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N.BORGES

Active
Public limited company·Stukadoorswerk· 33 yrs active
Zaadstraat 14 ·1080 Sint-Jans-Molenbeek, Belgium
KBO/BCE: BE 0448.913.228
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Age33 yrs
Real estate1 parcel · 529 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of N.BORGES is 2.9% (moderate). The company has been active since 1992 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 33 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-03-2026, 221 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 09-03-2026 221 d late 2026-00052902
31-12-2020 31-07-2021 31-12-2021 153 d late 2021-82200374
31-12-2019 31-07-2020 31-12-2020 153 d late 2020-77800342
31-12-2018 31-07-2019 31-12-2019 153 d late 2019-78100291
31-12-2017 31-07-2018 11-12-2018 133 d late 2018-74200384
31-12-2016 31-07-2017 30-08-2017 30 d late 2017-53600513
31-12-2014 31-07-2015 24-08-2015 24 d late 2015-44800267
31-12-2013 31-07-2014 20-08-2014 20 d late 2014-43300259
31-12-2012 31-07-2013 31-08-2013 31 d late 2013-52500352
31-12-2011 31-07-2012 30-08-2012 30 d late 2012-49800322

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

1 signal
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

1 event
Late accounts filing

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.9% Moderate
0%0,5%1,5%4%10%≥25%
Recent warning signals +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 09-03-2026 2026-00052902
31-12-2020 micro 31-12-2021 2021-82200374
31-12-2019 micro 31-12-2020 2020-77800342
31-12-2018 volledig 31-12-2019 2019-78100291
31-12-2017 volledig 11-12-2018 2018-74200384
31-12-2016 volledig 30-08-2017 2017-53600513
31-12-2014 volledig 24-08-2015 2015-44800267
31-12-2013 volledig 20-08-2014 2014-43300259
31-12-2012 volledig 31-08-2013 2013-52500352
31-12-2011 volledig 30-08-2012 2012-49800322

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zaadstraat 141080 Sint-Jans-Molenbeek

Establishment units

1 location
Zaadstraat 14, 1080 Sint-Jans-Molenbeek
Verhuur van woningen, exclusief sociale woningen
since 19932.060.149.247
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area529 m²
Buildings1
Building footprint3 m²
Volume (LiDAR)6 m³
Tallest building2.2 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21523B0886/00T002 Brussels 529 m² 1 · 3 m² 2.1 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
08-09-2025
KBO administration Late accounts filing
 · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-09-08 · KBO administration · Late accounts filing
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 450 of the 4,000 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Stukadoorswerk43310Vervaardiging van ander schrijn- en timmerwerk16230Schrijnwerk43320Chapewerken43422Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
Legal nameFR N.BORGES
Registered office
Zaadstraat 14 bus 6
1080 Sint-Jans-Molenbeek, Belgium
Registration history
  1. 08-09-2025 Late accounts filing
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.