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B INVEST

Active
Private limited companyfounded 2018active for 8 yearsLochtemanweg 96, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0689.634.465

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

B INVEST has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219,749 and a net result of €79,973. Equity has been growing by about 23% per year since 2018. Its solvency ranks better than 48% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 31-01-2018 Normal situation
Registered office
20 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
General construction of other non-residential buildings NACE 41003and 1 other
Establishment unit
2.273.888.648 3550 Heusden-Zolder, since 31-01-2018
Financial year end
31 December
Peppol
Reachable since 21-05-2024

Board and ownership

Board

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€245,092
▲ 24.5%
Turnover
≈ €790,000
estimated
Profit
€79,973
▲ 85.1%
Equity
€219,749
▲ 57.2%
Total assets
€536,941
▲ 45.9%
Staff
≈ 1.3 FTE
estimated
Filed on 25-08-2026, 25 days after the deadlineat the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2018lowers riskLiquidity: current ratio 1.47, cash €169,813Figures for financial year 2025 (filed on 25-08-2026)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 66+3
equity 40.9% of total assets
Liquidity 59-8
short-term debt 59.1% · cash 31.6%
Profitability 87+4
return on assets 14.9%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.9%▲ +0.1 percentage points vs 02-2025 04-2025: 1.0%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%▲ +0.2 percentage points vs 04-2025 06-2025: 1.4%▲ +0.2 percentage points vs 05-2025 07-2025: 1.6%▲ +0.2 percentage points vs 06-2025 08-2025: 2.6%▲ +1.0 percentage point vs 07-2025highest value 09-2025: 2.6%● unchanged vs 08-2025 10-2025: 1.1%▼ -1.5 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 0.9%▼ -0.2 percentage points vs 02-2026 04-2026: 0.4%▼ -0.5 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.3%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (1.32 in 2024), below the usual 1.5. Short-term debt is 59.1% and cash 31.6% of total assets. 59.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 49% of them on solvency, 64% on liquidity, 72% on profitability and 81% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.47, cash €169,813
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 25-08-2026)
NBB · annual accounts
raises risk · Founded in 2018
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
25 days late
2024
29 days late
2023
30 days late
2022
30 days late
2021
14 days early
2020
32 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 94% of companies in construction of buildingssector median €8,543 · 9,370 companies €79,973 View
  • Positive: Equity rose in 2025from €139,776 to €219,749 ▲ 57.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €79,973 8 years View

Comparable companies

These companies have the same main activity as B INVEST: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €452,000 and €662,000, founded between 2016 and 2019.

CompanyTotal assetsGross margin
B INVEST Heusden-Zolder€536,941€245,092
MF CONTRACTORS Jodoigne€510,469€231,491
IMAR Dilbeek€578,575€227,673
Algemene Bouwonderneming Stijn Vercauteren Waasmunster€452,031€265,535
BOUWWERKEN LEFEVER Ledegem€619,537€218,231
Etablissement DERMAUX Verlaine€661,676€305,966
JACOBS i3 Oudsbergen€575,594€174,775
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about B INVEST

What is the company number of B INVEST?
The company number of B INVEST is 0689.634.465. The VAT number is the same number with BE in front: BE 0689.634.465.
Where is B INVEST based?
The registered office is at Lochtemanweg 96, 3550 Heusden-Zolder.Company details
What does B INVEST do?
According to the KBO register, the main activity is general construction of other non-residential buildings (NACE 41003).
What is the legal form of B INVEST?
The legal form of B INVEST is Private limited company (BV).
When was B INVEST founded?
B INVEST was founded on 31-01-2018.
Is B INVEST still active?
Yes, B INVEST is an active enterprise in the KBO register.
How many employees does B INVEST have?
B INVEST had an average of 2.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of B INVEST?
The turnover in financial year 2025 is ≈ €790,000. This figure is estimated from the gross margin of €245,092 and 101 comparable companies (NACE 410). It probably lies between €560,000 and €1.2m.
Is B INVEST profitable?
In financial year 2025, B INVEST made a profit of €79,973.
Where can I find the annual accounts of B INVEST?
B INVEST filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of B INVEST due?
B INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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