LAMBRECHT & ZOON
ActiveLAMBRECHT & ZOON has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €605k and a net result of €281k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+81
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 14.65 against 1.76 in 2023; short-term debt: 4.8% and cash: 55.7% of total assets), and 8.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91.6%
Return on assets
42.5%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €605k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
23 d late
2022
40 d early
2021
18 d early
2020
1 d early
2019
53 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€605k▲ 86.7%
2023 · €324k
2018: €339k
2019: €368k
2020: €370k
2021: €354k
2022: €360k
2023: €324k
2018 → 2024
Total assets
€661k▲ 55.3%
2023 · €426k
2018: €489k
2019: €483k
2020: €460k
2021: €505k
2022: €479k
2023: €426k
2018 → 2024
Net result
€281k
2023 · €-36k
2018: €-12k
2019: €30k
2020: €2k
2021: €21k
2022: €6k
2023: €-36k
2018 → 2024
Working capital
€432k▲ 996%
2023 · €39k
2018: €48k
2019: €62k
2020: €67k
2021: €46k
2022: €63k
2023: €39k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€370k-€354k▼ 4.4%€360k▲ 1.7%€324k▼ 9.9%€605k▲ 86.7%
Operating result€5k-€-7k€8k€-34k€363k
Net result€2k-€21k▲ 1,065%€6k▼ 71.2%€-36k€281k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €363k after a loss of €34k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €661k
Fixed assets
€197k▼ 41.1%
Current assets
€464k▲ 408%
Equity and liabilities €661k
Equity
€605k▲ 86.7%
Debt
€56k▼ 45.0%
The debt ratio falls from 23.8% to 8.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€389k▲
2023 · €3k
Cash flow
€307k▲
2023 · €2k
Solvency
91.6%▲
2023 · 76.2%
Current ratio
14.65▲
2023 · 1.76
Quick ratio
14.47▲
2023 · 1.58
Debt / equity
0.09▼
2023 · 0.31
ROE
46.4%▲
2023 · -10.9%
ROA
42.5%▲
2023 · -8.3%
Interest coverage
149.92▲
2023 · 1.27
Debt
€56k▼
2023 · €101k
Debt ≤ 1 year
€32k▼
2023 · €52k
Debt > 1 year
€24k▼
2023 · €49k
Income taxes
€81k▲
2023 · €246
Staff costs
€91k▼
2023 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€426k€661k▲
Fixed assets21/28€334k€197k▼
Tangible fixed assets22/27€334k€197k▼
Land and buildings22€292k€163k▼
Furniture and vehicles24€42k€34k▼
Financial fixed assets28€50€50=
Current assets29/58€91k€464k▲
Amounts receivable after more than one year29€38k€38k=
Trade receivables290€38k€38k=
Stocks and contracts in progress3€9k€6k▼
Stocks30/36€9k€6k▼
Amounts receivable within one year40/41€36k€43k▲
Trade receivables40€23k€9k▼
Other amounts receivable41€12k€34k▲
Cash at bank and in hand54/58-€368k
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€426k€661k▲
Equity10/15€324k€605k▲
Contributions10/11€321k€321k=
Revaluation surpluses12€6k€6k=
Reserves13€27k€278k▲
Distributable reserves133€27k€278k▲
Profit (loss) carried forward14€-30k-
Amounts payable17/49€101k€56k▼
Amounts payable after more than one year17€49k€24k▼
Financial debts170/4€49k€24k▼
Amounts payable within one year42/48€52k€32k▼
Current portion of amounts payable after more than one year42€25k€25k▲
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€18k€4k▼
Suppliers440/4€18k€4k▼
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€580€2k▲
Remuneration and social security454/9€5k-
Other amounts payable47/48€1k€1k=
Income statement
Code20232024
Non-recurring operating income76A-€351k
Remuneration, social security and pensions62€153k€91k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€26k▼
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A-€17k
Gross operating margin9900€159k€501k▲
Operating profit (loss)9901€-34k€363k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-35k€363k▲
Income taxes67/77€246€81k▲
Profit (loss) for the period9904€-36k€281k▲
Profit (loss) for the period to be appropriated9905€-36k€281k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€251k▲
Profit (loss) brought forward from the previous period14P-€-30k
Transfer from equity791/2€5k-
Transfer to equity691/2-€251k
To the legal reserve6920-€251k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €281k
Net result €281k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 14.65
Current ratio from 1.76 to 14.65; short-term debt falls from €52k to €32k.
31-12
Financial
Equity above €500kEq €605k ▲86.7%
Equity rises from €324k to €605k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-36k ▼685%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 43 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Margriet Diericxstraat 128340 DammeGround area
679 m²
Building footprint
148 m²
Volume, LiDAR
793 m³
Parcel 31026D0002/00W003, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAMBRECHT & ZOON
since 19972.083.398.068
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31026D0002/00W003 | Flanders | 679 m² | 1 · 148 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,011 companies in sector 43310 we hold annual accounts for 1,745. 901 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-1997
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.