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AC Mechanics

Active
Private limited companyfounded 20224 yrs activeEuroparklaan 258, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0780.907.210
Summary

AC Mechanics has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€29,224) and a net result of €133. Equity is shrinking by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 7% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
AC MechanicsActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€16,202total assets 2025
Equity
-€29,224
Profit
€133
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
1.1%
Structure
Accounts 25 d early0 of 1 deed read
Why 54Capped at 59: negative equity- Founded in 2022- Negative equity -€29,224+ Liquidity: current ratio 0.31, cash €4,377+ Size: total assets €16,202Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 32% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -180.4% of total assets
Liquidity 34+24
short-term debt 280.4% · cash 27.0%
Profitability 70+20
return on assets 0.8%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 3.0% 12-2024: 3.0%● 0.0% vs 11-2024 01-2025: 2.9%▼ -1.9% vs 12-2024 02-2025: 2.9%● 0.0% vs 01-2025 03-2025: 2.9%▼ -0.6% vs 02-2025 04-2025: 2.9%● 0.0% vs 03-2025 05-2025: 3.0%▲ +1.4% vs 04-2025 06-2025: 3.0%▲ +0.1% vs 05-2025 07-2025: 3.1%▲ +3.5% vs 06-2025highest value 08-2025: 2.5%▼ -17.7% vs 07-2025 09-2025: 2.5%● 0.0% vs 08-2025 10-2025: 2.2%▼ -14.4% vs 09-2025 11-2025: 2.1%▼ -0.8% vs 10-2025 12-2025: 2.1%● 0.0% vs 11-2025 01-2026: 2.0%▼ -5.7% vs 12-2025 02-2026: 2.0%● 0.0% vs 01-2026 03-2026: 2.0%▼ -0.6% vs 02-2026 04-2026: 2.0%▼ -0.8% vs 03-2026 05-2026: 2.1%▲ +4.6% vs 04-2026 06-2026: 2.1%▲ +3.2% vs 05-2026 07-2026: 2.2%▲ +4.8% vs 06-2026 08-2026: 1.1%▼ -52.0% vs 07-2026lowest value 09-2026: 1.1%● 0.0% vs 08-2026lowest value 10-2026: 1.1%● 0.0% vs 09-2026lowest value
  • Founded in 2022 raises the probability for this profile
  • Liquidity: current ratio 0.31, cash €4,377 lowers the probability
  • Negative equity -€29,224 raises the probability
  • Size: total assets €16,202 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.31 against 0.24 in 2024; short-term debt: 280.4% and cash: 27% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 31%, profitability 51%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 0.31, cash €4,377
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity -€29,224
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €16,202
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 21069 sector peers (2025).
NBB · sector comparison
Position among 21069 sector peers
Solvency
better than 7%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
25 d early
2024
30 d early
2023
26 d early
2022
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 14 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €133
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€29,224 View
  • Caution: Among the weakest 7% on solvencysector median 34.1% · 21,069 companies -180.4% View
  • Total assets 20254 fiscal years filed €16,202 View

By topic

Financials

Fiscal year
2025
Total assets
€16,202
Profit
€133
Solvency
-180.4%
Total assets▼ 3.5%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 06-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 01-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
26-01-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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