AC Mechanics
ActiveSummary
The computed 12-month bankruptcy probability of AC Mechanics is 2.9% (moderate). The 2025 annual accounts show negative equity (€-29k) and a net result of €133. Equity is shrinking by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 7% of 18280 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+20
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 0.24 in 2024; short-term debt: 280.4% and cash: 27% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-180.4%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 18280 sector peers (2025).
NBB · sector comparisonPosition among 18280 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
30 d early
2023
26 d early
2022
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-29k▲ 0.5%
2024 · €-29k
2022: €-4k
2023: €-22k
2024: €-29k
2022 → 2025
Total assets
€16k▼ 3.5%
2024 · €17k
2022: €42k
2023: €35k
2024: €17k
2022 → 2025
Net result
€133
2024 · €-7k
2022: €-9k
2023: €-18k
2024: €-7k
2022 → 2025
Working capital
€-32k▲ 10.4%
2024 · €-35k
2022: €-32k
2023: €-39k
2024: €-35k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-4k-€-22k▼ 459%€-29k▼ 34.1%€-29k▲ 0.5%
Operating result€-9k-€-18k▼ 101%€-7k▲ 60.7%€326
Net result€-9k-€-18k▼ 102%€-7k▲ 58.4%€133
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €326 after a loss of €7k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16k
Fixed assets
€2k ▼ 61.3%
Current assets
€14k ▲ 26.6%
Key figures and ratios
EBITDA
€4k▼
2024 · €5k
Cash flow
€4k▼
2024 · €4k
Solvency
-180.4%▼
2024 · -174.9%
Current ratio
0.31▲
2024 · 0.24
Quick ratio
0.25▲
2024 · 0.13
Debt to equity
-1.55▲
2024 · -1.57
ROA
0.8%▲
2024 · -44.5%
Interest coverage
14.06▲
2024 · 10.40
Debt
€45k▼
2024 · €46k
Debt ≤ 1 year
€45k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€17k€16k▼
Formation expenses20€410€212▼
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Land and buildings22€4k€2k▼
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24€406€0▼
Current assets29/58€11k€14k▲
Stocks and contracts in progress3€5k€2k▼
Stocks30/36€5k€2k▼
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€3k€5k▲
Other amounts receivable41€1k€799▼
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€17k€16k▼
Equity10/15€-29k€-29k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-34k€-34k▲
Amounts payable17/49€46k€45k▼
Amounts payable within one year42/48€46k€45k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€1k€290▼
Taxes450/3€1k€290▼
Other amounts payable47/48€41k€42k▲
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€23-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€4k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€7k€6k▼
Operating profit (loss)9901€-7k€326▲
Financial income75/76B€1€80▲
Recurring financial income75€1€80▲
Financial charges65/66B€434€273▼
Recurring financial charges65€434€273▼
Profit (loss) for the period before taxes9903€-7k€133▲
Profit (loss) for the period9904€-7k€133▲
Profit (loss) for the period to be appropriated9905€-7k€133▲
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-34k▲
Profit (loss) brought forward from the previous period14P€-27k€-34k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €133
Net result €133 after 3 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europarklaan 2583530 Houthalen-HelchterenGround area
1,481 m²
Building footprint
329 m²
Volume, LiDAR
1,928 m³
Parcel 72014C0461/00R000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AC Mechanics
since 20222.327.880.729
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014C0461/00R000 | Flanders | 1,481 m² | 1 · 329 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
A.D.-GROUP
BE 0754.449.865
Houthalen-Helchteren
Auto's Carma
BE 0727.908.982
Houthalen-Helchteren
AUTO'S NURI
BE 0836.507.808
Houthalen-Helchteren
B.S
BE 0647.647.620
Houthalen-Helchteren
BAYERN MOTORS
BE 0502.836.815
Houthalen-Helchteren
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.