Equity
€35.2m ▼ 0.8%
Woonstroom has made a profit without a break since 2012.
Woonstroom
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €16.1m (2024)
€16.0m▼ 0.9%
lowest -€128,819 (2011)
€24,748▼ 97.7%
peak €35.4m (2024)
€35.2m▼ 0.8%
€164.2m▲ 4.2%
peak 30.3 FTE (2025)
30.3 FTE▲ 30.6%
Board35 names since 1995all names
13 directorsTORFS Benjamin and 12 others
Documentsfilings and deeds
12-06-202649 days before the deadline
2025financial year
Result from €1.1m to €24,748Staff from 23.2 FTE to 30.3 FTE10 directors appointed 29-04Investments €13.7mCash from €6.2m to €3.8m
Key points
from the 2025 annual accountsResult
€24,748 ▼ 97.7%
The result fell in 2025 from €1.1m to €24,748.
Debts
€164.2m 80% of the balance sheet
Financial debts 92%Suppliers 1%Taxes and wages 1%Other 6%
Of this, €10.5m falls due within a year.
Staff
34 employees on 31-12-2025
In 2025, 16 people joined and 10 left. On top of that, 2.5 agency workers worked there on average.
Filings
49 annual accounts since 1977
The last five annual accounts were filed 42 to 54 days before the end of the period.
Public support
€17.2m awarded from 2022 to 2025
Flemish support, mostly Tussenkomst FS3 aan initiatiefnemers.
Checked score
82
Excellent
Financially stronger than 49% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%highest value
01-2025: 0.7%● unchanged vs 12-2024highest value
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.6%▼ -0.1 percentage points vs 06-2025
08-2025: 0.3%▼ -0.3 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.2 percentage points vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €35.2m (17.2% of total assets)
Liquidity: current ratio 1.70, cash €3.8m
Founded in 1968
lowers risk
Size: turnover €16.0m, 30.3 FTE, total assets €204.0m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 37% of them on solvency, 72% on liquidity, 55% on profitability and 33% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,685 companies had the same profile as Woonstroom has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of Woonstroom itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for Woonstroom. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,600,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.7 (1.98 in 2024), above the usual 1.5. Short-term debt is 5.1% and cash 1.8% of total assets. However, 82.8% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 days early
2024
42 days early
2023
44 days early
2022
53 days early
2021
54 days early
2020
52 days early
2019
51 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 49 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
2 directors appointed, 1 resignation
Appointments: Lore Roelandts and Rachid Taibi · Resignation: Lore Roelandts · General meeting of 27-05-2026 · Gazette deed
Demerger proposal: Thuisrand splits off to Woonstroom
Board meeting of 26-06-2026 · Gazette deed
Environmental permit granted
Bouwen of herbouwen · Duffel
Environmental permit granted
Verbouwen en/of uitbreiden van bijgebouwen en niet overdekte lage constructies · Lier
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Woonstroom Duffel | €16.0m | -1.5% | 17.2% | 30.3 |
| !MPULS MENEN-WERVIK Menen | €13.2m | 8.2% | 29.2% | 33.4 |
| Woonmaatschappij VIVUS Harelbeke | €19.5m | 4.2% | 21.0% | 34.8 |
| Woonmaatschappij Meetjesland Eeklo | €16.9m | 41.2% | 28.1% | 43.8 |
| Thuisrand Antwerp | €11.2m | -12.2% | 13.7% | 25.1 |
| Woonschakel Berg en Nete Heist-op-den-Berg | €11.0m | 2.7% | 12.3% | 21.7 |
| Providentia Asse | €20.8m | 14.1% | 12.7% | 39.1 |
Grey: the largest companies of the sector (real estate (NACE 68)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Woonstroom: real estate activities (NACE 68202). They are comparable in size and age: total assets between €143m and €304m, founded in 1968.
Official details
Source: KBO- Status
- ActiveNormal situation
- Activity
- Real estate activitiesNACE 68202and 2 others
- Joint committee
- 339Approved social housing companies · annual accounts 2025
- Establishment units
- 2.231.958.8152500 Lier, since 01-01-2008
- 2.231.959.3102500 Lier, since 01-01-2008and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €204.0m▲ 2.9%
- Employeeson 31-12-2025
- 34▲ 21.4%
- Filing
- Filed on 12-06-2026, 49 days before the end of the filing period
Insights on Woonstroom
Woonstroom has existed since 1968. The present size dates from 2023. Turnover rose that year from €5.8m to €15.8m and staff from 11.6 to 25.5 full-time equivalents. On 1 July 2023 a site was added.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Woonstroom
- What is the company number of Woonstroom?
- The company number of Woonstroom is 0404.033.605. The VAT number is the same number with BE in front: BE 0404.033.605.
- Where is Woonstroom based?
- The registered office is at Nieuwstraat 3, 2570 Duffel.Company details
- What does Woonstroom do?
- According to the KBO register, the main activity is real estate activities (NACE 68202).
- What is the legal form of Woonstroom?
- Woonstroom is a private limited company (BV).
- When was Woonstroom founded?
- Woonstroom was founded on 01-01-1968.
- Is Woonstroom still active?
- Yes, Woonstroom is an active enterprise in the KBO register.
- How many employees does Woonstroom have?
- Woonstroom had an average of 30.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Woonstroom fall under?
- In its 2025 annual accounts, Woonstroom states joint committee 339 (Approved social housing companies).
- What is the turnover of Woonstroom?
- The turnover of Woonstroom was €16.0m in financial year 2025, according to the filed annual accounts.
- Is Woonstroom profitable?
- In financial year 2025, Woonstroom made a profit of €24,748.
- Where can I find the annual accounts of Woonstroom?
- Woonstroom filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Woonstroom due?
- Woonstroom must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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