DESBULEUX
ActiveThe computed 12-month bankruptcy probability of DESBULEUX is 2.4% (moderate). The 2025 annual accounts show equity of €25k and a net result of €6k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 12% of 27676 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-17
Solvency31▼-13
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.46 against 1.03 in 2024; short-term debt: 16.1% and cash: 0.2% of total assets), and 94.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.8%
Return on assets
1.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27676 sector peers (2025).
NBB · sector comparisonPosition among 27676 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
11 d late
2024
8 d early
2023
28 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€813k
EBIT margin
2.1%
Net result
€6k▼ 60.9%
2024 · €15k
2022: €13k
2023: €-11k
2024: €15k
2022 → 2025
Working capital
€-38k
2024 · €1k
2022: €9k
2023: €-19k
2024: €1k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€813k-
Equity€16k-€5k▼ 71.2%€19k▲ 319%€25k▲ 29.7%
Operating result€17k-€-10k€18k€11k▼ 38.7%
Net result€13k-€-11k€15k€6k▼ 60.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €432k
Fixed assets
€400k▲ 758%
Current assets
€32k▼ 39.3%
Equity and liabilities €432k
Equity
€25k▲ 29.7%
Debt
€407k▲ 410%
The debt ratio rises from 80.6% to 94.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▼
2024 · €42k
Cash flow
€26k▼
2024 · €38k
Solvency
5.8%▼
2024 · 19.4%
Current ratio
0.46▼
2024 · 1.03
Quick ratio
0.46▼
2024 · 1.03
Debt / equity
16.34▲
2024 · 4.16
ROE
22.9%▼
2024 · 76.1%
ROA
1.3%▼
2024 · 14.8%
Interest coverage
10.04▼
2024 · 15.38
Debt
€407k▲
2024 · €80k
Debt ≤ 1 year
€69k▲
2024 · €51k
Debt > 1 year
€333k▲
2024 · €29k
Income taxes
€2k▲
2024 · €1k
Staff costs
€202k▲
2024 · €157k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€432k▲
Fixed assets21/28€47k€400k▲
Tangible fixed assets22/27€47k€400k▲
Land and buildings22-€366k
Furniture and vehicles24€47k€34k▼
Current assets29/58€52k€32k▼
Amounts receivable within one year40/41€5k€27k▲
Trade receivables40€4k€23k▲
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€46k€924▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€99k€432k▲
Equity10/15€19k€25k▲
Contributions10/11€3k€3k=
Reserves13€16k€22k▲
Distributable reserves133€16k€22k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€80k€407k▲
Amounts payable after more than one year17€29k€333k▲
Financial debts170/4€29k€333k▲
Amounts payable within one year42/48€51k€69k▲
Current portion of amounts payable after more than one year42€17k€22k▲
Trade debts44€9k€40k▲
Suppliers440/4€9k€40k▲
Taxes, remuneration and social security45€25k€7k▼
Taxes450/3€12k€2k▼
Remuneration and social security454/9€13k€5k▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Remuneration, social security and pensions62€157k€202k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€20k▼
Other operating charges640/8€736€1k▲
Gross operating margin9900€199k€234k▲
Operating profit (loss)9901€18k€11k▼
Financial income75/76B€349-
Recurring financial income75€349-
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Non-recurring financial charges66B-€11
Profit (loss) for the period before taxes9903€16k€8k▼
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€15k€6k▼
Profit (loss) for the period to be appropriated9905€15k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€6k▲
Profit (loss) brought forward from the previous period14P€-11k-
Transfer to equity691/2€3k€6k▲
To other reserves6921€3k€6k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-11k ▼188%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamois · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Tige, Schaltin 225364 HamoisGround area
1,219 m²
Parcel 91116A0519/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DESBULEUX
since 20222.328.729.181
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91116A0519/00D000 | Wallonia | 1,219 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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RoofRangers
BE 1017.745.873
Kampenhout · Eq €25k
Algemene Dakwerken Tuymans
BE 0644.918.059
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HANSSENS ROOFING COMPANY
BE 0765.712.852
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Dakwerk VP
BE 0672.927.305
Wingene · Eq €25k
Of 11,137 companies in sector 43910 we hold annual accounts for 5,487. 4,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
43120Site preparation
43350Other building finishing work
43992Specialised construction activities
71113Urban planning and landscape architecture
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.