Eustress
ActiveSummary
The computed 12-month bankruptcy probability of Eustress is 2.4% (moderate). The 2025 annual accounts show negative equity (-€22,634) and a net result of -€37,839. Equity is shrinking by ~119.6% per year across the filed fiscal years. Its solvency ranks better than 15% of 1317 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-59
Solvency0▼-33
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53 against 0.37 in 2024; short-term debt: 99.2% and cash: 1.1% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-25.3%
Return on assets
-42.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€22,634
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€22,634
2024 · €15,205
Total assets
€89,465▼ 52.1%
2024 · €186,596
Net result
-€37,839
2024 · €1,461
Working capital
-€41,981▲ 48.6%
2024 · -€81,689
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€852-€7,167-€30,022
Net result-€1,256within the sector's middle half-€1,461within the sector's middle half-€37,839below the sector's middle half
Equity€13,744within the sector's middle half-€15,205within the sector's middle half▲ 10.6%-€22,634below the sector's middle half
Total assets€20,625below the sector's middle half-€186,596within the sector's middle half▲ 805%€89,465below the sector's middle half▼ 52.1%
Debt€6,881-€171,391▲ 2,391%€112,100▼ 34.6%
Working capital€1,630--€81,689-€41,981▲ 48.6%
Solvency66.6%above the sector's middle half-8.1%within the sector's middle half▼ 58.5pp-25.3%below the sector's middle half▼ 33.4pp
Staff (FTE)0.8-1.9▲ 138%1▼ 47.4%
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €30,022 after €7,167 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89,325
Fixed assets
€42,544 ▼ 69.1%
Current assets
€46,781 ▼ 1.3%
Key figures and ratios
EBITDA
-€15,474▼
2024 · €27,734
Cash flow
-€23,292▼
2024 · €22,027
Current ratio
0.53▲
2024 · 0.37
Quick ratio
0.39▲
2024 · 0.37
Debt to equity
-4.95▼
2024 · 11.27
ROA
-42.3%▼
2024 · 0.8%
Interest coverage
-1.98▼
2024 · 4.77
Debt ≤ 1 year
€88,762▼
2024 · €129,094
Debt > 1 year
€23,338▼
2024 · €42,297
Staff costs
€8,365▼
2024 · €11,630
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
8.2%
went bankrupt
5.4%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2,520 | €11,630 | €8,365 | ▼ 28.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,565 | €20,566 | €14,547 | ▼ 29.3% |
| Other operating charges640/8 | €180 | €3,516 | €21,156 | ▲ 502% |
| Gross operating margin9900 | €4,413 | €42,879 | €14,047 | ▼ 67.2% |
| Operating profit (loss)9901 | -€852 | €7,167 | -€30,022 | ▼ 519% |
| Financial income75/76B | €155 | €105 | - | - |
| Recurring financial income75 | €155 | €105 | - | - |
| Financial charges65/66B | - | €5,811 | €7,818 | ▲ 34.5% |
| Recurring financial charges65 | - | €5,811 | €7,818 | ▲ 34.5% |
| Profit (loss) for the period before taxes9903 | -€697 | €1,461 | -€37,839 | ▼ 2,690% |
| Income taxes67/77 | €559 | - | - | - |
| Profit (loss) for the period9904 | -€1,256 | €1,461 | -€37,839 | ▼ 2,690% |
| Profit (loss) for the period to be appropriated9905 | -€1,256 | €1,461 | -€37,839 | ▼ 2,690% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €20,625 | €186,596 | €89,465 | ▼ 52.1% |
| Formation expenses20 | €2,516 | €1,328 | €140 | ▼ 89.5% |
| Fixed assets21/28 | €9,598 | €137,863 | €42,544 | ▼ 69.1% |
| Tangible fixed assets22/27 | €9,598 | €137,863 | €42,544 | ▼ 69.1% |
| Plant, machinery and equipment23 | €9,598 | €86,284 | €3,252 | ▼ 96.2% |
| Furniture and vehicles24 | - | €2,063 | €1,567 | ▼ 24.0% |
| Leasing and similar rights25 | - | €49,516 | €37,726 | ▼ 23.8% |
| Current assets29/58 | €8,511 | €47,405 | €46,781 | ▼ 1.3% |
| Stocks and contracts in progress3 | - | - | €11,811 | - |
| Stocks30/36 | - | - | €11,811 | - |
| Amounts receivable within one year40/41 | €5,362 | €39,919 | €33,401 | ▼ 16.3% |
| Trade receivables40 | €4,412 | €11,550 | €25,495 | ▲ 121% |
| Other amounts receivable41 | €951 | €28,369 | €7,906 | ▼ 72.1% |
| Cash at bank and in hand54/58 | €599 | €6,936 | €1,019 | ▼ 85.3% |
| Deferred charges and accrued income490/1 | €2,550 | €550 | €550 | = |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €20,625 | €186,596 | €89,465 | ▼ 52.1% |
| Equity10/15 | €13,744 | €15,205 | -€22,634 | ▼ 249% |
| Contributions10/11 | €15,000 | €15,000 | €15,000 | = |
| Profit (loss) carried forward14 | -€1,256 | €205 | -€37,634 | ▼ 18,462% |
| Amounts payable17/49 | €6,881 | €171,391 | €112,100 | ▼ 34.6% |
| Amounts payable after more than one year17 | - | €42,297 | €23,338 | ▼ 44.8% |
| Financial debts170/4 | - | €42,297 | €23,338 | ▼ 44.8% |
| Amounts payable within one year42/48 | €6,881 | €129,094 | €88,762 | ▼ 31.2% |
| Current portion of amounts payable after more than one year42 | - | €42,526 | €18,909 | ▼ 55.5% |
| Trade debts44 | €3,502 | €13,446 | €4,245 | ▼ 68.4% |
| Suppliers440/4 | €3,502 | €13,446 | €4,245 | ▼ 68.4% |
| Taxes, remuneration and social security45 | €1,916 | €1,816 | €3,581 | ▲ 97.2% |
| Taxes450/3 | €1,602 | €1,816 | €3,581 | ▲ 97.2% |
| Remuneration and social security454/9 | €315 | - | - | - |
| Other amounts payable47/48 | €1,463 | €71,306 | €62,026 | ▼ 13.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,256 | €1,461 | -€37,839 | ▼ 2,690% |
| + Depreciation and write-downs630 | €2,565 | €20,566 | €14,547 | ▼ 29.3% |
| Operating cash flow (approximation) | €1,309 | €22,027 | -€23,292 | ▼ 206% |
| Investment in fixed assets (approximation) | - | -€148,831 | €80,771 | ▲ 154% |
| Change in cash | - | €6,338 | -€5,917 | ▼ 193% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet -€37,839
Net result drops to -€37,839, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1,461
Net result €1,461 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2023
Ground area
426 m²
Building footprint
115 m²
Parcel 71353E0525/00K005, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Eustress
since 20232.341.231.293
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353E0525/00K005 | Flanders | 426 m² | 1 · 115 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ANNA9
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Of 3,007 companies in sector 55203 we hold annual accounts for 693. 366 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
55204Guest rooms (bed and breakfast)
01610Support activities for crop production
46120Wholesale trade
46140Agents in the wholesale of industrial machinery, ships and aircraft
55202Accommodation
63920Other information service activities
70200Business and other management consultancy
77210Renting and leasing of sports and recreation goods
79901Tourist information services
93199Other sports activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0797497277
Also
9925:BE0797497277
Registered
13-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.