ABMC Construct
ActiveThe computed 12-month bankruptcy probability of ABMC Construct is 6.7% (elevated). The 2024 annual accounts show equity of €19k and a net result of €9k. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 36377 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+41
Solvency100▲+13
Growth78▲+26
Stability86
Bankruptcy probability, 12 months
6.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 1.57 in 2023), and 32.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
67.1%
Return on assets
32%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
15 d late
2022
19 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2024, micro schema
Equity
€19k▲ 91.3%
2023 · €10k
2022: €9k
2023: €10k
2022 → 2024
Total assets
€28k▲ 56.5%
2023 · €18k
2022: €19k
2023: €18k
2022 → 2024
Net result
€9k▲ 677%
2023 · €1k
2022: €5k
2023: €1k
2022 → 2024
Working capital
€16k▲ 251%
2023 · €5k
2022: €937
2023: €5k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€9k-€10k▲ 13.3%€19k▲ 91.3%
Operating result€5k-€2k▼ 52.6%€9k▲ 300%
Net result€5k-€1k▼ 75.5%€9k▲ 677%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 300% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €28k
Fixed assets
€3k▼ 47.2%
Current assets
€25k▲ 99.6%
Equity and liabilities €28k
Equity
€19k▲ 91.3%
Debt
€9k▲ 14.2%
The debt ratio falls from 45.1% to 32.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€12k▲
2023 · €5k
Cash flow
€12k▲
2023 · €4k
Solvency
67.1%▲
2023 · 54.9%
Current ratio
2.74▲
2023 · 1.57
Quick ratio
2.74▲
2023 · 1.57
Debt / equity
0.49▼
2023 · 0.82
ROE
47.7%▲
2023 · 11.7%
ROA
32.0%▲
2023 · 6.4%
Interest coverage
107.32▲
2023 · 27.37
Debt
€9k▲
2023 · €8k
Debt ≤ 1 year
€9k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€18k€28k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€300€300=
Current assets29/58€13k€25k▲
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€7k-
Other amounts receivable41€928€2k▲
Cash at bank and in hand54/58€5k€23k▲
Equity and liabilities
Total equity and liabilities10/49€18k€28k▲
Equity10/15€10k€19k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€6k€15k▲
Amounts payable17/49€8k€9k▲
Amounts payable within one year42/48€8k€9k▲
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8-€536
Gross operating margin9900€5k€12k▲
Operating profit (loss)9901€2k€9k▲
Financial charges65/66B€175€108▼
Recurring financial charges65€175€108▼
Profit (loss) for the period before taxes9903€2k€9k▲
Income taxes67/77€947-
Profit (loss) for the period9904€1k€9k▲
Profit (loss) for the period to be appropriated9905€1k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€15k▲
Profit (loss) brought forward from the previous period14P€5k€6k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
18-08
KBO administration
Address struck
2024
31-12
Financial
Highest result since 2022net €9k ▲677%
Operating result €9k, net result €9k, both a record.
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
31-12
Financial
Weakest financial yearnet €1k ▼75.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Eikstraat 461970 Wezembeek-OppemGround area
621 m²
Building footprint
409 m²
Volume, LiDAR
4,173 m³
2 parcels, Brussels, Flanders · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ABMC Construct
since 20212.328.668.211
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
| 21902A0374/00M003 | Brussels | 100 m² | 1 · 85 m² | 19.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 11,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43320Joinery installation
43350Other building finishing work
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.