A & S
ActiveSummary
For A & S, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €52,891 and a net result of €12,106. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 21% of 30862 sector peers (fiscal year 2022). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability45▲+6
Solvency43▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
17.8%
Return on assets
4.1%
Age of the figures
45 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline29-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 14-05-2024, 288 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
288 d late
2021
199 d late
2020
74 d late
2019
98 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 165 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2022, micro schema
Equity
€52,891▲ 29.7%
2021 · €40,785
Total assets
€297,145▲ 9.7%
2021 · €270,968
Net result
€12,106▲ 2,823%
2021 · €414
Working capital
€196,213▲ 1.2%
2021 · €193,900
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result€37,821-€30,965▼ 18.1%€6,490▼ 79.0%€14,397▲ 122%€28,405▲ 97.3%
Net result€22,068-€16,636▼ 24.6%€234below the sector's middle half▼ 98.6%€414below the sector's middle half▲ 76.8%€12,106within the sector's middle half▲ 2,823%
Equity€23,501-€40,137▲ 70.8%€40,371below the sector's middle half▲ 0.6%€40,785below the sector's middle half▲ 1.0%€52,891within the sector's middle half▲ 29.7%
Total assets€239,355-€267,211▲ 11.6%€183,925below the sector's middle half▼ 31.2%€270,968below the sector's middle half▲ 47.3%€297,145within the sector's middle half▲ 9.7%
Debt€206,239-€218,539▲ 6.0%€143,554▼ 34.3%€230,183▲ 60.3%€244,254▲ 6.1%
Working capital€111,093-€116,298▲ 4.7%€101,554within the sector's middle half▼ 12.7%€193,900within the sector's middle half▲ 90.9%€196,213above the sector's middle half▲ 1.2%
Solvency9.8%-15.0%▲ 5.2pp21.9%within the sector's middle half▲ 6.9pp15.1%below the sector's middle half▼ 6.9pp17.8%below the sector's middle half▲ 2.7pp
Current ratio2.40-1.98▼ 0.412.53within the sector's middle half▲ 0.543.73above the sector's middle half▲ 1.203.06within the sector's middle half▼ 0.67
Return on assets (ROA)9.2%-6.2%▼ 3.0pp0.1%below the sector's middle half▼ 6.1pp0.2%below the sector's middle half=4.1%within the sector's middle half▲ 3.9pp
Staff (FTE)0.8below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2020 the operating result has climbed two years in a row; 2022 is 97% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €297,145
Fixed assets
€5,668 ▼ 5.3%
Current assets
€291,477 ▲ 10.0%
Equity and liabilities €297,145
Equity
€52,891 ▲ 29.7%
Debt
€244,254 ▲ 6.1%
Debt's share of the balance-sheet total falls from 84.9% to 82.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30,618▲
2021 · €24,665
Cash flow
€14,319▲
2021 · €10,682
Quick ratio
2.00▼
2021 · 2.39
Debt to equity
4.62▼
2021 · 5.64
ROE
22.9%▲
2021 · 1.0%
Interest coverage
2.48▲
2021 · 2.36
Debt ≤ 1 year
€95,264▲
2021 · €71,082
Debt > 1 year
€148,990▼
2021 · €158,854
Income taxes
€3,962▲
2021 · -€74
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,308 | €19,702 | €16,930 | €10,268 | €2,213 | ▼ 78.4% |
| Other operating charges640/8 | - | - | - | €3,021 | €1,835 | ▼ 39.3% |
| Gross operating margin9900 | €63,675 | €52,258 | €44,866 | €27,686 | €32,453 | ▲ 17.2% |
| Operating profit (loss)9901 | €37,821 | €30,965 | €6,490 | €14,397 | €28,405 | ▲ 97.3% |
| Financial income75/76B | - | - | - | €52 | €0 | ▼ 99.6% |
| Recurring financial income75 | €1 | €411 | - | €52 | €0 | ▼ 99.6% |
| Financial charges65/66B | - | - | - | €14,108 | €12,338 | ▼ 12.5% |
| Recurring financial charges65 | €7,613 | €5,848 | €5,565 | €10,433 | €12,338 | ▲ 18.3% |
| Non-recurring financial charges66B | - | - | - | €3,675 | - | - |
| Profit (loss) for the period before taxes9903 | €26,969 | €24,449 | €925 | €341 | €16,068 | ▲ 4,617% |
| Income taxes67/77 | €4,902 | €7,813 | €691 | -€74 | €3,962 | ▲ 5,489% |
| Profit (loss) for the period9904 | €22,068 | €16,636 | €234 | €414 | €12,106 | ▲ 2,823% |
| Profit (loss) for the period to be appropriated9905 | €22,068 | €16,636 | €234 | €414 | €12,106 | ▲ 2,823% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €239,355 | €267,211 | €183,925 | €270,968 | €297,145 | ▲ 9.7% |
| Fixed assets21/28 | €48,824 | €32,797 | €15,867 | €5,986 | €5,668 | ▼ 5.3% |
| Tangible fixed assets22/27 | €48,285 | €32,258 | €15,328 | €5,447 | €5,129 | ▼ 5.8% |
| Plant, machinery and equipment23 | - | - | - | €1,337 | €1,125 | ▼ 15.9% |
| Furniture and vehicles24 | - | - | - | - | €878 | - |
| Other tangible fixed assets26 | - | - | - | €4,110 | €3,126 | ▼ 23.9% |
