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A Chacun son Logis

Active
Private limited companyfounded 1921active for 105 yearsRue de l' Yser(TR) 93, 6183 Courcelles, BelgiumKBO/BCE: BE 0401.634.438
Summary

A Chacun son Logis has been active since 1921 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35.6m and a net result of €670,063. Equity is growing by about 8.8% per year across the filed financial years. Its solvency ranks better than 69% of 11,189 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Real estate activities
NACE 68202
Largest company by equity in Courcelles1 site
Size
€5.0mturnover 2025
Staff
25.6 FTE
Equity
€35.6m
Profit
€670,063
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
18 members
Auditor: CDP NB & C° - Réviseurs d'entreprises2025 accounts 42 days early13 of 60 deeds summarised
Why 97lowers riskLiquidity: current ratio 4.56, cash €11.9mFounded in 1921Size: turnover €5.0m, 25.6 FTE, total assets €65.5mEquity €35.6m (54.4% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 77% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Strong
Solvency 79+19
equity 54.4% of total assets
Liquidity 73-3
short-term debt 6.3% · cash 18.1%
Profitability 67-3
return on assets 1.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,984 companies, NACE 68, small)
Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● unchanged vs 11-2024highest value 01-2025: < 0.1%● unchanged vs 12-2024highest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €490,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.56, compared with 5.7 in 2024, above the usual 1.5; short-term debt: 6.3% and cash: 18.1% of total assets), and 45.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 71% on solvency, 94% on liquidity, 65% on profitability and 79% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 4.56, cash €11.9m
NBB · annual accounts
lowers risk · Founded in 1921
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: turnover €5.0m, 25.6 FTE, total assets €65.5m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €35.6m (54.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
41 days early
2023
40 days early
2022
45 days early
2021
40 days early
2020
40 days early
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointment: Romuald WERY (administrateur représentant la…Resignation: Josephina DE CICCO (administrateur…
  3. Reappointment: PALUMBO Elunda (présidente de l'organe…Gazette deed

Key points

  • Positive: Largest company by equity in Courcellesin the Checked rankings No. 1 View
  • Positive: Equity rose in 2025from €20.8m to €35.6m ▲ 71.1% View
  • Positive: 5 years of growth in a rowturnover 2025: €5.0m 5 years View
  • Board changedlatest change 08-06-2026 · 18 in office 1 joined · 2 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 1921founded 28-07-1921 105 years View

By topic

Financials

Financial year
2025
Turnover
€5.0m
Profit
€670,063
Solvency
54.4%
Turnover▲ 7.0%
Net result
20182025
Go to Financials

Board & ownership

Board
18 members
Auditor
CDP NB & C°…
  • PALUMBO ElundaChair
  • Rudy LEMAITREDirector
  • PREUDHOMME CarineDirector
  • Romuald WERYDirector
  • Arnaud DECOCKDirector

and 13 other directors

Go to Board & ownership

Timeline

Events
67
Since
1978
Next accounts
by 31-07-2027
  1. 25-03-2026Reappointment: Rudy LEMAITRE (vice président de l'organe…
  2. 17-02-2026Appointment: Laurence MEIRE (director)
  3. 17-02-2026Resignation: Renaud DEHAN (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate activitiesNACE 68202
Founded
28-07-1921
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
46
Purpose
“1. La gestion et la mise en location de logements d’utilité publique; 2. L’accueil des…” (deed in French)
Go to Articles of association

Key facts about A Chacun son Logis

What is the company number of A Chacun son Logis?
0401.634.438. In Belgium the VAT number is the company number with BE in front: BE 0401.634.438.
Where is A Chacun son Logis based?
The registered office is at Rue de l' Yser(TR) 93, 6183 Courcelles.Company details
What does A Chacun son Logis do?
According to the KBO register, the main activity is real estate activities (NACE 68202).
What is the legal form of A Chacun son Logis?
Private limited company (BV).
When was A Chacun son Logis founded?
On 28-07-1921.
Is A Chacun son Logis still active?
Yes, A Chacun son Logis is an active enterprise in the KBO register.
How many employees does A Chacun son Logis have?
On average 25.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of A Chacun son Logis?
€5.0m in financial year 2025, according to the filed annual accounts.
Is A Chacun son Logis profitable?
In financial year 2025, A Chacun son Logis made a profit of €670,063.
Where can I find the annual accounts of A Chacun son Logis?
A Chacun son Logis filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A Chacun son Logis due?
By 31-07-2027, for financial year 2026.Timeline

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