KANZ
ActiveKANZ has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €36k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+47
Solvency100▲+3
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.84 against 2.23 in 2024), and 20.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
22.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €128k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
31 d late
2023
69 d late
2022
150 d late
2021
30 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€36k▲ 265%
2024 · €10k
2018: €5k
2019: €6k
2020: €5k
2021: €17k
2022: €19k
2023: €21k
2024: €10k
2018 → 2025
Working capital
€128k▲ 41.8%
2024 · €90k
2018: €148k
2019: €154k
2020: €69k
2021: €87k
2022: €55k
2023: €77k
2024: €90k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€62k▼ 29.3%€83k▲ 33.2%€93k▲ 11.8%€128k▲ 38.5%
Operating result€37k-€42k▲ 12.7%€40k▼ 5.3%€31k▼ 21.5%€45k▲ 44.5%
Net result€17k-€19k▲ 10.1%€21k▲ 7.6%€10k▼ 52.6%€36k▲ 265%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 45% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€703▼ 73.2%
Current assets
€161k▼ 1.3%
Equity and liabilities €161k
Equity
€128k▲ 38.5%
Debt
€33k▼ 54.5%
The debt ratio falls from 44.1% to 20.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€47k▲
2024 · €34k
Cash flow
€38k▲
2024 · €13k
Solvency
79.4%▲
2024 · 55.9%
Current ratio
4.84▲
2024 · 2.23
Quick ratio
4.84▲
2024 · 2.23
Debt / equity
0.26▼
2024 · 0.79
ROE
27.8%▲
2024 · 10.6%
ROA
22.1%▲
2024 · 5.9%
Interest coverage
-13.36▼
2024 · 2.99
Debt
€33k▼
2024 · €73k
Debt ≤ 1 year
€33k▼
2024 · €73k
Income taxes
€13k▲
2024 · €10k
Staff costs
€18k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€161k▼
Fixed assets21/28€3k€703▼
Tangible fixed assets22/27€3k€703▼
Furniture and vehicles24€3k€703▼
Current assets29/58€163k€161k▼
Amounts receivable within one year40/41€106k€56k▼
Trade receivables40€63k€14k▼
Other amounts receivable41€42k€42k=
Current investments50/53€28k€32k▲
Cash at bank and in hand54/58€28k€71k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€166k€161k▼
Equity10/15€93k€128k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€78k€114k▲
Amounts payable17/49€73k€33k▼
Amounts payable within one year42/48€73k€33k▼
Trade debts44€36k€1k▼
Suppliers440/4€36k€1k▼
Taxes, remuneration and social security45€28k€21k▼
Taxes450/3€23k€21k▼
Remuneration and social security454/9€5k-
Other amounts payable47/48€9k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€25k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€347€607▲
Gross operating margin9900€59k€66k▲
Operating profit (loss)9901€31k€45k▲
Financial income75/76B-€199
Recurring financial income75-€199
Financial charges65/66B€12k€-4k▼
Recurring financial charges65€12k€-4k▼
Profit (loss) for the period before taxes9903€20k€49k▲
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€10k€36k▲
Profit (loss) for the period to be appropriated9905€10k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€114k▲
Profit (loss) brought forward from the previous period14P€69k€78k▲
Social balance
Average headcount (FTE)90870.50.3▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €36k ▲265%
Net result €36k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 4.84
Current ratio from 2.23 to 4.84; short-term debt falls from €73k to €33k.
31-12
Financial
Equity above €100kEq €128k ▲38.5%
8 profitable years in a row build equity to €128k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 69 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 3.13
Current ratio from 1.53 to 3.13; short-term debt falls from €104k to €36k.
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 150 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
31-12
Financial
Equity above €150kEq €155k ▲3.9%
2 profitable years in a row build equity to €155k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klein Normandië 281950 KraainemGround area
690 m²
Building footprint
122 m²
Volume, LiDAR
818 m³
Parcel 22002A0369/00V000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KANZ
since 20102.188.343.556
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002A0369/00V000 | Flanders | 689 m² | 1 · 122 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,715 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-05-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.