€2.0m€2.0m€2.0m€2.0m€2.0m▲ 0.5%
Tangible fixed assets22/27€27,138€27,548€25,961€39,271€49,473▲ 26.0%
Plant, machinery and equipment23€1,568€10,566€9,118€8,238€14,780▲ 79.4%
Furniture and vehicles24€21,335€13,480€14,073€27,714€32,004▲ 15.5%
Other tangible fixed assets26€4,235€3,502€2,770€3,318€2,689▼ 19.0%
Financial fixed assets28€1.9m€1.9m€1.9m€1.9m€1.9m=
Current assets29/58€151,584€872,007€803,550€978,802€789,422▼ 19.3%
Amounts receivable after more than one year29-€100,000€120,000€270,000€556,000▲ 106%
Trade receivables290-€100,000----
Other amounts receivable291--€120,000€270,000€556,000▲ 106%
Amounts receivable within one year40/41€42,531€71,876€37,660€55,677€53,309▼ 4.3%
Trade receivables40€41,826€71,876€30,284€55,645€50,139▼ 9.9%
Other amounts receivable41€704-€7,376€31€3,171▲ 9,972%
Cash at bank and in hand54/58€105,496€697,349€644,285€647,951€179,392▼ 72.3%
Deferred charges and accrued income490/1€3,557€2,782€1,605€5,174€720▼ 86.1%
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.8m€2.8m€2.9m€2.8m▼ 6.1%
Equity10/15€2.0m€2.7m€2.7m€2.7m€2.1m▼ 21.3%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€2.0m€2.7m€2.7m€2.7m€2.1m▼ 21.4%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Tax-exempt reserves132€45,219€45,219€45,219€45,219€45,219=
Distributable reserves133€1.9m€2.7m€2.7m€2.7m€2.1m▼ 21.8%
Profit (loss) carried forward14€212€212€212€212€212=
Provisions and deferred taxes16€7,080€7,080€7,080€7,080€7,080=
Provisions for liabilities and charges160/5€7,080€7,080€7,080€7,080€7,080=
Other liabilities and charges164/5€7,080€7,080€7,080€7,080€7,080=
Amounts payable17/49€107,011€108,992€21,470€212,491€615,675▲ 190%
Amounts payable within one year42/48€107,011€108,992€21,470€212,491€615,675▲ 190%
Trade debts44€21,485€22,611€6,083€13,160€8,787▼ 33.2%
Suppliers440/4€21,485€22,611€6,083€13,160€8,787▼ 33.2%
Taxes, remuneration and social security45€40,528€86,368€12,944€13,699€9,103▼ 33.6%
Taxes450/3€40,528€86,368€12,944€13,699€6,099▼ 55.5%
Remuneration and social security454/9----€3,004-
Other amounts payable47/48€44,998€13€2,443€185,632€597,785▲ 222%
Line20212022202320242025Change
Profit (loss) for the period9904€53,850€753,159€28,603€170,695€15,424▼ 91.0%
+ Depreciation and write-downs630€8,455€10,705€10,331€12,005€13,807▲ 15.0%
Operating cash flow (approximation)€62,305€763,864€38,934€182,700€29,231▼ 84.0%
Investment in fixed assets (approximation)--€11,115-€8,744-€25,315-€24,009▲ 5.2%
Change in cash-€591,854-€53,065€3,666-€468,559▼ 12,880%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
16-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Weakest financial yearnet €15,424 ▼91%
Net result drops to €15,424, the lowest in the series.
30-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Liquidity times 5current ratio 37.43
Current ratio from 8.00 to 37.43; short-term debt falls from €108,992 to €21,470.
30-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Highest result since 2018net €753,159 ▲1,299%
Net result €753,159, the highest in the series.
30-09
Financial Liquidity times 6current ratio 8.00
Current ratio from 1.42 to 8.00.
30-09
Financial Equity above €2mEq €2.7m ▲36.1%
5 profitable years in a row build equity to €2.7m.
31-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
29-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
29-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
811 m²
Building footprint
180 m²
Volume, LiDAR
1,119 m³
Parcel 11021A0205/02E002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lintsesteenweg 81, 2540 Hove
Manufacture of rubber and plastic products
since 20012.116.707.472
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11021A0205/02E002 Flanders 811 m² 1 · 180 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-09-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-09-2025 of YPSO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 4,582 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded19-10-2001
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0475890908
Also 9925:BE0475890908
Registered 24-11-2023

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.