| Financial fixed assets28 | €539 | €539 | €539 | €539 | €539 | = |
| Current assets29/58 | €190,531 | €234,414 | €168,058 | €264,981 | €291,477 | ▲ 10.0% |
| Stocks and contracts in progress3 | €34,166 | €32,571 | €42,899 | €95,295 | €100,761 | ▲ 5.7% |
| Stocks30/36 | - | - | - | €43,795 | €45,761 | ▲ 4.5% |
| Contracts in progress37 | - | - | - | €51,500 | €55,000 | ▲ 6.8% |
| Amounts receivable within one year40/41 | €87,976 | €156,029 | €107,180 | €168,135 | €190,054 | ▲ 13.0% |
| Trade receivables40 | - | - | - | €166,346 | €179,620 | ▲ 8.0% |
| Other amounts receivable41 | - | - | - | €1,789 | €10,434 | ▲ 483% |
| Cash at bank and in hand54/58 | €2,648 | €8,268 | €631 | €704 | €662 | ▼ 5.9% |
| Deferred charges and accrued income490/1 | - | - | - | €848 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €239,355 | €267,211 | €183,925 | €270,968 | €297,145 | ▲ 9.7% |
| Equity10/15 | €23,501 | €40,137 | €40,371 | €40,785 | €52,891 | ▲ 29.7% |
| Contributions10/11 | €18,584 | €18,584 | €18,584 | €18,584 | €18,584 | = |
| Capital10 | - | - | - | €18,584 | €18,584 | = |
| Issued capital100 | - | - | - | €18,600 | €18,600 | = |
| Uncalled capital101 | - | - | - | €16 | €16 | = |
| Reserves13 | €4,916 | €21,552 | €21,787 | €22,201 | €34,306 | ▲ 54.5% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | - | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €20,341 | €32,446 | ▲ 59.5% |
| Profit (loss) carried forward14 | -€49,239 | -€19,011 | - | - | - | - |
| Provisions and deferred taxes16 | €9,615 | €8,535 | - | - | - | - |
| Amounts payable17/49 | €206,239 | €218,539 | €143,554 | €230,183 | €244,254 | ▲ 6.1% |
| Amounts payable after more than one year17 | €126,556 | €100,177 | €76,803 | €158,854 | €148,990 | ▼ 6.2% |
| Financial debts170/4 | - | - | - | €158,854 | €148,990 | ▼ 6.2% |
| Amounts payable within one year42/48 | €79,437 | €118,116 | €66,504 | €71,082 | €95,264 | ▲ 34.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €26,511 | €14,119 | ▼ 46.7% |
| Trade debts44 | €49,236 | €67,071 | €28,972 | €32,180 | €16,684 | ▼ 48.2% |
| Suppliers440/4 | - | - | - | €32,180 | €16,684 | ▼ 48.2% |
| Taxes, remuneration and social security45 | - | - | - | €8,600 | €24,812 | ▲ 189% |
| Taxes450/3 | - | - | - | - | €3,962 | - |
| Remuneration and social security454/9 | - | - | - | €8,600 | €20,850 | ▲ 142% |
| Other amounts payable47/48 | - | - | - | €3,790 | €39,649 | ▲ 946% |
| Accrued charges and deferred income492/3 | - | - | - | €247 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,068 | €16,636 | €234 | €414 | €12,106 | ▲ 2,823% |
| + Depreciation and write-downs630 | €26,308 | €19,702 | €16,930 | €10,268 | €2,213 | ▼ 78.4% |
| Operating cash flow (approximation) | €48,375 | €36,338 | €17,164 | €10,682 | €14,319 | ▲ 34.0% |
| Investment in fixed assets (approximation) | - | -€3,675 | €0 | -€387 | -€1,895 | ▼ 389% |
| Change in cash | - | €5,621 | -€7,637 | €72 | -€41 | ▼ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 288 days late
2023
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 199 days late
2021
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 74 days late
2020
31-12
Financial
Weakest financial yearnet €234 ▼98.6%
Net result drops to €234, the lowest in the series; recovery starts the following year.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 98 days late
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 55 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 1 day late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
2015
08-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 69 days late
2014
31-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 1998
Ground area
2,783 m²
Building footprint
178 m²
Volume, LiDAR
1,052 m³
Parcel 13302D0289/00E000, Flanders · tallest building 13.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Veldhoven(HRT) 54, 2200 Herentals
since 19982.086.261.152
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302D0289/00E000 | Flanders | 2,783 m² | 1 · 177 m² | 13.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,020 companies in sector 43310 we hold annual accounts for 1,749. 1,531 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded31-03-1998
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
46442Wholesale trade
46496Wholesale trade
46831Wholesale of construction materials, general range
E-invoicing
Reachable via Peppol
Peppol ID
0208:0462951207
Also
9925:BE0462951207
Registered
21-11-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.