A+ Consulting
ActiveA+ Consulting has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €3k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-7
Solvency75▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.48 in 2024; short-term debt: 34.2% and cash: 2.5% of total assets), but 50.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
1.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
24 d early
2023
23 d early
2022
21 d early
2021
23 d early
2020
39 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€98k▲ 3.0%
2024 · €95k
2018: €14k
2019: €14k
2020: €59k
2021: €53k
2022: €79k
2023: €105k
2024: €95k
2018 → 2025
Total assets
€196k▼ 28.5%
2024 · €275k
2018: €69k
2019: €33k
2020: €125k
2021: €101k
2022: €130k
2023: €168k
2024: €275k
2018 → 2025
Net result
€3k▼ 86.1%
2024 · €20k
2018: €-8k
2019: €33
2020: €55k
2021: €-7k
2022: €26k
2023: €26k
2024: €20k
2018 → 2025
Working capital
€70k▲ 11.7%
2024 · €63k
2018: €59k
2019: €19k
2020: €49k
2021: €35k
2022: €58k
2023: €88k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€79k▲ 49.8%€105k▲ 32.6%€95k▼ 9.3%€98k▲ 3.0%
Operating result€-9k-€37k€37k▲ 1.5%€28k▼ 25.2%€15k▼ 46.7%
Net result€-7k-€26k€26k▼ 2.0%€20k▼ 21.7%€3k▼ 86.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€59k▼ 27.2%
Current assets
€137k▼ 29.1%
Equity and liabilities €196k
Equity
€98k▲ 3.0%
Debt
€98k▼ 45.2%
The debt ratio falls from 65.4% to 50.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2024 · €46k
Cash flow
€26k▼
2024 · €38k
Solvency
49.9%▲
2024 · 34.6%
Current ratio
2.05▲
2024 · 1.48
Quick ratio
2.05▲
2024 · 1.48
Debt / equity
1.00▼
2024 · 1.89
ROE
2.9%▼
2024 · 21.2%
ROA
1.4%▼
2024 · 7.4%
Interest coverage
16.22▼
2024 · 38.66
Debt
€98k▼
2024 · €180k
Debt ≤ 1 year
€67k▼
2024 · €131k
Debt > 1 year
€31k▼
2024 · €45k
Income taxes
€10k▲
2024 · €7k
Staff costs
€7k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€275k€196k▼
Fixed assets21/28€81k€59k▼
Tangible fixed assets22/27€81k€59k▼
Land and buildings22€14k€12k▼
Plant, machinery and equipment23€774-
Furniture and vehicles24€66k€45k▼
Other tangible fixed assets26-€1k
Current assets29/58€194k€137k▼
Amounts receivable after more than one year29€35k€71k▲
Trade receivables290€35k€71k▲
Amounts receivable within one year40/41€86k€51k▼
Trade receivables40€61k€15k▼
Other amounts receivable41€25k€36k▲
Cash at bank and in hand54/58€9k€5k▼
Deferred charges and accrued income490/1€64k€11k▼
Equity and liabilities
Total equity and liabilities10/49€275k€196k▼
Equity10/15€95k€98k▲
Contributions10/11€19k€19k=
Reserves13€75k€75k=
Distributable reserves133€75k€75k=
Profit (loss) carried forward14€2k€4k▲
Amounts payable17/49€180k€98k▼
Amounts payable after more than one year17€45k€31k▼
Financial debts170/4€45k€31k▼
Amounts payable within one year42/48€131k€67k▼
Current portion of amounts payable after more than one year42€19k€14k▼
Trade debts44€46k€12k▼
Suppliers440/4€46k€12k▼
Taxes, remuneration and social security45€51k€41k▼
Taxes450/3€47k€40k▼
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€15k-
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Non-recurring operating income76A€13k-
Remuneration, social security and pensions62€25k€7k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€24k▲
Other operating charges640/8€519€697▲
Gross operating margin9900€71k€46k▼
Operating profit (loss)9901€28k€15k▼
Financial income75/76B€562€448▼
Recurring financial income75€562€448▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€27k€13k▼
Income taxes67/77€7k€10k▲
Profit (loss) for the period9904€20k€3k▼
Profit (loss) for the period to be appropriated9905€20k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€4k▼
Profit (loss) brought forward from the previous period14P€1k€2k▲
Transfer from equity791/2€10k-
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-
Social balance
Average headcount (FTE)90870.60.6=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €100kEq €105k ▲32.6%
2 profitable years in a row build equity to €105k.
09-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
07-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Highest result since 2018net €55k ▲170253%
Operating result €71k, net result €55k, both a record.
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €33
Net result €33 after one loss-making year.
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jachthofweg 191701 DilbeekGround area
944 m²
Building footprint
204 m²
Volume, LiDAR
1,020 m³
Parcel 23037A0014/00B000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A+Consulting
since 20132.220.895.271
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23037A0014/00B000 | Flanders | 944 m² | 1 · 204 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 765 EUR awarded · 765 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 765 EUR | 765 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
96760088PNGWLMEEVK34
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-2013
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
50100Water transport
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85532Education
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.