Al Binéte
ActiveSummary
Al Binéte has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€239,643) and a net result of €39,477. Equity is shrinking by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 1766 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+38
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.45 against 0.41 in 2024; short-term debt: 167.6% and cash: 4.2% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-67.7%
Return on assets
11.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1766 sector peers (2025).
NBB · sector comparisonPosition among 1766 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
17 d early
2023
1 d early
2022
24 d early
2021
18 d early
2020
18 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39,477▲ 52,480%
2024 · €75
Working capital
-€327,180▲ 15.1%
2024 · -€385,228
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€119,249▼ 877%-€98,532▲ 17.4%-€87,661▲ 11.0%€15,048€53,265▲ 254%
Net result-€131,105below the sector's middle half▼ 465%-€110,349below the sector's middle half▲ 15.8%-€100,319below the sector's middle half▲ 9.1%€75below the sector's middle half€39,477within the sector's middle half▲ 52,480%
Equity-€68,528below the sector's middle half▲ 27.6%-€178,877below the sector's middle half▼ 161%-€279,196below the sector's middle half▼ 56.1%-€279,121below the sector's middle half=-€239,643below the sector's middle half▲ 14.1%
Total assets€293,155below the sector's middle half▲ 8.8%€260,461below the sector's middle half▼ 11.2%€288,311below the sector's middle half▲ 10.7%€372,775below the sector's middle half▲ 29.3%€353,892below the sector's middle half▼ 5.1%
Debt€361,683▼ 0.6%€439,338▲ 21.5%€567,507▲ 29.2%€651,895▲ 14.9%€593,536▼ 9.0%
Working capital-€219,307below the sector's middle half▼ 29.5%-€313,361below the sector's middle half▼ 42.9%-€406,755below the sector's middle half▼ 29.8%-€385,228below the sector's middle half▲ 5.3%-€327,180below the sector's middle half▲ 15.1%
Solvency-23.4%below the sector's middle half▲ 11.7pp-68.7%below the sector's middle half▼ 45.3pp-96.8%below the sector's middle half▼ 28.2pp-74.9%below the sector's middle half▲ 22.0pp-67.7%below the sector's middle half▲ 7.2pp
Current ratio0.38below the sector's middle half▼ 0.140.28below the sector's middle half▼ 0.100.28below the sector's middle half=0.41below the sector's middle half▲ 0.130.45below the sector's middle half▲ 0.04
Return on assets (ROA)-44.7%below the sector's middle half▼ 36.1pp-42.4%below the sector's middle half▲ 2.4pp-34.8%below the sector's middle half▲ 7.6pp0.0%below the sector's middle half▲ 34.8pp11.2%above the sector's middle half▲ 11.1pp
Staff (FTE)5.5within the sector's middle half▼ 15.4%4.1within the sector's middle half▼ 25.5%4.3within the sector's middle half▲ 4.9%4.8within the sector's middle half▲ 11.6%4.4within the sector's middle half▼ 8.3%
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 254% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353,892
Fixed assets
€87,932 ▼ 17.4%
Current assets
€265,961 ▼ 0.1%
Key figures and ratios
EBITDA
€71,828▲
2024 · €35,912
Cash flow
€58,040▲
2024 · €20,940
Quick ratio
0.24▼
2024 · 0.25
Debt to equity
-2.48▼
2024 · -2.34
Interest coverage
5.16▲
2024 · 2.30
Debt ≤ 1 year
€593,141▼
2024 · €651,508
Income taxes
-€4
Staff costs
€173,652▲
2024 · €159,105
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
5.3%
stopped otherwise
92%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €6,150 | €0 | - | €5,702 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €170,104 | €123,295 | €152,045 | €159,105 | €173,652 | ▲ 9.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,799 | €22,528 | €21,999 | €20,865 | €18,563 | ▼ 11.0% |
| Other operating charges640/8 | €10,223 | €10,618 | €12,350 | €8,478 | €8,279 | ▼ 2.3% |
| Non-recurring operating charges66A | - | €2,213 | €0 | - | €1,364 | - |
| Gross operating margin9900 | €80,877 | €60,123 | €98,734 | €203,495 | €255,123 | ▲ 25.4% |
| Operating profit (loss)9901 | -€119,249 | -€98,532 | -€87,661 | €15,048 | €53,265 | ▲ 254% |
| Financial income75/76B | €694 | €9 | €53 | €612 | €135 | ▼ 77.9% |
| Recurring financial income75 | €694 | €9 | €53 | €612 | €135 | ▼ 77.9% |
| Financial charges65/66B | €12,550 | €11,827 | €12,712 | €15,585 | €13,927 | ▼ 10.6% |
| Recurring financial charges65 | €12,550 | €11,827 | €12,712 | €15,585 | €13,927 | ▼ 10.6% |
| Profit (loss) for the period before taxes9903 | -€131,105 | -€110,349 | -€100,319 | €75 | €39,474 | ▲ 52,475% |
| Income taxes67/77 | - | - | - | - | -€4 | - |
| Profit (loss) for the period9904 | -€131,105 | -€110,349 | -€100,319 | €75 | €39,477 | ▲ 52,480% |
| Profit (loss) for the period to be appropriated9905 | -€131,105 | -€110,349 | -€100,319 | €75 | €39,477 | ▲ 52,480% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €293,155 | €260,461 | €288,311 | €372,775 | €353,892 | ▼ 5.1% |
| Fixed assets21/28 | €159,655 | €137,127 | €127,559 | €106,495 | €87,932 | ▼ 17.4% |
| Tangible fixed assets22/27 | €156,985 | €134,456 | €124,889 | €104,024 | €85,461 | ▼ 17.8% |
