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Ons Onderdak

Active
Private limited companyfounded 192997 yrs activeTer Waarde 65, 8900 Ieper, BelgiumKBO/BCE: BE 0405.501.570
Summary

Ons Onderdak has been active since 1929 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34.7m and a net result of €321,927. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 38% of 5338 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
Ons OnderdakActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Real estate activities
NACE 68202NACE 70202
#2 company by total assets in Ypres, Real estate sector1 site
Size
€11.5mturnover 2025
Staff
23.3 FTE
Equity
€34.7m
Profit
€321,927
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Holdings
1
Auditor: Auditas BedrijfsrevisorenAccounts 46 d early3 of 40 deeds read
Why 91- Liquidity: current ratio 2.03, cash €5.0m- Equity €34.7m (25.4% of total assets)+ Size: turnover €11.5m, 23.3 FTE, total assets €136.8m+ Founded in 1929Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 50=
equity 25.4% of total assets
Liquidity 55=
short-term debt 5.5% · cash 3.7%
Profitability 57-3
return on assets 0.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,938 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%▼ -3.9% vs 01-2025 03-2025: 0.2%▲ +1.4% vs 02-2025 04-2025: 0.2%▼ -1.3% vs 03-2025 05-2025: 0.2%▲ +5.0% vs 04-2025 06-2025: 0.2%▲ +0.9% vs 05-2025 07-2025: 0.3%▲ +34.0% vs 06-2025highest value 08-2025: 0.2%▼ -46.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%▼ -3.5% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▼ -1.8% vs 03-2026lowest value 05-2026: 0.2%▲ +5.0% vs 04-2026 06-2026: 0.2%▲ +2.4% vs 05-2026 07-2026: 0.2%▲ +5.2% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Size: turnover €11.5m, 23.3 FTE, total assets €136.8m lowers the probability for this profile
  • Liquidity: current ratio 2.03, cash €5.0m raises the probability
  • Equity €34.7m (25.4% of total assets) raises the probability
  • Founded in 1929 lowers the probability for this profile
Credit up to €1,150,000 at 30 days acceptable
Liquidity ample (current ratio 2.03 against 1.89 in 2024; short-term debt: 5.5% and cash: 3.7% of total assets), but 74.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 45%, liquidity 78%, profitability 56%, growth against the median 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €11.5m, 23.3 FTE, total assets €136.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.03, cash €5.0m
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €34.7m (25.4% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1929
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
38 d early
2023
27 d early
2022
83 d early
2021
40 d early
2020
31 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Statutes amendment · MiscellaneousAppointment: Moore Audit bv (statutory…
  2. Annual accounts filedfiscal year 2025 · full…
  3. RestructuringAppointments: AUDITAS BEDRIJFSREVISOREN (statutory auditor)…

Key points

  • Caution: Result fell in 2025from €946,143 to €321,927 ▼ 66.0% View
  • Positive: Among the best 5% on equitysector median €925,979 · 5,338 companies €34.7m View
  • 4 restructurings since 2024latest: branch taken over from overnemende vennootschap B 4 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €321,927 8 years View
  • Flemish supportawarded 2022 - 2025 €8.9m View
  • Active since 1929founded 29-05-1929 97 years View

By topic

Financials

Fiscal year
2025
Turnover
€11.5m
Profit
€321,927
Solvency
25.4%
Turnover▲ 6.5%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Statutes amendment · Miscellaneous
  2. 15-06-2026Annual accounts filed
  3. 06-05-2026Restructuring
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate activitiesNACE 68202
Founded
29-05-1929
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
5
Purpose
1° het verbeteren van de woonvoorwaarden van de woonbehoeftige gezinnen en alleenstaanden…
Go to Articles of association

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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