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A & G VERZEKERINGEN

Active Risk: not assessed
Private limited companyfounded 1990active for 36 yearsMgr. Miertsstraat 9, 2460 Kasterlee, BelgiumKBO/BCE: BE 0440.458.588
Summary

A & G VERZEKERINGEN is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €49,424 and a net result of €79,104. Equity has been growing by about 3.2% per year since 2018. Its solvency ranks better than 19% of 1,850 sector peers (NACE 66, financial year 2025). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals.

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A & G VERZEKERINGENActive
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Overview

Official details

Source: KBO
Status
Active since 27-03-1990 Normal situation
Activity
Insurance agents and brokers NACE 66220
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
Establishment unit
2.050.739.257 2460 Kasterlee, since 21-12-1990
Financial year end
31 December
Peppol
Reachable since 24-12-2025
Company details

Board and ownership

Board
  • A3C BVDirector · since 09-07-2012
  • NICOLIDirector · since 09-07-2012 · permanent representative PARDON Gert Paul Ludo
Shareholders
  • A3C30-06-2025 annual accounts of A3C
  • NICOLI30-06-2025 annual accounts of NICOLI
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€79,104
▲ 47.4%
Equity
€49,424
▲ 2.3%
Total assets
€500,173
▲ 2.8%
Staff
≈ 0 FTE
estimated
Filed on 20-07-2026, 11 days before the deadline
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1850 sector peers (2025).
NBB · sector comparison
Position among 1850 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
3 days early
2023
4 days early
2022
5 days early
2021
6 days early
2020
26 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 80% of companies in auxiliary financial servicessector median 38.6% · 1,850 companies 9.9% View
  • Positive: 8 profitable years in a rowprofit 2025: €79,104 8 years View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed Resignations: NICOLI (director) and A3C (director)Reappointments: NICOLI (director) and A3C (director) · Permanent representatives: PARDON Gert Paul Ludo and VAN EEMEREN Adrianus Joanna Maria
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as A & G VERZEKERINGEN: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €467,000 and €644,000, founded between 1985 and 1992.

CompanyTotal assetsGross margin
A & G VERZEKERINGEN Kasterlee€500,173€122,294
ASSURANCES QUENON-AGESCOM Binche€485,492€119,415
BUREAU DE GESTION ET ASSURANCES Waterloo€539,235€137,975
LIEBERT & PARTNERS Sint-Genesius-Rode€519,648€119,928
GROUPE DVP ASSURANCES Wavre€567,830€113,669
W. MUYS Hamme (Vl.)€467,190€146,072
ZAKENKANTOOR JOS JACOBS Sint-Katelijne-Waver€643,857€129,864
Full comparison

Key facts about A & G VERZEKERINGEN
What is the company number of A & G VERZEKERINGEN?
The company number of A & G VERZEKERINGEN is 0440.458.588. The VAT number is the same number with BE in front: BE 0440.458.588.
Where is A & G VERZEKERINGEN based?
The registered office is at Mgr. Miertsstraat 9, 2460 Kasterlee.Company details
What does A & G VERZEKERINGEN do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of A & G VERZEKERINGEN?
The legal form of A & G VERZEKERINGEN is Private limited company (BV).
When was A & G VERZEKERINGEN founded?
A & G VERZEKERINGEN was founded on 27-03-1990.
Is A & G VERZEKERINGEN still active?
Yes, A & G VERZEKERINGEN is an active enterprise in the KBO register.
Which joint committee does A & G VERZEKERINGEN fall under?
In its 2025 annual accounts, A & G VERZEKERINGEN states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of A & G VERZEKERINGEN?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €122,294 and 31 comparable companies (NACE 66220). It probably lies between €190,000 and €310,000.Financials
Is A & G VERZEKERINGEN profitable?
In financial year 2025, A & G VERZEKERINGEN made a profit of €79,104.
Where can I find the annual accounts of A & G VERZEKERINGEN?
A & G VERZEKERINGEN filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A & G VERZEKERINGEN due?
A & G VERZEKERINGEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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