Skip to content

Aannemingen Ruw

Active
Private limited companyfounded 2022active for 4 yearsSledderlo 8, 3600 Genk, BelgiumKBO/BCE: BE 0782.342.513
Summary

Aannemingen Ruw has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224,078 and a net result of €77,719. Equity has been growing by about 61% per year since 2023. Its solvency ranks better than 56% of 9,396 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 18-02-2022 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.328.924.963 3600 Genk, since 18-02-2022
Financial year end
31 December
Peppol
Reachable since 26-09-2025

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€224,359
▼ 11.7%
Turnover
≈ €740,000
estimated
Profit
€77,719
▼ 23.2%
Equity
€224,078
▲ 53.1%
Total assets
€464,375
▲ 38.2%
Staff
≈ 1.3 FTE
estimated
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022lowers riskFigures for financial year 2025 (filed on 29-06-2026)Equity €224,078 (48.3% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 67% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 73+4
equity 48.3% of total assets
Liquidity 52+1
short-term debt 28.7% · cash 11.2%
Profitability 90-10
return on assets 16.7%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 3.4% 01-2025: 3.4%● unchanged vs 12-2024 02-2025: 3.4%● unchanged vs 01-2025 03-2025: 3.4%● unchanged vs 02-2025 04-2025: 3.5%▲ +0.1 percentage points vs 03-2025 05-2025: 3.7%▲ +0.2 percentage points vs 04-2025 06-2025: 3.6%▼ -0.1 percentage points vs 05-2025 07-2025: 3.8%▲ +0.2 percentage points vs 06-2025 08-2025: 4.3%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 1.2%▼ -3.1 percentage points vs 08-2025 10-2025: 0.9%▼ -0.3 percentage points vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026lowest value 03-2026: 0.9%● unchanged vs 02-2026lowest value 04-2026: 1.0%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 0.9%▼ -0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.1 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.4 (1.22 in 2024), below the usual 1.5. Short-term debt is 28.7% and cash 11.2% of total assets. 51.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 56% of them on solvency, 56% on liquidity, 74% on profitability and 80% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
lowers risk · Equity €224,078 (48.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
32 days early
2024
2 days late
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 10 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (3 of the last 3 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Higher net result than 93% of companies in construction of buildingssector median €8,554 · 9,386 companies €77,719 View
  • Positive: Equity rose in 2025from €146,359 to €224,078 ▲ 53.1% View

Recent changes

  1. · Gazette deed Resignation: GOVAERTS Yannick (director)
  2. · Gazette deed IncorporationStarting capital €10,000 · Appointments: VAN OOSTVELDT Nicky Albert Josine Marie Ghislain (eerste gewone, niet statutaire bestuurder) and GOVAERTS Yannick (eerste gewone, niet statutaire bestuurder)
All 8 events

Comparable companies

These companies have the same main activity as Aannemingen Ruw: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €412,000 and €482,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
Aannemingen Ruw Genk€464,375€224,359
Coolen-Keulers Bouwonderneming Riemst€467,545€233,347
Bauwers Hamont-Achel€412,272€181,846
Imadu Deinze€482,332€233,472
CLOIX-COENEN CONSTRUCT Seraing€471,670€241,544
BOUWWERKEN NOYEN Ardooie€441,265€232,743
DESBULEUX Hamois€431,992€234,468
Full comparison

Key facts about Aannemingen Ruw

What is the company number of Aannemingen Ruw?
The company number of Aannemingen Ruw is 0782.342.513. The VAT number is the same number with BE in front: BE 0782.342.513.
Where is Aannemingen Ruw based?
The registered office is at Sledderlo 8, 3600 Genk.Company details
What does Aannemingen Ruw do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Aannemingen Ruw?
The legal form of Aannemingen Ruw is Private limited company (BV).
When was Aannemingen Ruw founded?
Aannemingen Ruw was founded on 18-02-2022.
Is Aannemingen Ruw still active?
Yes, Aannemingen Ruw is an active enterprise in the KBO register.
What is the turnover of Aannemingen Ruw?
The turnover in financial year 2025 is ≈ €740,000. This figure is estimated from the gross margin of €224,359 and 98 comparable companies (NACE 41001). It probably lies between €520,000 and €1.1m.Financials
Is Aannemingen Ruw profitable?
In financial year 2025, Aannemingen Ruw made a profit of €77,719.
Where can I find the annual accounts of Aannemingen Ruw?
Aannemingen Ruw filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Aannemingen Ruw due?
Aannemingen Ruw must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.