LIEBERT & PARTNERS
ActiveLIEBERT & PARTNERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €501k and a net result of €17k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 95% of 1457 sector peers (fiscal year 2025). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
5 d early
2023
4 d early
2022
11 d early
2021
30 d early
2020
4 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€501k▲ 3.4%
2024 · €484k
2018: €233k
2019: €268k
2020: €313k
2021: €358k
2022: €381k
2023: €449k
2024: €484k
2018 → 2025
Net result
€17k▼ 80.3%
2024 · €85k
2018: €64k
2019: €85k
2020: €84k
2021: €81k
2022: €63k
2023: €103k
2024: €85k
2018 → 2025
Total assets
€520k▲ 3.9%
2024 · €500k
2018: €245k
2019: €280k
2020: €321k
2021: €373k
2022: €395k
2023: €470k
2024: €500k
2018 → 2025
Solvency
96.4%▼ 0.4pp
2024 · 96.8%
2018: 95.2%
2019: 95.9%
2020: 97.3%
2021: 96.0%
2022: 96.5%
2023: 95.3%
2024: 96.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€358k-€381k▲ 6.4%€449k▲ 17.8%€484k▲ 7.9%€501k▲ 3.4%
Operating result€111k-€87k▼ 21.3%€136k▲ 56.0%€106k▼ 22.0%€21k▼ 80.5%
Net result€81k-€63k▼ 22.0%€103k▲ 62.8%€85k▼ 17.8%€17k▼ 80.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 81% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €520k
Fixed assets
€24k▲ 143%
Current assets
€496k▲ 1.1%
Equity and liabilities €520k
Equity
€501k▲ 3.4%
Debt
€19k▲ 17.3%
The debt ratio rises from 3.2% to 3.6%: debt grows faster than equity.
Key figures and ratios
Solvency
96.4%▼
2024 · 96.8%
ROE
3.3%▼
2024 · 17.6%
ROA
3.2%▼
2024 · 17.0%
Debt
€19k▲
2024 · €16k
Debt ≤ 1 year
€19k▲
2024 · €16k
Income taxes
€7k▼
2024 · €29k
Staff costs
€89k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€500k€520k▲
Fixed assets21/28€10k€24k▲
Tangible fixed assets22/27€10k€24k▲
Plant, machinery and equipment23€1k-
Furniture and vehicles24€7k€24k▲
Other tangible fixed assets26€2k-
Financial fixed assets28€30€30=
Current assets29/58€490k€496k▲
Amounts receivable within one year40/41€15k€47k▲
Trade receivables40€11k€30k▲
Other amounts receivable41€4k€17k▲
Current investments50/53€334k€324k▼
Cash at bank and in hand54/58€129k€121k▼
Deferred charges and accrued income490/1€13k€4k▼
Equity and liabilities
Total equity and liabilities10/49€500k€520k▲
Equity10/15€484k€501k▲
Contributions10/11€19k€19k=
Reserves13€465k€482k▲
Distributable reserves133€465k€482k▲
Amounts payable17/49€16k€19k▲
Amounts payable within one year42/48€16k€19k▲
Trade debts44€5k€9k▲
Suppliers440/4€5k€9k▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€2k€2k▼
Remuneration and social security454/9€9k€8k▼
Other amounts payable47/48€40-
Accrued charges and deferred income492/3€260€163▼
Income statement
Code20242025
Remuneration, social security and pensions62€69k€89k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€437€569▲
Gross operating margin9900€181k€120k▼
Operating profit (loss)9901€106k€21k▼
Financial income75/76B€12k€6k▼
Recurring financial income75€12k€6k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€114k€24k▼
Income taxes67/77€29k€7k▼
Profit (loss) for the period9904€85k€17k▼
Profit (loss) for the period to be appropriated9905€85k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€17k▼
Transfer from equity791/2€50k-
Transfer to equity691/2€85k€17k▼
To other reserves6921€85k€17k▼
Profit to be distributed694/7€50k-
Return on contributions (dividend)694€50k-
Social balance
Average headcount (FTE)90871.01.3▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €17k ▼80.3%
Net result drops to €17k, the lowest in the series.
31-12
Financial
Equity above €500kEq €501k ▲3.4%
8 profitable years in a row build equity to €501k.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €103k ▲62.8%
Operating result €136k, net result €103k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoniënwoudlaan 1411640 Sint-Genesius-RodeGround area
1,136 m²
Building footprint
119 m²
Volume, LiDAR
1 m³
Parcel 22004C0779/00R000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Zoniënwoudlaan 141, 1640 Sint-Genesius-Rode
since 20132.228.364.766
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004C0779/00R000 | Flanders | 1,136 m² | 1 · 119 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Bureau André DELOGNE - SCHOLTES
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Of 4,668 companies in sector 66220 we hold annual accounts for 3,216. 2,590 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-1985
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
67201
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.