| Plant, machinery and equipment23 | €82,821 | €68,259 | €54,437 | €42,782 | €33,428 | ▼ 21.9% |
| Furniture and vehicles24 | €28,238 | €25,220 | €22,203 | €19,186 | €16,169 | ▼ 15.7% |
| Other tangible fixed assets26 | €45,926 | €40,977 | €48,248 | €42,056 | €35,864 | ▼ 14.7% |
| Financial fixed assets28 | €2,671 | €2,671 | €2,671 | €2,471 | €2,471 | = |
| Current assets29/58 | €133,500 | €123,334 | €160,752 | €266,280 | €265,961 | ▼ 0.1% |
| Stocks and contracts in progress3 | €91,216 | €83,933 | €90,610 | €104,087 | €122,005 | ▲ 17.2% |
| Stocks30/36 | €91,216 | €83,933 | €90,610 | €104,087 | €122,005 | ▲ 17.2% |
| Amounts receivable within one year40/41 | €25,080 | €28,821 | €44,939 | €134,502 | €128,746 | ▼ 4.3% |
| Trade receivables40 | €10,314 | €5,679 | €24,773 | €58,648 | €6,962 | ▼ 88.1% |
| Other amounts receivable41 | €14,766 | €23,143 | €20,166 | €75,854 | €121,784 | ▲ 60.6% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €16,411 | €10,103 | €21,111 | €27,390 | €14,797 | ▼ 46.0% |
| Deferred charges and accrued income490/1 | €792 | €477 | €4,093 | €301 | €412 | ▲ 36.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €293,155 | €260,461 | €288,311 | €372,775 | €353,892 | ▼ 5.1% |
| Equity10/15 | -€68,528 | -€178,877 | -€279,196 | -€279,121 | -€239,643 | ▲ 14.1% |
| Contributions10/11 | €285,081 | €285,081 | €285,081 | €285,081 | €285,081 | = |
| Capital10 | €285,081 | €285,081 | - | - | - | - |
| Issued capital100 | €285,081 | €285,081 | - | - | - | - |
| Reserves13 | €4,516 | €4,516 | €4,516 | €4,516 | €4,516 | = |
| Non-distributable reserves130/1 | €4,516 | €4,516 | €0 | - | - | - |
| Legal reserve130 | €4,516 | €4,516 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €0 | - | - | - |
| Distributable reserves133 | - | - | €4,516 | €4,516 | €4,516 | = |
| Profit (loss) carried forward14 | -€358,126 | -€468,475 | -€568,794 | -€568,719 | -€529,241 | ▲ 6.9% |
| Amounts payable17/49 | €361,683 | €439,338 | €567,507 | €651,895 | €593,536 | ▼ 9.0% |
| Amounts payable after more than one year17 | €8,876 | €2,643 | €0 | - | - | - |
| Financial debts170/4 | €8,876 | €2,643 | €0 | - | - | - |
| Amounts payable within one year42/48 | €352,807 | €436,695 | €567,507 | €651,508 | €593,141 | ▼ 9.0% |
| Current portion of amounts payable after more than one year42 | €6,083 | €6,233 | €2,643 | €0 | - | - |
| Financial debts43 | - | €823 | €8,658 | €9,438 | €4,896 | ▼ 48.1% |
| Credit institutions430/8 | - | €823 | €8,658 | €9,438 | €4,896 | ▼ 48.1% |
| Trade debts44 | €79,704 | €97,080 | €160,312 | €173,570 | €178,548 | ▲ 2.9% |
| Suppliers440/4 | €79,704 | €97,080 | €160,312 | €173,570 | €178,548 | ▲ 2.9% |
| Taxes, remuneration and social security45 | €11,936 | €10,014 | €19,302 | €21,958 | €25,087 | ▲ 14.3% |
| Taxes450/3 | €127 | €0 | - | - | €28 | - |
| Remuneration and social security454/9 | €11,809 | €10,014 | €19,302 | €21,958 | €25,059 | ▲ 14.1% |
| Other amounts payable47/48 | €255,085 | €322,545 | €376,593 | €446,542 | €384,609 | ▼ 13.9% |
| Accrued charges and deferred income492/3 | - | - | - | €387 | €395 | ▲ 2.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€131,105 | -€110,349 | -€100,319 | €75 | €39,477 | ▲ 52,480% |
| + Depreciation and write-downs630 | €19,799 | €22,528 | €21,999 | €20,865 | €18,563 | ▼ 11.0% |
| Operating cash flow (approximation) | -€111,306 | -€87,821 | -€78,320 | €20,940 | €58,040 | ▲ 177% |
| Investment in fixed assets (approximation) | - | €0 | -€12,432 | €200 | €0 | ▼ 100% |
| Change in cash | - | -€6,308 | €11,008 | €6,279 | -€12,592 | ▼ 301% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €39,477 ▲52,480%
Operating result €53,265, net result €39,477, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €75
Net result €75 after 6 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet -€131,105
Net result drops to -€131,105, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1992
Ground area
226 m²
Building footprint
249 m²
Volume, LiDAR
1,493 m³
2 parcels, Wallonia · tallest building 19.1 m, ±6 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
Al'Binète
since 19922.057.280.720
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62818E0770/00K005 | Wallonia | 125 m² | 1 · 166 m² | 5.6 m |
| 62063A0884/00V000 | Wallonia | 101 m² | 1 · 83 m² | 19.1 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- TERRE & JOIE
- AL'BINETE GROUP
- Al Binéte
Highest known parent: TERRE & JOIE. The sources do not say who stands above it.
Owners 1
- AL'BINETE GROUPparent99.7%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.057.280.720
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Of 3,622 companies in sector 01130 we hold annual accounts for 788. 327 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-04-1992
Fiscal year end31-12
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
47279Other retail sale of food
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447093784
Also
9925:BE0447093784
Registered
15-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.