VAJEBO
ActiveVAJEBO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.55 against 4.21 in 2024), but 51.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.7%
Return on assets
13.8%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €90k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
158 d early
2024
14 d early
2023
139 d early
2022
124 d early
2021
160 d early
2020
89 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€90k▲ 37.9%
2024 · €65k
2018: €20k
2019: €15k
2020: €-292
2021: €-3k
2022: €2k
2023: €34k
2024: €65k
2018 → 2025
Total assets
€184k▲ 6.1%
2024 · €174k
2018: €61k
2019: €39k
2020: €9k
2021: €11k
2022: €93k
2023: €79k
2024: €174k
2018 → 2025
Net result
€26k▼ 21.3%
2024 · €32k
2018: €-10k
2019: €-5k
2020: €-15k
2021: €-3k
2022: €5k
2023: €32k
2024: €32k
2018 → 2025
Working capital
€84k▲ 13.2%
2024 · €74k
2018: €36k
2019: €30k
2020: €3k
2021: €2k
2022: €-753
2023: €24k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€2k€34k▲ 1,706%€65k▲ 94.2%€90k▲ 37.9%
Operating result€-2k-€5k€36k▲ 621%€50k▲ 37.8%€40k▼ 20.1%
Net result€-3k-€5k€32k▲ 558%€32k▼ 0.3%€26k▼ 21.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€67k▼ 11.8%
Current assets
€117k▲ 20.1%
Equity and liabilities €184k
Equity
€90k▲ 37.9%
Debt
€94k▼ 12.9%
The debt ratio falls from 62.5% to 51.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€49k▼
2024 · €59k
Cash flow
€35k▼
2024 · €41k
Solvency
48.7%▲
2024 · 37.5%
Current ratio
3.55▼
2024 · 4.21
Quick ratio
3.55▼
2024 · 4.21
Debt / equity
1.05▼
2024 · 1.67
ROE
28.4%▼
2024 · 49.8%
ROA
13.8%▼
2024 · 18.7%
Interest coverage
12.27▼
2024 · 19.25
Debt
€94k▼
2024 · €109k
Debt ≤ 1 year
€33k▲
2024 · €23k
Debt > 1 year
€61k▼
2024 · €84k
Income taxes
€12k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€174k€184k▲
Fixed assets21/28€76k€67k▼
Tangible fixed assets22/27€26k€17k▼
Furniture and vehicles24€26k€17k▼
Financial fixed assets28€50k€50k=
Current assets29/58€97k€117k▲
Amounts receivable after more than one year29€70k€0▼
Trade receivables290€70k€0▼
Amounts receivable within one year40/41€18k€33k▲
Trade receivables40€15k€28k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€8k€82k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€174k€184k▲
Equity10/15€65k€90k▲
Contributions10/11€19k€19k=
Reserves13€46k€71k▲
Distributable reserves133€46k€71k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€109k€94k▼
Amounts payable after more than one year17€84k€61k▼
Financial debts170/4€14k€7k▼
Other amounts payable178/9€70k€54k▼
Amounts payable within one year42/48€23k€33k▲
Current portion of amounts payable after more than one year42€14k€7k▼
Trade debts44€986€13k▲
Suppliers440/4€986€13k▲
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€880
Gross operating margin9900€60k€51k▼
Operating profit (loss)9901€50k€40k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€48k€38k▼
Income taxes67/77€15k€12k▼
Profit (loss) for the period9904€32k€26k▼
Profit (loss) for the period to be appropriated9905€32k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€26k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€32k€25k▼
To other reserves6921€32k€25k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €32k ▲558%
Net result €32k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.13
Current ratio from 0.99 to 2.13; short-term debt falls from €55k to €21k.
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after 4 loss-making years.
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 20 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepingen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorekensstraat(BE) 131674 PepingenGround area
1.3 ha
Parcel 23007B0147/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Dorekensstraat(BE) 13, 1674 Pepingen
since 20102.187.932.493
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23007B0147/00A000 | Flanders | 1.3 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 193 EUR awarded · 90 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 193 EUR | 90 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.