NICOLI
ActiveNICOLI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €76k and a net result of €8k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 5491 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
on the day
2023
on the day
2022
on the day
2021
7 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€76k▼ 11.8%
2024 · €86k
2019: €52k
2020: €69k
2021: €73k
2022: €97k
2023: €112k
2024: €86k
2019 → 2025
Net result
€8k
2024 · €-5k
2019: €18k
2020: €17k
2021: €15k
2022: €24k
2023: €15k
2024: €-5k
2019 → 2025
Total assets
€255k▲ 2.2%
2024 · €249k
2019: €213k
2020: €219k
2021: €235k
2022: €260k
2023: €254k
2024: €249k
2019 → 2025
Solvency
29.9%▼ 4.7pp
2024 · 34.6%
2019: 24.7%
2020: 31.6%
2021: 31.3%
2022: 37.4%
2023: 43.9%
2024: 34.6%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€97k▲ 32.2%€112k▲ 14.9%€86k▼ 22.6%€76k▼ 11.8%
Operating result€26k-€40k▲ 55.4%€26k▼ 34.3%€268▼ 99.0%€21k▲ 7,663%
Net result€15k-€24k▲ 58.8%€15k▼ 38.7%€-5k€8k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7,663% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255k
Fixed assets
€243k▼ 1.4%
Current assets
€11k▲ 377%
Equity and liabilities €255k
Equity
€76k▼ 11.8%
Debt
€179k▲ 9.6%
The debt ratio rises from 65.4% to 70.1%: debt grows while equity shrinks.
Key figures and ratios
Solvency
29.9%▼
2024 · 34.6%
ROE
10.4%▲
2024 · -6.1%
ROA
3.1%▲
2024 · -2.1%
Debt
€179k▲
2024 · €163k
Debt ≤ 1 year
€156k▲
2024 · €137k
Debt > 1 year
€22k▼
2024 · €26k
Income taxes
€9k▲
2024 · €958
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€249k€255k▲
Fixed assets21/28€247k€243k▼
Tangible fixed assets22/27€43k€39k▼
Land and buildings22€40k€37k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€204k€204k=
Current assets29/58€2k€11k▲
Amounts receivable within one year40/41€42€9k▲
Trade receivables40-€9k
Other amounts receivable41€42-
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€885€873▼
Equity and liabilities
Total equity and liabilities10/49€249k€255k▲
Equity10/15€86k€76k▼
Contributions10/11€12k€12k=
Reserves13€86k€75k▼
Distributable reserves133€86k€75k▼
Profit (loss) carried forward14€-12k€-11k▲
Amounts payable17/49€163k€179k▲
Amounts payable after more than one year17€26k€22k▼
Financial debts170/4€26k€22k▼
Amounts payable within one year42/48€137k€156k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48€128k€144k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€6k€28k▲
Operating profit (loss)9901€268€21k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-4k€17k▲
Income taxes67/77€958€9k▲
Profit (loss) for the period9904€-5k€8k▲
Profit (loss) for the period to be appropriated9905€-5k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-4k▲
Profit (loss) brought forward from the previous period14P€-6k€-12k▼
Transfer from equity791/2€20k€18k▼
Transfer to equity691/2-€7k
To other reserves6921-€7k
Profit to be distributed694/7€20k€18k▼
Return on contributions (dividend)694€20k€18k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-5k ▼136%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €100kEq €112k ▲14.9%
5 profitable years in a row build equity to €112k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €24k ▲58.8%
Operating result €40k, net result €24k, both a record.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
PARDON, Gert Paul Ludo
CurrentNon-statutory director · since 11-12-2023
11-12-2023
Resigned as Manager
11-12-2023
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenbergen 282360 Oud-TurnhoutGround area
1,119 m²
Building footprint
152 m²
Volume, LiDAR
803 m³
Parcel 13482F0298/00M000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nicoli
since 20122.210.099.765
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13482F0298/00M000 | Flanders | 1,119 m² | 1 · 152 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 11,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2012
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.