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ONTDEK DE NATUUR

Active
Public limited companyfounded 1999active for 27 yearsBosstraat 183, 3582 Beringen, BelgiumKBO/BCE: BE 0465.536.355
Summary

The computed 12-month bankruptcy probability of ONTDEK DE NATUUR is 2.0% (moderate). The 2025 annual accounts show negative equity (-€165,430) and a net result of €35,319. Equity has been shrinking by about 26% per year since 2018. Its solvency ranks better than 7% of 5,039 sector peers (NACE 47, financial year 2025). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 25-02-1999 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 2 others
Joint committees
119 Paritair Comité voor de handel in voedingswaren
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.090.776.305 3290 Diest, since 03-05-1999
Financial year end
31 December
Peppol
Reachable since 30-10-2025

Board and ownership

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Annual accounts 2025
Gross margin
€231,774
▲ 23.5%
Turnover
≈ €1.1m
estimated
Profit
€35,319
▲ 24×
Equity
-€165,430
▲ 17.6%
Total assets
€496,693
▼ 4.3%
Employees on 31-12-2025
5
▼ 16.7%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskNegative equity -€165,430Last filed accounts filed 31 days late; 1 of the last 3 accounts lateSize: 4.1 FTE, total assets €496,693lowers riskFounded in 1999Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 38% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -33.3% of total assets
Liquidity 8-4
short-term debt 118.5% · cash 6.2%
Profitability 78+42
return on assets 7.1%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.5% 01-2025: 2.5%● unchanged vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.4%▼ -0.1 percentage points vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.4%● unchanged vs 04-2025 06-2025: 2.3%▼ -0.1 percentage points vs 05-2025 07-2025: 2.5%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 1.7%▼ -0.8 percentage points vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.6%▼ -0.1 percentage points vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.6%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 2.3%▲ +0.7 percentage points vs 07-2026 09-2026: 2.0%▼ -0.3 percentage points vs 08-2026 10-2026: 2.0%● unchanged vs 09-2026 11-2026: 2.0%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.45 (0.43 in 2024), below 1. Short-term debt is 118.5% and cash 6.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 9% on liquidity, 67% on profitability and 70% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Negative equity -€165,430
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Size: 4.1 FTE, total assets €496,693
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 5039 sector peers (2025).
NBB · sector comparison
Position among 5039 sector peers
Solvency
better than 7%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
6 days early
2023
21 days late
2022
22 days late
2021
2 days early
2020
31 days early
2019
291 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€165,430 View
  • Caution: Lower solvency than 93% of companies in retail tradesector median 36.1% · 5,039 companies -33.3% View

Recent changes

  1. · Gazette deed Resignations: LEMMENS Jean-Paul (director) and LEMMENS Christophe (director)Reappointments: LEMMENS Jean-Paul (director) and LEMMENS Christophe (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as ONTDEK DE NATUUR: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €324,000 and €567,000, founded between 1990 and 2005.

CompanyTotal assetsGross margin
ONTDEK DE NATUUR Beringen€496,693€231,774
DELI LOMMEL Lommel€323,858€212,552
DE KOCK - VERSTEVEN Zemst€527,922€270,108
MAVECA Sint-Gillis (bij-Brussel)€396,744€177,415
SERVICES CENTER Chimay€558,647€264,545
Grain de Vie Waterloo€567,445€365,248
NIALIS Overijse€355,230€243,041
Full comparison

Key facts about ONTDEK DE NATUUR

What is the company number of ONTDEK DE NATUUR?
The company number of ONTDEK DE NATUUR is 0465.536.355. The VAT number is the same number with BE in front: BE 0465.536.355.
Where is ONTDEK DE NATUUR based?
The registered office is at Bosstraat 183, 3582 Beringen.Company details
What does ONTDEK DE NATUUR do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of ONTDEK DE NATUUR?
The legal form of ONTDEK DE NATUUR is Public limited company (NV).
When was ONTDEK DE NATUUR founded?
ONTDEK DE NATUUR was founded on 25-02-1999.
Is ONTDEK DE NATUUR still active?
Yes, ONTDEK DE NATUUR is an active enterprise in the KBO register.
How many employees does ONTDEK DE NATUUR have?
ONTDEK DE NATUUR had an average of 4.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ONTDEK DE NATUUR fall under?
In its 2025 annual accounts, ONTDEK DE NATUUR states joint committees 119 (Paritair Comité voor de handel in voedingswaren) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of ONTDEK DE NATUUR?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €231,774 and 30 comparable companies (NACE 472). It probably lies between €630,000 and €1.8m.
Is ONTDEK DE NATUUR profitable?
In financial year 2025, ONTDEK DE NATUUR made a profit of €35,319.
Where can I find the annual accounts of ONTDEK DE NATUUR?
ONTDEK DE NATUUR filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ONTDEK DE NATUUR due?
ONTDEK DE NATUUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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